{"id":2921,"date":"2026-11-12T11:38:22","date_gmt":"2026-11-12T10:38:22","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/actualites\/?p=2921"},"modified":"2026-11-12T11:38:22","modified_gmt":"2026-11-12T10:38:22","slug":"leasing-pompe-a-chaleur-coup-denvoi-des-offres-le-17-novembre","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/leasing-pompe-a-chaleur-coup-denvoi-des-offres-le-17-novembre","title":{"rendered":"Leasing pompe \u00e0 chaleur : coup d\u2019envoi des offres le 17 novembre"},"content":{"rendered":"

Le leasing de pompe \u00e0 chaleur passe \u00e0 la pratique. Publi\u00e9 au Journal officiel (JO)<\/em>\u00a0du 10 novembre 2026, un arr\u00eat\u00e9 r\u00e9serve les nouvelles primes aux offres retenues par l\u2019Agence de la transition \u00e9cologique (Ademe). Il s\u2019applique aux chantiers engag\u00e9s \u00e0 partir du 17 novembre. Annonc\u00e9 le 30 septembre dernier\u00a0par le gouvernement<\/a>, le dispositif vise 55 000 installations.<\/p>\n

<\/span>Qui peut b\u00e9n\u00e9ficier du leasing de pompe \u00e0 chaleur ?<\/span><\/h2>\n

Comme le pr\u00e9cise l\u2019arr\u00eat\u00e9, la pompe \u00e0 chaleur air\/eau doit remplacer une chaudi\u00e8re individuelle au gaz, au fioul ou au charbon, dans un logement occup\u00e9 \u00e0 titre de r\u00e9sidence principale.<\/p>\n

Les offres pr\u00e9sent\u00e9es visent les maisons individuelles, mais le propri\u00e9taire n\u2019a pas forc\u00e9ment \u00e0 y habiter. Octopus x Effy, le consortium form\u00e9 par le fournisseur d\u2019\u00e9lectricit\u00e9 Octopus Energy et le sp\u00e9cialiste de la r\u00e9novation \u00e9nerg\u00e9tique Effy, ouvre ainsi son offre aux bailleurs, en tenant compte des revenus du locataire.<\/p>\n

C\u00f4t\u00e9 ressources, la bonification est r\u00e9serv\u00e9e aux m\u00e9nages en situation de \u00ab pr\u00e9carit\u00e9 \u00e9nerg\u00e9tique \u00bb. Un second arr\u00eat\u00e9, paru le m\u00eame jour, retient les cinq premiers d\u00e9ciles de revenus. Le calcul repose sur la somme des revenus fiscaux de r\u00e9f\u00e9rence<\/a> des membres du m\u00e9nage, divis\u00e9e par le nombre total de parts fiscales. L\u2019\u00e9ligibilit\u00e9 se justifie par l\u2019avis d\u2019imposition ou de non-imposition de chaque foyer fiscal.<\/p>\n

<\/span>79 euros par mois : un exemple, pas un tarif<\/span><\/h2>\n

Octopus x Effy a publi\u00e9 une mensualit\u00e9 type de 79 euros pour une maison de 90 m\u00b2 bien isol\u00e9e, situ\u00e9e sur le pourtour m\u00e9diterran\u00e9en. Ce montant ne constitue pas un tarif national. Il comprend 30 euros d\u2019\u00e9lectricit\u00e9 pour le chauffage, 32 euros de remboursement du reste \u00e0 charge sur 36 mois et 17 euros de maintenance. Chez ce consortium, la prime s\u2019\u00e9l\u00e8ve \u00e0 9 880 euros pour une pompe \u00e0 chaleur d\u00e9di\u00e9e au chauffage et \u00e0 11 375 euros si elle produit aussi l\u2019eau chaude.<\/p>\n

Les offres doivent respecter une r\u00e8gle pos\u00e9e par l\u2019\u00c9tat : la mensualit\u00e9 globale ne doit pas d\u00e9passer la d\u00e9pense de chauffage d\u2019avant travaux. Mais cette d\u00e9pense est calcul\u00e9e sur une base th\u00e9orique, avec des conditions d\u2019utilisation et des temp\u00e9ratures standard. Une facture r\u00e9elle plus basse n\u2019est donc pas garantie.<\/p>\n

<\/span>Avant de signer, deux v\u00e9rifications<\/span><\/h2>\n

La bonification est exclue d\u00e8s lors qu\u2019une aide de l\u2019Agence nationale de l\u2019habitat (Anah) a \u00e9t\u00e9 demand\u00e9e pour les m\u00eames travaux, sauf refus notifi\u00e9 par l\u2019agence. Une demande MaPrimeR\u00e9nov\u2019<\/a> pour ces travaux emp\u00eache donc de b\u00e9n\u00e9ficier de la nouvelle prime, \u00e0 moins que l\u2019Anah ait refus\u00e9 l\u2019aide.<\/p>\n

Outre Octopus x Effy, six consortiums figurent sur la liste officielle des offres int\u00e9gr\u00e9es de pompes \u00e0 chaleur s\u00e9lectionn\u00e9es par l’Ademe : CapConfort, IZI by EDF, Le PAC\u2019TE fran\u00e7ais, Hello Watt x Engie, Sonepar et Viessmann. Avant de signer, il faut v\u00e9rifier que l\u2019offre propos\u00e9e rel\u00e8ve bien de l\u2019un de ces groupements, en consultant le site gouvernemental \u00c9lectrifions la France. Celui-ci renvoie vers la plateforme SignalConso pour signaler un d\u00e9marchage suspect.<\/p>\n

Le premier arr\u00eat\u00e9 paru au\u00a0JO<\/em> du 10 novembre pr\u00e9voit des contr\u00f4les sur place pour la moiti\u00e9 des installations en 2026, 70% en 2027 et 100% \u00e0 partir de 2028.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00c0 partir du 17 novembre, les m\u00e9nages modestes chauff\u00e9s au gaz ou au fioul pourront obtenir de nouvelles primes pour une pompe \u00e0 chaleur pay\u00e9e au mois. Un arr\u00eat\u00e9 en fixe les r\u00e8gles.<\/p>\n","protected":false},"author":13719,"featured_media":2924,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une"],"acf":[],"yoast_head":"\nLeasing pompe \u00e0 chaleur : coup d\u2019envoi des offres le 17 novembre<\/title>\n<meta name=\"description\" content=\"Leasing pompe \u00e0 chaleur d\u00e8s le 17 novembre : conditions d\u2019\u00e9ligibilit\u00e9, mensualit\u00e9 type \u00e0 79 euros et non-cumul avec MaPrimeR\u00e9nov\u2019.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/actualites\/a\/leasing-pompe-a-chaleur-coup-denvoi-des-offres-le-17-novembre\" \/>\n<meta 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