{"id":1973,"date":"2015-10-09T16:21:17","date_gmt":"2015-10-09T14:21:17","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint"},"modified":"2015-10-09T16:21:17","modified_gmt":"2015-10-09T16:21:17","slug":"assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint","title":{"rendered":"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint"},"content":{"rendered":"<\/p>\n<p>C&rsquo;est peut-\u00eatre la fin d&rsquo;un casse-t\u00eate pour les d\u00e9tenteurs d&rsquo;une assurance vie. L&rsquo;Association fran\u00e7aise d&rsquo;\u00e9pargne et de retraite (Afer) a annonc\u00e9 dans un communiqu\u00e9 diffus\u00e9 vendredi 9 octobre 2015 que le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande avait pris <em>\u00ab l&rsquo;engagement d&rsquo;all\u00e9ger la fiscalit\u00e9 de l&rsquo;assurance vie en cas de d\u00e9c\u00e8s du conjoint souscripteur du contrat lorsque ce contrat n&rsquo;est pas d\u00e9nou\u00e9 \u00bb<\/em>.<\/p>\n<p>L&rsquo;Afer fait ici r\u00e9f\u00e9rence \u00e0 la <strong>r\u00e9ponse minist\u00e9rielle Bacquet du 29 juin 2010<\/strong>, qui stipule que lorsque le conjoint du souscripteur d\u00e9c\u00e8de alors que le couple est mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 r\u00e9duite aux acqu\u00eats (r\u00e9gime par d\u00e9faut sans contrat de mariage), l&rsquo;avantage fiscal de l&rsquo;assurance vie est en partie amput\u00e9. En effet, dans ce cas pr\u00e9cis, <em>\u00ab la masse de la succession est ainsi augment\u00e9e de la moiti\u00e9 de la valeur de rachat du contrat d&rsquo;assurance vie \u00bb<\/em>, pr\u00e9cise le Bulletin officiel des finances publiques dans une note publi\u00e9e le 20 d\u00e9cembre 2012. Le capital en question n&rsquo;est alors plus \u00e9ligible \u00e0 l&rsquo;<a href=\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-et-succession-l-importance-de-la-clause-beneficiaire\" target=\"_blank\"><strong>abattement pr\u00e9vu de 152.500 euros par b\u00e9n\u00e9ficiaire<\/strong><\/a>, le contrat \u00e9tant alors consid\u00e9r\u00e9 comme non d\u00e9nou\u00e9.<\/p>\n<p>Le pr\u00e9sident de l&rsquo;Afer G\u00e9rard Bekerman s&rsquo;est r\u00e9joui de cette bonne nouvelle pour les \u00e9pargnants, parfois surpris de se voir <a href=\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/dans-quels-cas-l-assurance-vie-peut-elle-etre-reintegree-a-la-succession\" target=\"_blank\"><strong>en partie priv\u00e9s de l&rsquo;avantage fiscal de l&rsquo;assurance vie<\/strong><\/a>, \u00e9voquant une <em>\u00ab d\u00e9cision capitale pour l&rsquo;assurance vie, qui concerne nos 730.000 adh\u00e9rents mais \u00e9galement les 15 millions de Fran\u00e7ais qui d\u00e9tiennent un contrat d&rsquo;assurance vie<\/em>, s&rsquo;est-il f\u00e9licit\u00e9.<em> Nous allons d\u00e9sormais finaliser le texte d&rsquo;application de la mesure avec les services de Bercy. \u00bb<\/p>\n<p><\/em><\/p>\n<p><strong>Pour aller plus loin sur l&rsquo;assurance vie et la succession<br \/><\/strong><a href=\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/succession-diminuer-les-droits-grace-a-l-assurance-vie\" target=\"_blank\">Succession : diminuer les droits gr\u00e2ce \u00e0 l&rsquo;assurance vie<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La fiscalit\u00e9 appliqu\u00e9e sur un contrat d&rsquo;assurance vie au d\u00e9c\u00e8s d&rsquo;un membre d&rsquo;un couple mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 aux acqu\u00eats pourrait \u00eatre significativement abaiss\u00e9e. Le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande se serait engag\u00e9 \u00e0 mettre fin \u00e0 la tr\u00e8s discut\u00e9e r\u00e9ponse minist\u00e9rielle Bacquet.  \u00a0 .<\/p>\n","protected":false},"author":13709,"featured_media":1972,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[],"class_list":["post-1973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-transmission"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint<\/title>\n<meta name=\"description\" content=\"La fiscalit\u00e9 appliqu\u00e9e sur un contrat d\u2019assurance vie au d\u00e9c\u00e8s d\u2019un membre d\u2019un couple mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 aux acqu\u00eats pourrait \u00eatre significativement abaiss\u00e9e. Le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande se serait engag\u00e9 \u00e0 mettre fi\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint\" \/>\n<meta property=\"og:description\" content=\"La fiscalit\u00e9 appliqu\u00e9e sur un contrat d\u2019assurance vie au d\u00e9c\u00e8s d\u2019un membre d\u2019un couple mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 aux acqu\u00eats pourrait \u00eatre significativement abaiss\u00e9e. Le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande se serait engag\u00e9 \u00e0 mettre fi\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint\" \/>\n<meta property=\"og:site_name\" content=\"Patrimoine\" \/>\n<meta