{"id":1498,"date":"2026-08-15T08:00:43","date_gmt":"2026-08-15T06:00:43","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=1498"},"modified":"2026-08-15T10:05:01","modified_gmt":"2026-08-15T08:05:01","slug":"epargne-52-des-francais-veulent-revoir-leurs-finances-seuls-16-agissent","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/epargne-52-des-francais-veulent-revoir-leurs-finances-seuls-16-agissent","title":{"rendered":"\u00c9pargne : 52% des Fran\u00e7ais veulent revoir leurs finances, seuls 16% agissent"},"content":{"rendered":"

Les bonnes r\u00e9solutions financi\u00e8res estivales d\u00e9bouchent encore rarement sur une d\u00e9cision concr\u00e8te. C’est l\u2019un des enseignements d\u2019un sondage publi\u00e9 le 12 ao\u00fbt 2026 par Carr\u00e9 Partners(*)<\/em>, une soci\u00e9t\u00e9 fran\u00e7aise sp\u00e9cialis\u00e9e dans l\u2019investissement non cot\u00e9<\/a>, qui consiste \u00e0 placer son \u00e9pargne dans des entreprises dont les actions ne sont pas cot\u00e9es en Bourse.<\/p>\n

Dans le d\u00e9tail, 52% des sond\u00e9s disent que les vacances d’\u00e9t\u00e9 leur ont d\u00e9j\u00e0 donn\u00e9 envie de remettre leurs finances en ordre \u00e0 leur retour. Pourtant, seuls 16% sont pass\u00e9s \u00e0 l\u2019acte. Par ailleurs, 15% en ont eu l\u2019intention sans franchir le pas et 21% sont rest\u00e9s bloqu\u00e9s faute de savoir par o\u00f9 d\u00e9marrer. Ces r\u00e9ponses font appara\u00eetre un manque de rep\u00e8res chez une partie des sond\u00e9s.<\/p>\n

<\/span>64% des Fran\u00e7ais pensent rater les meilleurs placements<\/span><\/h2>\n

Cette difficult\u00e9 \u00e0 agir s\u2019accompagne d\u2019un autre sentiment largement partag\u00e9 : celui d’arriver toujours trop tard. Pr\u00e8s de deux Fran\u00e7ais sur trois (64%) sont persuad\u00e9s que les placements les plus prometteurs leur \u00e9chappent et sont r\u00e9serv\u00e9s \u00e0 d\u2019autres avant m\u00eame de leur \u00eatre accessibles.<\/p>\n

\u00c0 savoir : Carr\u00e9 Partners, le commanditaire de l’\u00e9tude, est justement sp\u00e9cialis\u00e9 dans\u2026 l\u2019investissement dans ces placements non cot\u00e9s. La soci\u00e9t\u00e9 n’est ni prestataire de services d’investissement (PSI) ni conseiller en investissements financiers (CIF) : elle indique r\u00e9aliser ses op\u00e9rations en partenariat avec un acteur habilit\u00e9 et r\u00e9gul\u00e9.<\/p>\n

<\/span>L’argent, un sujet encore d\u00e9licat<\/span><\/h2>\n

L\u2019argent et les placements s\u2019invitent aussi dans les conversations. Plus de la moiti\u00e9 des Fran\u00e7ais (55%) abordent au moins de temps en temps la question des placements avec leurs proches ou leurs amis.<\/p>\n

Mais pour 42% des r\u00e9pondants, ces \u00e9changes nourrissent un malaise, avec l’impression de ne pas \u00eatre \u00e0 leur place ou de rester \u00e0 l’\u00e9cart d’un cercle d’initi\u00e9s. \u00c0 l’inverse, 17% constatent que le sujet ne s\u2019invite presque jamais dans les discussions.<\/p>\n

<\/span>Le bouche-\u00e0-oreille, r\u00e9v\u00e9lateur de retard<\/span><\/h2>\n

Pr\u00e8s d’un Fran\u00e7ais sur deux (47%) a d\u00e9j\u00e0 d\u00e9couvert qu’un proche pla\u00e7ait son argent dans un produit qu\u2019il ne connaissait pas, constatent les auteurs de l’\u00e9tude.<\/p>\n

Cette d\u00e9couverte \u00e9veille la curiosit\u00e9 de 21% des sond\u00e9s, mais donne \u00e0 14% l\u2019impression d\u2019avoir pris du retard, tandis que 12% se disent trop intimid\u00e9s pour poser des questions.<\/p>\n

(*)<\/sup><\/em>M\u00e9thodologie\u00a0: enqu\u00eate r\u00e9alis\u00e9e en ligne du 8 au 15 juillet 2026 aupr\u00e8s de 3 512 personnes \u00e2g\u00e9es de 18 ans et plus r\u00e9sidant en France m\u00e9tropolitaine et dans les DROM, selon la m\u00e9thode des quotas. Les r\u00e9sultats ont \u00e9t\u00e9 pond\u00e9r\u00e9s \u00e0 partir des distributions de r\u00e9f\u00e9rence 2025 de l\u2019Insee.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Selon une \u00e9tude, les vacances donnent \u00e0 pr\u00e8s d\u2019un Fran\u00e7ais sur deux l\u2019envie de remettre ses finances en ordre. Mais 21% ne savent pas par o\u00f9 commencer et 64% pensent rater les meilleurs placements.<\/p>\n","protected":false},"author":13719,"featured_media":1504,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"acf":[],"yoast_head":"\n\u00c9pargne : 52% des Fran\u00e7ais veulent revoir leurs finances, seuls 16% agissent<\/title>\n<meta name=\"description\" content=\"Selon un sondage, 52% des Fran\u00e7ais veulent revoir leurs finances au retour des vacances, 16% le font. 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