{"id":1853,"date":"2026-09-10T17:59:26","date_gmt":"2026-09-10T15:59:26","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=1853"},"modified":"2026-09-10T17:59:26","modified_gmt":"2026-09-10T15:59:26","slug":"pea-les-litiges-bondissent-en-2025-les-transferts-en-premiere-ligne","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/pea-les-litiges-bondissent-en-2025-les-transferts-en-premiere-ligne","title":{"rendered":"PEA : les litiges bondissent en 2025, les transferts en premi\u00e8re ligne"},"content":{"rendered":"

Les litiges concernant le plan d’\u00e9pargne en actions sont redevenus le premier motif de saisine du m\u00e9diateur de l’Autorit\u00e9 des march\u00e9s financiers (AMF). R\u00e9mi Bouchez en a clos 462 en 2025, contre 185 en 2024, soit 150% de plus, selon son rapport annuel 2025, rendu public le 10 septembre 2026.<\/p>\n

Le m\u00e9diateur attribue cette envol\u00e9e \u00e0 \u00ab la dur\u00e9e excessive des transferts d’un \u00e9tablissement \u00e0 l’autre \u00bb. Ce sujet totalise pr\u00e8s des trois quarts (74%) des dossiers clos (342 contre 109 un an plus t\u00f4t). En cause, l’arriv\u00e9e d’acteurs europ\u00e9ens agr\u00e9\u00e9s dans un autre \u00c9tat, qui ont lanc\u00e9 des offres de PEA, campagnes publicitaires \u00e0 l\u2019appui. D\u2019o\u00f9 les 151 dossiers clos les visant.<\/p>\n

Les transferts entre acteurs fran\u00e7ais progressent eux aussi, avec 191 dossiers. Le m\u00e9diateur rel\u00e8ve des difficult\u00e9s de compr\u00e9hension du fonctionnement du PEA<\/a>, notamment la m\u00e9connaissance de l\u2019importance du premier versement pour valider l’ouverture d\u2019un plan.<\/p>\n

Tous sujets confondus, SCPI, crowdfunding immobilier et \u00e9pargne salariale compris, la m\u00e9diation de l\u2019AMF a re\u00e7u un record de 3 010 demandes en 2025 (+37%). Gratuite et confidentielle, elle a rendu 888 propositions de solution, suivies dans 92% des cas.<\/p>\n

OB\/LF<\/p>\n","protected":false},"excerpt":{"rendered":"

Le m\u00e9diateur de l’AMF a clos 462 dossiers li\u00e9s au plan d\u2019\u00e9pargne en actions en 2025, soit 150% de plus qu’en 2024. Les d\u00e9lais de transfert entre \u00e9tablissements repr\u00e9sentent pr\u00e8s des trois quarts des cas.<\/p>\n","protected":false},"author":13718,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1853","post","type-post","status-publish","format-standard","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nPEA : les litiges bondissent en 2025, les transferts en premi\u00e8re ligne<\/title>\n<meta name=\"description\" content=\"PEA : 462 litiges clos par le m\u00e9diateur de l'AMF en 2025, contre 185 en 2024. 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