property=\"article:published_time\" content=\"2015-10-09T14:21:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-10-09T16:21:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"823\" \/>\n\t<meta property=\"og:image:height\" content=\"463\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Olivier Brunet\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Toutsur\" \/>\n<meta name=\"twitter:site\" content=\"@Toutsur\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Olivier Brunet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint\"},\"author\":{\"name\":\"Olivier Brunet\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/person\/f3692b3163890cd1408bd0dc68a1b55a\"},\"headline\":\"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint\",\"dateModified\":\"2015-10-09T16:21:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint\"},\"wordCount\":338,\"publisher\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg\",\"articleSection\":[\"Transmission\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint\",\"name\":\"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint\",\"isPartOf\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg\",\"dateModified\":\"2015-10-09T16:21:17+00:00\",\"description\":\"La fiscalit\u00e9 appliqu\u00e9e sur un contrat d\u2019assurance vie au d\u00e9c\u00e8s d\u2019un membre d\u2019un couple mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 aux acqu\u00eats pourrait \u00eatre significativement abaiss\u00e9e. Le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande se serait engag\u00e9 \u00e0 mettre fi\",\"breadcrumb\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg\",\"contentUrl\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg\",\"width\":823,\"height\":463,\"caption\":\"Peut-\u00eatre la fin d'un casse-t\u00eate pour l'assurance vie et les couples mari\u00e9s sous le r\u00e9gime de la communaut\u00e9 r\u00e9duite aux acqu\u00eats.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Transmission\",\"item\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/c\/transmission\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#website\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/\",\"name\":\"Patrimoine\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#organization\",\"name\":\"Tout Sur Mes Finances\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2021\/01\/favicon.png\",\"contentUrl\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2021\/01\/favicon.png\",\"width\":512,\"height\":512,\"caption\":\"Tout Sur Mes Finances\"},\"image\":{\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/Toutsur\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/person\/f3692b3163890cd1408bd0dc68a1b55a\",\"name\":\"Olivier Brunet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/59a19214b7bb3163a27d873fa61f9a80?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/59a19214b7bb3163a27d873fa61f9a80?s=96&d=mm&r=g\",\"caption\":\"Olivier Brunet\"},\"description\":\"Olivier Brunet est cofondateur de\u00a0ToutSurMesFinances.com\u00a0et r\u00e9dacteur en chef sp\u00e9cialis\u00e9 en placements et fiscalit\u00e9\u00a0des particuliers. Pr\u00e9sent\u00a0au sein du\u00a0m\u00e9dia\u00a0depuis sa cr\u00e9ation, il en est l\u2019un des piliers \u00e9ditoriaux. Il analyse les strat\u00e9gies d\u2019investissement,\u00a0suit\u00a0les \u00e9volutions fiscales et les\u00a0probl\u00e9matiques\u00a0patrimoniales\u00a0avec une vision long terme, forg\u00e9e par des ann\u00e9es de pratique et de suivi des march\u00e9s.\u00a0\",\"sameAs\":[\"https:\/\/www.toutsurmesfinances.com\/author\/olivier\",\"https:\/\/www.linkedin.com\/in\/obrunet\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint","description":"La fiscalit\u00e9 appliqu\u00e9e sur un contrat d\u2019assurance vie au d\u00e9c\u00e8s d\u2019un membre d\u2019un couple mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 aux acqu\u00eats pourrait \u00eatre significativement abaiss\u00e9e. Le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande se serait engag\u00e9 \u00e0 mettre fi","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint","og_locale":"fr_FR","og_type":"article","og_title":"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint","og_description":"La fiscalit\u00e9 appliqu\u00e9e sur un contrat d\u2019assurance vie au d\u00e9c\u00e8s d\u2019un membre d\u2019un couple mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 aux acqu\u00eats pourrait \u00eatre significativement abaiss\u00e9e. Le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande se serait engag\u00e9 \u00e0 mettre fi","og_url":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint","og_site_name":"Patrimoine","article_published_time":"2015-10-09T14:21:17+00:00","article_modified_time":"2015-10-09T16:21:17+00:00","og_image":[{"width":823,"height":463,"url":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg","type":"image\/jpeg"}],"author":"Olivier Brunet","twitter_card":"summary_large_image","twitter_creator":"@Toutsur","twitter_site":"@Toutsur","twitter_misc":{"\u00c9crit par":"Olivier