{"id":2326,"date":"2026-10-08T19:00:14","date_gmt":"2026-10-08T17:00:14","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=2326"},"modified":"2026-10-09T07:48:55","modified_gmt":"2026-10-09T05:48:55","slug":"agirc-arrco-revalorisation-possible-entre-16-et-19","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/agirc-arrco-revalorisation-possible-entre-16-et-19","title":{"rendered":"Agirc-Arrco\u00a0: revalorisation possible entre 1,6% et 1,9%"},"content":{"rendered":"

Les salari\u00e9s retrait\u00e9s devront attendre le 14 octobre pour connaitre le taux de revalorisation annuelle de leur retraite compl\u00e9mentaire<\/a>. Ce jour-l\u00e0, le conseil d\u2019administration (CA) de l\u2019Agirc-Arrco, compos\u00e9 des repr\u00e9sentants des organisations patronales et syndicales, va se r\u00e9unir pour d\u00e9terminer la valeur de service du point qui sera appliqu\u00e9e \u00e0 compter du 1er<\/sup> novembre 2026.<\/p>\n

Si le niveau d\u2019indexation des pensions Agirc-Arrco va d\u00e9pendre des discussions entre les administrateurs, on peut avoir une id\u00e9e du taux qui pourrait \u00eatre fix\u00e9. Les r\u00e8gles de revalorisation sont, en effet, d\u00e9finies par l\u2019accord national interprofessionnel (ANI) sign\u00e9 le 5 octobre 2023 par les partenaires sociaux, gestionnaires du r\u00e9gime.<\/p>\n

<\/span>Une \u00ab\u00a0d\u00e9cote\u00a0\u00bb de 0,4%<\/span><\/h3>\n

Cet ANI, qui couvre la p\u00e9riode de 2023 \u00e0 2026, pr\u00e9voit notamment que les retraites compl\u00e9mentaires des salari\u00e9s du secteur priv\u00e9 sont revaloris\u00e9es au niveau de la derni\u00e8re estimation de l\u2019Insee sur l\u2019\u00e9volution des prix \u00e0 la consommation (hors tabac) de l\u2019ann\u00e9e en cours, auquel est soustrait un \u00ab\u00a0coefficient de soutenabilit\u00e9\u00a0\u00bb de 0,40 point de pourcentage. Cette minoration vise \u00e0 garantir l\u2019\u00e9quilibre financier du r\u00e9gime.<\/p>\n

Dans une note de conjoncture publi\u00e9e le 10 septembre 2026, l\u2019Insee pr\u00e9voit une inflation<\/a> de 2% pour cette ann\u00e9e. En appliquant les r\u00e8gles du dernier accord quadriennal, la revalorisation Agirc-Arrco atteindrait donc 1,6% (2% – 0,4%) au 1er<\/sup> novembre.<\/p>\n

<\/span>Une majoration \u00e9ventuelle<\/span><\/h3>\n

Mais le CA de l\u2019Agirc-Arrco a la possibilit\u00e9 de majorer le taux d\u2019indexation jusqu\u2019\u00e0 0,40 point si les r\u00e9serves financi\u00e8res du r\u00e9gime le permettent. En reprenant le sc\u00e9nario d\u2019un taux de 1,6%, on pourrait ainsi aboutir, en th\u00e9orie, \u00e0 une revalorisation maximum de 2% (1,6% + 0,4%).<\/p>\n

Sauf que l\u2019ANI 2023-2026 pr\u00e9voit \u00e9galement que le taux d\u2019indexation des pensions compl\u00e9mentaires ne peut \u00eatre sup\u00e9rieur \u00e0 la hausse du salaire moyen. Or, selon les derni\u00e8res hypoth\u00e8ses, les salaires devraient augmenter, en moyenne, de 1,9% en 2026.<\/p>\n

<\/span>Une fourchette pas garantie<\/span><\/h3>\n

Dit autrement, les retraites Agirc-Arrco pourraient \u00eatre revaloris\u00e9es entre 1,6% et 1,9% au 1er<\/sup> novembre prochain. En r\u00e9alit\u00e9, cette fourchette n\u2019est pas totalement garantie.<\/p>\n

En premier lieu, l\u2019Insee peut r\u00e9viser ses pr\u00e9visions d\u2019inflation. Un cas de figure tout \u00e0 fait envisageable compte tenu de la flamb\u00e9e des prix de l\u2019\u00e9nergie \u00e0 la suite du conflit au Moyen-Orient.<\/p>\n

En outre, les administrateurs de l\u2019Agirc-Arrco peuvent ne pas trouver de terrain d\u2019entente. C\u2019est ce qui s\u2019est pass\u00e9 lors du CA du 17 octobre 2025. En l\u2019absence d\u2019accord entre le patronat et les syndicats de salari\u00e9s, les retraites Agirc-Arrco n\u2019ont pas \u00e9t\u00e9 revaloris\u00e9es le 1er<\/sup> novembre dernier.<\/p>\n","protected":false},"excerpt":{"rendered":"

Le conseil d\u2019administration du r\u00e9gime de retraite compl\u00e9mentaire des salari\u00e9s du priv\u00e9 va se r\u00e9unir le 14 octobre pour fixer la valeur de service du point. Si les r\u00e8gles d\u2019indexation sont appliqu\u00e9es en l\u2019\u00e9tat, les retraites Agirc-Arrco seraient revaloris\u00e9es de 1,6% \u00e0 1,9% au 1er novembre prochain.<\/p>\n","protected":false},"author":13713,"featured_media":2327,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nAgirc-Arrco\u00a0: revalorisation possible entre 1,6% et 1,9%<\/title>\n<meta name=\"description\" content=\"Agirc-Arrco : les retraites compl\u00e9mentaires pourraient augmenter de 1,6% \u00e0 1,9% au 1er novembre 2026. 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