{"id":2220,"date":"2026-10-02T11:15:20","date_gmt":"2026-10-02T09:15:20","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=2220"},"modified":"2026-10-02T11:15:20","modified_gmt":"2026-10-02T09:15:20","slug":"assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027","title":{"rendered":"Assurance auto : la hausse de la TSCA pourrait alourdir votre prime en 2027"},"content":{"rendered":"<p>Le budget 2027 s&rsquo;invite dans votre contrat auto. L&rsquo;article 14 du projet de loi de finances (PLF), <a href=\"https:\/\/www.toutsurmesfinances.com\/argent\/a\/loi-de-finances-2027\">d\u00e9voil\u00e9 le 1<sup>er<\/sup> octobre<\/a>, pr\u00e9voit de relever la taxe sur les conventions d&rsquo;assurance (TSCA) de 18% \u00e0 18,9%.<\/p>\n<p>Due par les assureurs, cette taxe est calcul\u00e9e sur les primes ou cotisations et les accessoires li\u00e9s aux garanties souscrites, \u00e0 un taux qui varie selon le risque couvert. Seules les assurances facultatives des v\u00e9hicules terrestres \u00e0 moteur sont vis\u00e9es (vol, incendie, bris de glace&#8230;), pour les contrats dont l&rsquo;\u00e9ch\u00e9ance intervient \u00e0 compter du 1er janvier 2027. \u00c0 la cl\u00e9 : 200 millions d&rsquo;euros pour l&rsquo;\u00c9tat, destin\u00e9s \u00e0 renforcer les moyens des services d\u00e9partementaux d&rsquo;incendie et de secours (SDIS).<\/p>\n<p>La responsabilit\u00e9 civile obligatoire, elle, est \u00e9pargn\u00e9e. Sur une part facultative de 500 euros hors taxe, la TSCA passerait de 90 \u00e0 94,50 euros, soit 4,50 euros de plus. En cas de r\u00e9percussion de la hausse, l&rsquo;\u00e9valuation pr\u00e9alable du PLF estime que l&rsquo;impact resterait limit\u00e9 pour les assur\u00e9s.<\/p>\n<p>C\u00f4t\u00e9 assureurs, la hausse s&rsquo;imposerait : le montant de la taxe augmenterait et leurs syst\u00e8mes d&rsquo;information devraient \u00eatre adapt\u00e9s. C\u00f4t\u00e9 assur\u00e9s, rien n&rsquo;est jou\u00e9 : les compagnies pourraient absorber ce surco\u00fbt plut\u00f4t que le r\u00e9percuter sur leurs clients. Tout d\u00e9pendrait donc de la politique tarifaire de chaque assureur.<\/p>\n<p>En cas de r\u00e9percussion, c&rsquo;est la part facultative de votre contrat qui pourrait grimper d\u00e8s les \u00e9ch\u00e9ances de 2027.<\/p>\n<p>Lire aussi : <a href=\"https:\/\/www.toutsurmesfinances.com\/assurance\/comment-choisir-entre-une-assurance-auto-tous-risques-ou-au-tiers.html\">Assurance auto : faut-il s\u2019assurer tous risques ou au tiers ?<\/a><\/p>\n<p>LF\/JPD<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le projet de loi de finances envisage de porter de 18% \u00e0 18,9% la taxe sur les conventions d\u2019assurance sur l\u2019auto facultative. D\u00e8s les premi\u00e8res \u00e9ch\u00e9ances de 2027, la note pourrait gonfler.<\/p>\n","protected":false},"author":13718,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2220","post","type-post","status-publish","format-standard","hentry","category-a-la-une"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Assurance auto : la hausse de la TSCA pourrait alourdir votre prime en 2027<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance auto : la hausse de la TSCA pourrait alourdir votre prime en 2027\" \/>\n<meta property=\"og:description\" content=\"Le projet de loi de finances envisage de porter de 18% \u00e0 18,9% la taxe sur les conventions d\u2019assurance sur l\u2019auto facultative. D\u00e8s les premi\u00e8res \u00e9ch\u00e9ances de 2027, la note pourrait gonfler.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027\" \/>\n<meta property=\"og:site_name\" content=\"Actualit\u00e9s\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-02T09:15:20+00:00\" \/>\n<meta name=\"author\" content=\"L&#039;\u00e9quipe de r\u00e9daction\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"L&#039;\u00e9quipe de r\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027\",\"name\":\"Assurance auto : la hausse de la TSCA pourrait alourdir votre prime en 2027\",\"isPartOf\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#website\"},\"datePublished\":\"2026-10-02T09:15:20+00:00\",\"author\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance auto : la hausse de la TSCA pourrait alourdir votre prime en 2027\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#website\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/\",\"name\":\"Actualit\u00e9s\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6\",\"name\":\"L'\u00e9quipe de r\u00e9daction\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g\",\"caption\":\"L'\u00e9quipe de r\u00e9daction\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance auto : la hausse de la TSCA pourrait alourdir votre prime en 2027","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-auto-la-hausse-de-la-tsca-pourrait-alourdir-votre-prime-en-2027","og_locale":"fr_FR","og_type":"article","og_title":"Assurance auto : la hausse de la TSCA pourrait alourdir votre prime en 2027","og_description":"Le projet de loi de finances envisage de porter de 18% \u00e0 18,9% la taxe sur les conventions d\u2019assurance sur l\u2019auto facultative. 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