Brunet","Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#article","isPartOf":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint"},"author":{"name":"Olivier Brunet","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/person\/f3692b3163890cd1408bd0dc68a1b55a"},"headline":"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint","dateModified":"2015-10-09T16:21:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint"},"wordCount":338,"publisher":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#organization"},"image":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage"},"thumbnailUrl":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg","articleSection":["Transmission"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint","url":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint","name":"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint","isPartOf":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage"},"image":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage"},"thumbnailUrl":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg","dateModified":"2015-10-09T16:21:17+00:00","description":"La fiscalit\u00e9 appliqu\u00e9e sur un contrat d\u2019assurance vie au d\u00e9c\u00e8s d\u2019un membre d\u2019un couple mari\u00e9 sous le r\u00e9gime de la communaut\u00e9 aux acqu\u00eats pourrait \u00eatre significativement abaiss\u00e9e. Le pr\u00e9sident de la R\u00e9publique Fran\u00e7ois Hollande se serait engag\u00e9 \u00e0 mettre fi","breadcrumb":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#primaryimage","url":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg","contentUrl":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2015\/10\/succession-assurancevie-couple.jpg","width":823,"height":463,"caption":"Peut-\u00eatre la fin d'un casse-t\u00eate pour l'assurance vie et les couples mari\u00e9s sous le r\u00e9gime de la communaut\u00e9 r\u00e9duite aux acqu\u00eats."},{"@type":"BreadcrumbList","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/a\/assurance-vie-vers-une-taxation-allegee-au-deces-du-conjoint#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/"},{"@type":"ListItem","position":2,"name":"Transmission","item":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/c\/transmission"},{"@type":"ListItem","position":3,"name":"Assurance vie : vers une taxation all\u00e9g\u00e9e au d\u00e9c\u00e8s du conjoint"}]},{"@type":"WebSite","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#website","url":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/","name":"Patrimoine","description":"","publisher":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#organization","name":"Tout Sur Mes Finances","url":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/logo\/image\/","url":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2021\/01\/favicon.png","contentUrl":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-content\/uploads\/sites\/2\/2021\/01\/favicon.png","width":512,"height":512,"caption":"Tout Sur Mes Finances"},"image":{"@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/Toutsur"]},{"@type":"Person","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/person\/f3692b3163890cd1408bd0dc68a1b55a","name":"Olivier Brunet","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/59a19214b7bb3163a27d873fa61f9a80?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/59a19214b7bb3163a27d873fa61f9a80?s=96&d=mm&r=g","caption":"Olivier Brunet"},"description":"Olivier Brunet est cofondateur de\u00a0ToutSurMesFinances.com\u00a0et r\u00e9dacteur en chef sp\u00e9cialis\u00e9 en placements et fiscalit\u00e9\u00a0des particuliers. Pr\u00e9sent\u00a0au sein du\u00a0m\u00e9dia\u00a0depuis sa cr\u00e9ation, il en est l\u2019un des piliers \u00e9ditoriaux. Il analyse les strat\u00e9gies d\u2019investissement,\u00a0suit\u00a0les \u00e9volutions fiscales et les\u00a0probl\u00e9matiques\u00a0patrimoniales\u00a0avec une vision long terme, forg\u00e9e par des ann\u00e9es de pratique et de suivi des march\u00e9s.\u00a0","sameAs":["https:\/\/www.toutsurmesfinances.com\/author\/olivier","https:\/\/www.linkedin.com\/in\/obrunet\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/posts\/1973","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/users\/13709"}],"replies":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/comments?post=1973"}],"version-history":[{"count":1,"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/posts\/1973\/revisions"}],"predecessor-version":[{"id":2329,"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/posts\/1973\/revisions\/2329"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/media\/1972"}],"wp:attachment":[{"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/media?parent=1973"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/categories?post=1973"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/patrimoine\/wp-json\/wp\/v2\/tags?post=1973"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}