{"id":2176,"date":"2026-09-30T15:58:16","date_gmt":"2026-09-30T13:58:16","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=2176"},"modified":"2026-09-30T16:00:00","modified_gmt":"2026-09-30T14:00:00","slug":"retraite-la-sous-indexation-se-precise","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/retraite-la-sous-indexation-se-precise","title":{"rendered":"Retraite\u00a0: la sous-indexation se pr\u00e9cise"},"content":{"rendered":"<p>Une partie des retraites de base ne va pas \u00eatre revaloris\u00e9e au niveau de l\u2019inflation l\u2019ann\u00e9e prochaine. L\u2019information, qui circule depuis des semaines, a \u00e9t\u00e9 confirm\u00e9e par Jean-Pierre Farandou, le ministre du Travail et des Solidarit\u00e9s dans une interview publi\u00e9e le 30 septembre 2026 dans le magazine \u00e9conomique <em>Challenges<\/em>.<\/p>\n<p>En vue d\u2019\u00e9conomiser 5,5 milliards d\u2019euros, seuls les retrait\u00e9s percevant une pension globale (retraite de base et compl\u00e9mentaires confondues) inf\u00e9rieure \u00e0 1\u00a0260 euros brut par mois verront leur retraite de base \u00eatre augment\u00e9es au niveau de la hausse des prix \u00e0 la consommation (hors tabac) au 1<sup>er<\/sup> janvier 2027. Ce seuil correspondant \u00e0 85% du Smic.<\/p>\n<p>Pour les pensionn\u00e9s dont la retraite totale est \u00e9gale ou sup\u00e9rieure \u00e0 1 260 euros brut par mois, <a href=\"https:\/\/www.toutsurmesfinances.com\/retraite\/desindexation-des-retraites.html\" target=\"_blank\" rel=\"noopener\">la d\u00e9sindexation<\/a> des pensions de base sera progressive. Dit autrement, plus la pension globale sera \u00e9lev\u00e9e et moins le taux de <a href=\"https:\/\/www.toutsurmesfinances.com\/retraite\/revalorisation-des-retraites.html\" target=\"_blank\" rel=\"noopener\">revalorisation de la retraite de base<\/a> sera cons\u00e9quent.<\/p>\n<p>Selon les derni\u00e8res donn\u00e9es des minist\u00e8res sanitaires et sociaux, la pension globale de droit direct (c\u2019est-\u00e0-dire hors <a href=\"https:\/\/www.toutsurmesfinances.com\/retraite\/pension-de-reversion-definition-conditions-montant-et-calendrier-de-versement.html\" target=\"_blank\" rel=\"noopener\">pensions de r\u00e9version<\/a> vers\u00e9es au veufs et veuves) des retrait\u00e9s r\u00e9sidant en France s\u2019\u00e9l\u00e8ve \u00e0 1 666 euros brut par mois en moyenne. <a href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/desindexation-des-retraites-plus-de-50-des-retraites-concernes\" target=\"_blank\" rel=\"noopener\">Plus de la moiti\u00e9 des pensionn\u00e9s devraient donc \u00eatre concern\u00e9s<\/a> par la moindre revalorisation des retraites de base.<\/p>\n<p>Dans l\u2019interview de <em>Challenges<\/em>, Jean-Pierre Farandou ne pr\u00e9cise pas les seuils et les taux de sous-indexation. Il faudra attendre la pr\u00e9sentation le 1<sup>er<\/sup> octobre du projet de loi de financement de la S\u00e9curit\u00e9 sociale (PLFSS) pour 2027 pour les conna\u00eetre.<\/p>\n<p>Le ministre rappelle que le PLFSS 2027 sera examin\u00e9 \u00e0 l\u2019Assembl\u00e9e nationale et au S\u00e9nat. \u00ab\u00a0Cette copie sera ensuite d\u00e9battue et \u00e9voluera. Les parlementaires discuteront notamment du niveau d\u2019augmentation des pensions de retraite\u00a0\u00bb, souligne-t-il.<\/p>\n<p>En d\u2019autres termes, il n\u2019est pas certain que la sous-indexation progressive des retraites de base entre en vigueur, sachant que le gouvernement ne d\u00e9tient pas la majorit\u00e9 \u00e0 l\u2019Assembl\u00e9e. Pour rappel, une revalorisation diff\u00e9renci\u00e9e a d\u00e9j\u00e0 \u00e9t\u00e9 instaur\u00e9e le 1<sup>er<\/sup> janvier 2020 dans la foul\u00e9e du mouvement de contestation des Gilets jaunes.<\/p>\n<p>Toujours dans l\u2019interview de <em>Challenges<\/em>, Jean-Pierre Farandou annonce que le plafond de <a href=\"https:\/\/www.toutsurmesfinances.com\/impots\/abattement-sur-les-pensions-de-retraite.html\" target=\"_blank\" rel=\"noopener\">l\u2019abattement fiscal de 10% des retrait\u00e9s<\/a> va \u00eatre abaiss\u00e9 de 4\u00a0439 euros \u00e0 3\u00a0000 euros. Cette mesure figure cette fois-ci dans le projet de loi de finances (PLF) pour 2027, \u00e9galement d\u00e9voil\u00e9 le 1<sup>er<\/sup> octobre.<\/p>\n<p>JP \/ LF<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dans une interview publi\u00e9e ce 30 septembre, le ministre du Travail confirme que les retrait\u00e9s percevant au moins 1\u00a0260 euros de pension globale par mois connaitront une revalorisation de leur retraite de base inf\u00e9rieure \u00e0 l\u2019inflation l\u2019an prochain. La mesure, qui figurera dans le projet de Budget de la S\u00e9curit\u00e9 sociale pr\u00e9sent\u00e9 demain, sera soumise au vote des parlementaires.<\/p>\n","protected":false},"author":13718,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2176","post","type-post","status-publish","format-standard","hentry","category-a-la-une"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Retraite\u00a0: la sous-indexation se pr\u00e9cise<\/title>\n<meta name=\"description\" content=\"La retraite de base devrait \u00eatre revaloris\u00e9e sous l&#039;inflation en 2027 pour les pensions globales d&#039;au moins 1 260 euros brut par mois.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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