{"id":2477,"date":"2026-10-15T13:40:03","date_gmt":"2026-10-15T11:40:03","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=2477"},"modified":"2026-10-15T13:43:52","modified_gmt":"2026-10-15T11:43:52","slug":"assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros","title":{"rendered":"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros"},"content":{"rendered":"

Altaprofits \u00e9largit son offre d’assurance vie luxembourgeoise<\/a> et fait sauter un verrou : le ticket d’entr\u00e9e. Le courtier en ligne a lanc\u00e9, le 15 octobre 2026, AltaLux Vie, un contrat accessible d\u00e8s 50 000 euros, soit un seuil deux \u00e0 trois fois inf\u00e9rieur \u00e0 celui de nombreux acteurs du march\u00e9.<\/p>\n

Assur\u00e9 par Generali Luxembourg, ce nouveau contrat se souscrit enti\u00e8rement en ligne. Les versements compl\u00e9mentaires sont possibles d\u00e8s 10 000 euros.<\/p>\n

AltaLux Vie ne pr\u00e9l\u00e8ve aucuns frais d’entr\u00e9e, de versement ou de rachat. Les frais de gestion annuels s’\u00e9l\u00e8vent \u00e0 0,75 %, auxquels s’ajoutent 35 euros par arbitrage en ligne (75 euros hors ligne).<\/p>\n

L’\u00e9pargne peut \u00eatre investie sur trois types de supports :<\/p>\n

    \n
  1. le fonds en euros Novissima, accessible \u00e0 condition de placer au moins 50% en unit\u00e9s de compte (UC, qui pr\u00e9sentent un risque de perte en capital) ;<\/li>\n
  2. des produits structur\u00e9s \u00e0 capital garanti ;<\/li>\n
  3. un fonds interne collectif (FIC) g\u00e9r\u00e9 par Generali Wealth Solutions, la soci\u00e9t\u00e9 de gestion de Generali Vie, selon un profil dynamique.<\/li>\n<\/ol>\n

    Les souscripteurs b\u00e9n\u00e9ficient des protections luxembourgeoises. Le triangle de s\u00e9curit\u00e9 s\u00e9pare leurs avoirs de ceux de l’assureur et de la banque d\u00e9positaire. Le \u00ab super privil\u00e8ge \u00bb fait d’eux des cr\u00e9anciers de premier rang en cas de d\u00e9faillance de l’assureur : ils sont rembours\u00e9s avant tous les autres cr\u00e9anciers. La fiscalit\u00e9 reste celle du pays de r\u00e9sidence.<\/p>\n

    AltaLux Vie compl\u00e8te Generali Espace Lux Vie France, l’autre contrat luxembourgeois distribu\u00e9 par Altaprofits, accessible d\u00e8s 250 000 euros.<\/p>\n

    LF\/JPD<\/p>\n","protected":false},"excerpt":{"rendered":"

    Depuis le 15 octobre, Altaprofits facilite l’acc\u00e8s \u00e0 l’assurance vie luxembourgeoise avec AltaLux Vie, con\u00e7u pour les patrimoines interm\u00e9diaires.<\/p>\n","protected":false},"author":13718,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2477","post","type-post","status-publish","format-standard","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nAssurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros<\/title>\n<meta name=\"description\" content=\"Ticket d'entr\u00e9e \u00e0 50 000 euros, z\u00e9ro frais d'entr\u00e9e, avoirs prot\u00e9g\u00e9s : ce qu'il faut savoir sur AltaLux Vie, la nouvelle assurance vie luxembourgeoise.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros\" \/>\n<meta property=\"og:description\" content=\"Ticket d'entr\u00e9e \u00e0 50 000 euros, z\u00e9ro frais d'entr\u00e9e, avoirs prot\u00e9g\u00e9s : ce qu'il faut savoir sur AltaLux Vie, la nouvelle assurance vie luxembourgeoise.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros\" \/>\n<meta property=\"og:site_name\" content=\"Actualit\u00e9s\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-15T11:40:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-15T11:43:52+00:00\" \/>\n<meta name=\"author\" content=\"L'\u00e9quipe de r\u00e9daction\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"L'\u00e9quipe de r\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros\",\"name\":\"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros\",\"isPartOf\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#website\"},\"datePublished\":\"2026-10-15T11:40:03+00:00\",\"dateModified\":\"2026-10-15T11:43:52+00:00\",\"author\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6\"},\"description\":\"Ticket d'entr\u00e9e \u00e0 50 000 euros, z\u00e9ro frais d'entr\u00e9e, avoirs prot\u00e9g\u00e9s : ce qu'il faut savoir sur AltaLux Vie, la nouvelle assurance vie luxembourgeoise.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#website\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/\",\"name\":\"Actualit\u00e9s\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6\",\"name\":\"L'\u00e9quipe de r\u00e9daction\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g\",\"caption\":\"L'\u00e9quipe de r\u00e9daction\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros","description":"Ticket d'entr\u00e9e \u00e0 50 000 euros, z\u00e9ro frais d'entr\u00e9e, avoirs prot\u00e9g\u00e9s : ce qu'il faut savoir sur AltaLux Vie, la nouvelle assurance vie luxembourgeoise.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros","og_locale":"fr_FR","og_type":"article","og_title":"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros","og_description":"Ticket d'entr\u00e9e \u00e0 50 000 euros, z\u00e9ro frais d'entr\u00e9e, avoirs prot\u00e9g\u00e9s : ce qu'il faut savoir sur AltaLux Vie, la nouvelle assurance vie luxembourgeoise.","og_url":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros","og_site_name":"Actualit\u00e9s","article_published_time":"2026-10-15T11:40:03+00:00","article_modified_time":"2026-10-15T11:43:52+00:00","author":"L'\u00e9quipe de r\u00e9daction","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"L'\u00e9quipe de r\u00e9daction","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros","url":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros","name":"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros","isPartOf":{"@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#website"},"datePublished":"2026-10-15T11:40:03+00:00","dateModified":"2026-10-15T11:43:52+00:00","author":{"@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6"},"description":"Ticket d'entr\u00e9e \u00e0 50 000 euros, z\u00e9ro frais d'entr\u00e9e, avoirs prot\u00e9g\u00e9s : ce qu'il faut savoir sur AltaLux Vie, la nouvelle assurance vie luxembourgeoise.","breadcrumb":{"@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/assurance-vie-luxembourgeoise-avec-altalux-vie-le-ticket-dentree-tombe-a-50-000-euros#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.toutsurmesfinances.com\/actualites\/"},{"@type":"ListItem","position":2,"name":"Assurance vie luxembourgeoise : avec AltaLux Vie, le ticket d\u2019entr\u00e9e tombe \u00e0 50 000 euros"}]},{"@type":"WebSite","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#website","url":"https:\/\/www.toutsurmesfinances.com\/actualites\/","name":"Actualit\u00e9s","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.toutsurmesfinances.com\/actualites\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6","name":"L'\u00e9quipe de r\u00e9daction","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g","caption":"L'\u00e9quipe de r\u00e9daction"}}]}},"_links":{"self":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts\/2477","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/users\/13718"}],"replies":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/comments?post=2477"}],"version-history":[{"count":3,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts\/2477\/revisions"}],"predecessor-version":[{"id":2482,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts\/2477\/revisions\/2482"}],"wp:attachment":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/media?parent=2477"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/categories?post=2477"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/tags?post=2477"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}