{"id":238,"date":"2026-03-24T11:55:14","date_gmt":"2026-03-24T10:55:14","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=238"},"modified":"2026-03-24T11:55:14","modified_gmt":"2026-03-24T10:55:14","slug":"le-bitcoin-debarque-dans-les-banques-populaires-et-les-caisses-depargne","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/le-bitcoin-debarque-dans-les-banques-populaires-et-les-caisses-depargne","title":{"rendered":"Le bitcoin d\u00e9barque dans les Banques Populaires et les Caisses d\u2019Epargne"},"content":{"rendered":"

C\u2019est une premi\u00e8re en France pour un r\u00e9seau bancaire traditionnel\u00a0: \u00a0des clients particuliers du groupe BPCE – Banques Populaires et Caisses d\u2019Epargne – peuvent d\u00e9sormais ouvrir un compte d\u2019investissement en crypto-actifs en quelques minutes depuis leur application bancaire habituelle. Au 23 mars, treize banques de BPCE proposent ce service, op\u00e9r\u00e9 par Hexarq, la filiale d\u00e9di\u00e9e du groupe bancaire.<\/p>\n

Parmi celles-ci, la Banque Populaire Rives de Paris, la Banque Populaire Grand Ouest, la Caisse d\u2019Epargne Ile-de-France ou la Caisse d\u2019Epargne Rh\u00f4ne-Alpes. Les clients de la Banque Palatine y auront acc\u00e8s \u00e0 partir d\u2019avril.<\/p>\n

Bitcoin, Ethereum, Solana pour commencer<\/strong><\/p>\n

Au lancement, quatre crypto-actifs sont disponibles : bitcoin (BTC), ethereum (ETH), solana (SOL) et le stablecoin USDC. D\u2019autres cryptos, comme XRP ou Cardano, devraient progressivement s\u2019y ajouter. L\u2019interface permet de suivre son portefeuille en temps r\u00e9el, de consulter les donn\u00e9es de march\u00e9 et l\u2019historique de ses transactions. En compl\u00e9ment, des ressources p\u00e9dagogiques sont propos\u00e9es. Le service client d\u00e9di\u00e9 est bas\u00e9 en France.<\/p>\n

C\u00f4t\u00e9 tarifs, les frais de transaction s\u2019\u00e9l\u00e8vent \u00e0 1,5% du montant (contre euros et par \u00e9change de crypto-actifs), avec un minimum de 1 euro, sans spread (au prix du march\u00e9). Des frais de tenue de compte de 2,99 euros par mois sont pr\u00e9lev\u00e9s.<\/p>\n

Hexarq est agr\u00e9\u00e9e par l\u2019Autorit\u00e9 des march\u00e9s financiers (AMF), le gendarme des march\u00e9s financiers en France, en tant que prestataire de services sur crypto-Actifs (PSCA) et supervis\u00e9e par l\u2019Autorit\u00e9 de contr\u00f4le prudentiel et de r\u00e9solution (ACPR).<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Acheter des cryptos depuis son application bancaire habituelle, c\u2019est d\u00e9sormais possible pour les clients de 13 \u00e9tablissements du groupe BPCE.<\/p>\n","protected":false},"author":13709,"featured_media":239,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nLe bitcoin d\u00e9barque dans les Banques Populaires et les Caisses d\u2019Epargne<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/le-bitcoin-debarque-dans-les-banques-populaires-et-les-caisses-depargne\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" 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