{"id":1208,"date":"2026-07-10T11:40:09","date_gmt":"2026-07-10T09:40:09","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=1208"},"modified":"2026-07-10T11:41:19","modified_gmt":"2026-07-10T09:41:19","slug":"l-indice-de-reference-des-loyers-repart-a-la-hausse-au-deuxieme-trimestre","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/l-indice-de-reference-des-loyers-repart-a-la-hausse-au-deuxieme-trimestre","title":{"rendered":"L’indice de r\u00e9f\u00e9rence des loyers repart \u00e0 la hausse au deuxi\u00e8me trimestre"},"content":{"rendered":"

Les r\u00e9visions annuelles de loyer seront un peu moins favorables aux locataires qu’au cours des derniers mois. Publi\u00e9 le 10 juillet 2026 par l’Institut national de la statistique et des \u00e9tudes \u00e9conomiques (Insee), l’indice de r\u00e9f\u00e9rence des loyers (IRL)<\/a> s’\u00e9tablit \u00e0 148,37 au deuxi\u00e8me trimestre, en hausse de 1,15% sur un an.<\/p>\n

Cette progression est identique dans les collectivit\u00e9s r\u00e9gies par l’article 73 de la Constitution, \u00e0 savoir les d\u00e9partements et r\u00e9gions d’Outre-mer (DROM), o\u00f9 l’IRL atteint 146,94. La Corse, \u00e9galement dot\u00e9e d’un indice sp\u00e9cifique, affiche pour sa part un IRL de 146,22, en hausse identique de 1,15% sur un an.<\/p>\n

<\/span>Premi\u00e8re acc\u00e9l\u00e9ration depuis plusieurs trimestres<\/span><\/h2>\n

Depuis le premier trimestre 2025, la hausse annuelle de l’IRL n’avait cess\u00e9 de ralentir \u00e0 mesure que l’inflation refluait, passant de 1,40% \u00e0 1,04%, puis 0,87%, 0,79% et enfin 0,78% au premier trimestre 2026<\/a>. Avec + 1,15%, l’indice enregistre sa premi\u00e8re acc\u00e9l\u00e9ration depuis cette phase de d\u00e9crue.<\/p>\n

Cette \u00e9volution reste,\u00a0toutefois,\u00a0sans commune mesure avec les hausses enregistr\u00e9es pendant le pic inflationniste. Entre 2022 et le d\u00e9but de 2024, la progression annuelle de l’IRL \u00e9voluait autour de 3,5%.<\/p>\n

Le rebond observ\u00e9 au deuxi\u00e8me trimestre 2026 ne remet donc pas en cause cette normalisation des hausses de loyers. Il signifie n\u00e9anmoins que les r\u00e9visions annuelles de loyer pourront \u00eatre l\u00e9g\u00e8rement plus \u00e9lev\u00e9es que lors des derniers trimestres.<\/p>\n

<\/span>Ce que la hausse change sur la quittance<\/span><\/h2>\n

\u00c0 la date de r\u00e9vision pr\u00e9vue par le bail, g\u00e9n\u00e9ralement sa date anniversaire, les propri\u00e9taires dont le contrat pr\u00e9voit une indexation sur l’IRL du deuxi\u00e8me trimestre pourront utiliser ce nouvel indice pour r\u00e9viser le loyer. La revalorisation ne porte que sur le loyer hors charges.<\/p>\n

Pour un loyer mensuel de 800 euros, par exemple, la revalorisation maximale atteint 9,20 euros par mois, soit un peu plus de 110 euros sur un an. Pour un loyer de 1 200 euros, elle est plafonn\u00e9e \u00e0 13,80 euros par mois.<\/p>\n

La prochaine publication de l’indice de r\u00e9f\u00e9rence des loyers est programm\u00e9e le 15 octobre 2026, avec les donn\u00e9es du troisi\u00e8me trimestre.<\/p>\n","protected":false},"excerpt":{"rendered":"

Apr\u00e8s avoir atteint un point bas en d\u00e9but d’ann\u00e9e, l’IRL acc\u00e9l\u00e8re nettement. D\u2019apr\u00e8s les donn\u00e9es de l\u2019Insee, il progresse de 1,15% sur un an au deuxi\u00e8me trimestre 2026, contre + 0,78% au cours des trois mois pr\u00e9c\u00e9dents.<\/p>\n","protected":false},"author":13719,"featured_media":1211,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nL'indice de r\u00e9f\u00e9rence des loyers repart \u00e0 la hausse au deuxi\u00e8me trimestre<\/title>\n<meta name=\"description\" content=\"L'IRL du 2\u00e8me trimestre 2026 acc\u00e9l\u00e8re \u00e0 1,15% sur un an, contre 0,78% le trimestre pr\u00e9c\u00e9dent. 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