{"id":1816,"date":"2026-09-10T10:51:23","date_gmt":"2026-09-10T08:51:23","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=1816"},"modified":"2026-09-10T10:51:23","modified_gmt":"2026-09-10T08:51:23","slug":"aide-familiale-45-000-euros-en-moyenne-pour-acheter-dix-ans-plus-tot","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/aide-familiale-45-000-euros-en-moyenne-pour-acheter-dix-ans-plus-tot","title":{"rendered":"Aide familiale : 45 000 euros en moyenne pour acheter dix ans plus t\u00f4t"},"content":{"rendered":"

L’aide des proches reste un levier d\u00e9cisif pour entrer sur le march\u00e9 immobilier. Le premier Observatoire Nestenn des trajectoires immobili\u00e8res, publi\u00e9 le 10 septembre 2026, a interrog\u00e9 au printemps 586 acqu\u00e9reurs pass\u00e9s par une agence du r\u00e9seau. Parmi eux, 16,6% ont b\u00e9n\u00e9fici\u00e9 d’un soutien financier de leur famille. La proportion grimpe \u00e0 26,1% chez les primo-acc\u00e9dants, soit deux fois plus que chez ceux ayant d\u00e9j\u00e0 achet\u00e9 (12,4%).<\/p>\n

Le montant moyen de cette aide atteint 45 000 euros. Un tiers des b\u00e9n\u00e9ficiaires (33%) re\u00e7oit entre 20 000 et 50 000 euros, 25,8% moins de 20 000 euros, 14,4% de 50 000 \u00e0 100 000 euros et 10,3% plus de 100 000 euros.<\/p>\n

La donation<\/a> domine largement (52,6%), devant le pr\u00eat familial (24,7%) et l’h\u00e9ritage<\/a> ou l’avance sur h\u00e9ritage (19,6%). Cette aide peut renforcer l\u2019apport personnel et faciliter le financement du projet. Selon Nestenn, les acqu\u00e9reurs aid\u00e9s deviennent ainsi propri\u00e9taires pr\u00e8s de dix ans plus t\u00f4t en moyenne que ceux n\u2019ayant re\u00e7u aucun soutien familial.<\/p>\n

Elle ne permet toutefois pas d’\u00e9chapper aux concessions. Parmi les primo-acc\u00e9dants interrog\u00e9s, 53,4% ont d\u00fb accepter au moins un compromis sur le logement achet\u00e9. Les arbitrages portent d’abord sur l’\u00e9tat du bien ou les travaux \u00e0 pr\u00e9voir (35,1%), puis sur le prix (28,2%) et la localisation (25,1%).<\/p>\n

LF \/ JPD<\/p>\n","protected":false},"excerpt":{"rendered":"

Pour acqu\u00e9rir leur premier logement, un quart des primo-acc\u00e9dants b\u00e9n\u00e9ficient d’un soutien financier familial de 45 000 euros en moyenne, selon l’Observatoire Nestenn. <\/p>\n","protected":false},"author":13718,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1816","post","type-post","status-publish","format-standard","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nAide familiale : 45 000 euros en moyenne pour acheter dix ans plus t\u00f4t<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/aide-familiale-45-000-euros-en-moyenne-pour-acheter-dix-ans-plus-tot\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" 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