{"id":2277,"date":"2026-10-06T18:50:38","date_gmt":"2026-10-06T16:50:38","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=2277"},"modified":"2026-10-06T20:47:46","modified_gmt":"2026-10-06T18:47:46","slug":"les-francais-heritent-dun-logement-en-moyenne-a-54-ans","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/les-francais-heritent-dun-logement-en-moyenne-a-54-ans","title":{"rendered":"Les Fran\u00e7ais h\u00e9ritent d\u2019un logement en moyenne \u00e0 54 ans"},"content":{"rendered":"<p>La transmission immobili\u00e8re n\u2019est pas anecdotique en France. D\u2019apr\u00e8s une enqu\u00eate publi\u00e9e le 6 octobre 2026 par l\u2019Institut national de la statistique et des \u00e9tudes \u00e9conomiques (Insee), sur les 1,76 million de logements qui ont chang\u00e9 de mains entre 2018 et 2023, 443\u00a0000 (25,2%) sont issus d\u2019un h\u00e9ritage, 183\u00a0000 (10,4%) d\u2019une <a href=\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/droits-de-donation-calcul-abattement-bareme\" target=\"_blank\" rel=\"noopener\">donation<\/a> et 76\u00a0000 (4,3%) d\u2019une <a href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/succession-accepter-refuser-ou-limiter-les-risques-quelle-option-choisir\" target=\"_blank\" rel=\"noopener\">succession<\/a> suivie d\u2019une vente.<\/p>\n<p>L\u2019\u00e2ge moyen pour h\u00e9riter d\u2019un appartement ou d\u2019une maison se situe \u00e0 54 ans, soit six ans de plus que l\u2019\u00e2ge moyen pour recevoir un bien immobilier en donation (48 ans). Normal\u00a0: les personnes qui transmettent un logement par succession d\u00e9c\u00e8dent en moyenne \u00e0 78 ans, alors que les donateurs immobiliers donnent en moyenne \u00e0 63 ans.<\/p>\n<p>Dans 46% des successions immobili\u00e8res, les d\u00e9funts transmettent des logements \u00e0 des h\u00e9ritiers ayant 20 \u00e0 29\u00a0ans de moins qu\u2019eux. Cet \u00e9cart d\u2019\u00e2ge se retrouve dans 40% des donations immobili\u00e8res.<\/p>\n<p>Trois ans apr\u00e8s leur transmission, 29% des biens immobiliers re\u00e7us en h\u00e9ritage sont vendus, 19% sont conserv\u00e9s comme r\u00e9sidence principale par le conjoint survivant, 16% sont lou\u00e9s, 15% sont occup\u00e9s par un autre h\u00e9ritier que le conjoint survivant, 11% sont utilis\u00e9s comme r\u00e9sidence secondaire, 8% sont vacants et 1% sont transmis \u00e0 nouveau.<\/p>\n<p>Pr\u00e8s d\u2019un tiers (32%) des personnes recevant une transmission immobili\u00e8re se trouvent parmi les 20% des Fran\u00e7ais aux niveaux de vie les plus \u00e9lev\u00e9s. Parmi eux, 43\u00a0% re\u00e7oivent le logement d\u2019un individu se trouvant \u00e9galement dans le cinqui\u00e8me le plus \u00e9lev\u00e9 des revenus. Ainsi, les transmissions immobili\u00e8res entre personnes ayant ce niveau de vie sont 3,5 fois plus fr\u00e9quentes que dans l\u2019ensemble de la population.<\/p>\n<p>Les transmissions sont encore plus concentr\u00e9es pour les donations immobili\u00e8res\u00a0: elles sont cinq fois plus fr\u00e9quentes chez les 20% des personnes les plus fortun\u00e9es que dans l\u2019ensemble de la population.<\/p>\n<p>JP \/ OBt<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon une \u00e9tude de l\u2019Insee, l\u2019\u00e2ge moyen d\u2019un h\u00e9ritier d\u2019un bien immobilier se situe \u00e0 54 ans, contre 48 ans pour le b\u00e9n\u00e9ficiaire d\u2019une donation immobili\u00e8re.<\/p>\n","protected":false},"author":13718,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2277","post","type-post","status-publish","format-standard","hentry","category-a-la-une"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les Fran\u00e7ais h\u00e9ritent d\u2019un logement en moyenne \u00e0 54 ans<\/title>\n<meta name=\"description\" content=\"Les Fran\u00e7ais h\u00e9ritent d\u2019un logement \u00e0 54 ans en moyenne, contre 48 ans pour une donation. 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