{"id":2532,"date":"2026-10-19T21:05:10","date_gmt":"2026-10-19T19:05:10","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=2532"},"modified":"2026-10-19T21:10:52","modified_gmt":"2026-10-19T19:10:52","slug":"violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur","title":{"rendered":"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur"},"content":{"rendered":"

Les assur\u00e9s victimes des pillages et d\u00e9gradations du 17 octobre ont davantage de temps pour se signaler. Dans un communiqu\u00e9 du 19 octobre 2026, France Assureurs, l\u2019organisation professionnelle des compagnies et mutuelles\u00a0d\u2019assurance, annonce que la profession porte \u00e0 30 jours le d\u00e9lai de d\u00e9claration de sinistre, g\u00e9n\u00e9ralement fix\u00e9 \u00e0 5 jours ouvr\u00e9s dans les contrats.<\/p>\n

La f\u00e9d\u00e9ration recommande de d\u00e9poser plainte rapidement, puis de d\u00e9clarer le sinistre par l’un des moyens propos\u00e9s par son assureur : courrier, e-mail, t\u00e9l\u00e9phone ou SMS. Les assureurs promettent aussi d’organiser sans tarder les visites d’expertise et de \u00ab traiter en priorit\u00e9 les dossiers les plus sensibles \u00bb. France Assureurs pr\u00e9cise que les assureurs d\u2019engagent \u00e0 \u00ab faciliter le versement d\u2019acomptes pour faire face aux situations les plus difficiles \u00bb.<\/p>\n

Au Cr\u00e9dit Mutuel, les Assurances du Cr\u00e9dit Mutuel (ACM) et CIC Assurances annoncent en outre supprimer les franchises sur tous les dommages aux biens couverts par leurs contrats. Leur dispositif pr\u00e9voit le \u00ab versement imm\u00e9diat d\u2019un acompte sur indemnisation \u00bb, notamment pour le remplacement d’une automobile. C\u00f4t\u00e9 commerces, le gardiennage des locaux d\u00e9grad\u00e9s est pris en charge jusqu’\u00e0 72 heures, comme chez BPCE Assurances, dont les mesures annonc\u00e9es ne concernent que les clients professionnels.<\/p>\n

OB\/JPD<\/p>\n","protected":false},"excerpt":{"rendered":"

Apr\u00e8s les violences urbaines du 17 octobre, les assureurs ont annonc\u00e9 allonger \u00e0 30 jours le d\u00e9lai de d\u00e9claration de sinistre et promettent d’acc\u00e9l\u00e9rer l’indemnisation des victimes.<\/p>\n","protected":false},"author":13718,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2532","post","type-post","status-publish","format-standard","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nViolences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur<\/title>\n<meta name=\"description\" content=\"Violences urbaines du 17 octobre : d\u00e9lai de d\u00e9claration port\u00e9 \u00e0 30 jours, expertises acc\u00e9l\u00e9r\u00e9es, acomptes\u2026 ce que pr\u00e9voient les assureurs\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur\" \/>\n<meta property=\"og:description\" content=\"Violences urbaines du 17 octobre : d\u00e9lai de d\u00e9claration port\u00e9 \u00e0 30 jours, expertises acc\u00e9l\u00e9r\u00e9es, acomptes\u2026 ce que pr\u00e9voient les assureurs\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur\" \/>\n<meta property=\"og:site_name\" content=\"Actualit\u00e9s\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-19T19:05:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-19T19:10:52+00:00\" \/>\n<meta name=\"author\" content=\"L'\u00e9quipe de r\u00e9daction\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"L'\u00e9quipe de r\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur\",\"name\":\"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur\",\"isPartOf\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#website\"},\"datePublished\":\"2026-10-19T19:05:10+00:00\",\"dateModified\":\"2026-10-19T19:10:52+00:00\",\"author\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6\"},\"description\":\"Violences urbaines du 17 octobre : d\u00e9lai de d\u00e9claration port\u00e9 \u00e0 30 jours, expertises acc\u00e9l\u00e9r\u00e9es, acomptes\u2026 ce que pr\u00e9voient les assureurs\",\"breadcrumb\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#website\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/\",\"name\":\"Actualit\u00e9s\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6\",\"name\":\"L'\u00e9quipe de r\u00e9daction\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g\",\"caption\":\"L'\u00e9quipe de r\u00e9daction\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur","description":"Violences urbaines du 17 octobre : d\u00e9lai de d\u00e9claration port\u00e9 \u00e0 30 jours, expertises acc\u00e9l\u00e9r\u00e9es, acomptes\u2026 ce que pr\u00e9voient les assureurs","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur","og_locale":"fr_FR","og_type":"article","og_title":"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur","og_description":"Violences urbaines du 17 octobre : d\u00e9lai de d\u00e9claration port\u00e9 \u00e0 30 jours, expertises acc\u00e9l\u00e9r\u00e9es, acomptes\u2026 ce que pr\u00e9voient les assureurs","og_url":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur","og_site_name":"Actualit\u00e9s","article_published_time":"2026-10-19T19:05:10+00:00","article_modified_time":"2026-10-19T19:10:52+00:00","author":"L'\u00e9quipe de r\u00e9daction","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"L'\u00e9quipe de r\u00e9daction","Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur","url":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur","name":"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur","isPartOf":{"@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#website"},"datePublished":"2026-10-19T19:05:10+00:00","dateModified":"2026-10-19T19:10:52+00:00","author":{"@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6"},"description":"Violences urbaines du 17 octobre : d\u00e9lai de d\u00e9claration port\u00e9 \u00e0 30 jours, expertises acc\u00e9l\u00e9r\u00e9es, acomptes\u2026 ce que pr\u00e9voient les assureurs","breadcrumb":{"@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/violences-urbaines-du-17-octobre-30-jours-pour-declarer-un-sinistre-a-son-assureur#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.toutsurmesfinances.com\/actualites\/"},{"@type":"ListItem","position":2,"name":"Violences urbaines du 17 octobre : 30 jours pour d\u00e9clarer un sinistre \u00e0 son assureur"}]},{"@type":"WebSite","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#website","url":"https:\/\/www.toutsurmesfinances.com\/actualites\/","name":"Actualit\u00e9s","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.toutsurmesfinances.com\/actualites\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/19a038f31d078d13966363e7ab7343c6","name":"L'\u00e9quipe de r\u00e9daction","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.toutsurmesfinances.com\/actualites\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5d078ff23d3ce7cd29bc258e76954673?s=96&d=mm&r=g","caption":"L'\u00e9quipe de r\u00e9daction"}}]}},"_links":{"self":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts\/2532","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/users\/13718"}],"replies":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/comments?post=2532"}],"version-history":[{"count":1,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts\/2532\/revisions"}],"predecessor-version":[{"id":2533,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/posts\/2532\/revisions\/2533"}],"wp:attachment":[{"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/media?parent=2532"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/categories?post=2532"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/actualites\/wp-json\/wp\/v2\/tags?post=2532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}