{"id":191,"date":"2026-03-18T16:30:37","date_gmt":"2026-03-18T15:30:37","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=191"},"modified":"2026-03-18T16:30:37","modified_gmt":"2026-03-18T15:30:37","slug":"plus-de-six-couples-sur-dix-ne-prevoient-rien-pour-leur-achat-immobilier-en-cas-de-separation","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/plus-de-six-couples-sur-dix-ne-prevoient-rien-pour-leur-achat-immobilier-en-cas-de-separation","title":{"rendered":"Plus de six couples sur dix ne pr\u00e9voient rien pour leur achat immobilier en cas de s\u00e9paration"},"content":{"rendered":"<p>Lors d\u2019un achat immobilier \u00e0 deux, la question de la s\u00e9paration reste largement ignor\u00e9e. C\u2019est ce que r\u00e9v\u00e8le une \u00e9tude men\u00e9e en mars 2026 par Notariat Service aupr\u00e8s de 1 360 internautes. Ainsi, 62 % des couples n\u2019ont pr\u00e9vu aucune solution en cas de rupture : ni convention d\u2019indivision, ni clause de rachat de parts, ni sc\u00e9nario de sortie du bien. Une impr\u00e9paration d\u2019autant plus risqu\u00e9e que pr\u00e8s d\u2019un mariage sur deux se solde par un divorce en France.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ils_anticipent_la_mort%E2%80%A6_pas_la_rupture\"><\/span><strong>Ils anticipent la mort\u2026 pas la rupture<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Pourtant, ces m\u00eames couples anticipent largement le d\u00e9c\u00e8s : 71% se disent prot\u00e9g\u00e9s gr\u00e2ce \u00e0 des dispositifs comme l\u2019assurance-vie, la tontine, la donation entre \u00e9poux ou le testament. Mais d\u00e8s qu\u2019il s\u2019agit d\u2019envisager une s\u00e9paration, le sujet dispara\u00eet.<\/p>\n<p>Cette absence d\u2019anticipation constitue un angle mort juridique majeur. En cas de rupture conflictuelle, elle peut entra\u00eener blocages, pertes financi\u00e8res et proc\u00e9dures longues. Un achat immobilier pens\u00e9 comme un projet de vie peut alors devenir une source de fragilit\u00e9 patrimoniale.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Un_projet_a_deux_des_tensions_bien_reelles\"><\/span><strong>Un projet \u00e0 deux, des tensions bien r\u00e9elles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>L\u2019\u00e9tude met aussi en lumi\u00e8re des d\u00e9s\u00e9quilibres au sein des couples. Si 51% des r\u00e9pondants affirment d\u00e9cider \u00e0 parts \u00e9gales, 46% reconnaissent que l\u2019un pilote r\u00e9ellement le projet. Les tensions portent d\u2019abord sur la localisation du bien immobilier (31%), puis le budget (26%) et les travaux (14%). C\u00f4t\u00e9 financement, 56 % contribuent \u00e0 parts \u00e9gales, mais 9% \u00e9voquent un montage tr\u00e8s d\u00e9s\u00e9quilibr\u00e9.<\/p>\n<p>Autre enseignement : le notaire intervient souvent trop tard. Seuls 28% le consultent d\u00e8s la r\u00e9flexion, alors que 51% estiment qu\u2019il faudrait l\u2019impliquer en amont. Pourtant, 59% se disent pr\u00eats \u00e0 suivre ses recommandations, m\u00eame si cela retarde le projet.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Une enqu\u00eate r\u00e9cente de Notariat Services met en lumi\u00e8re les angles morts juridiques des co-acqu\u00e9reurs face \u00e0 la rupture, et alerte sur des risques patrimoniaux largement sous-estim\u00e9s.<\/p>\n","protected":false},"author":13719,"featured_media":192,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-191","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Plus de six couples sur dix ne pr\u00e9voient rien pour leur achat immobilier en cas de s\u00e9paration - Actualit\u00e9s<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/plus-de-six-couples-sur-dix-ne-prevoient-rien-pour-leur-achat-immobilier-en-cas-de-separation\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Plus de six couples sur dix ne pr\u00e9voient rien pour leur achat immobilier en cas de s\u00e9paration - 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