{"id":15282,"date":"2010-07-14T09:05:50","date_gmt":"2010-07-14T07:05:50","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/retraite\/dossier-special-pensions-de-reversion-les-regles-du-rsi.html"},"modified":"2025-09-04T17:53:51","modified_gmt":"2025-09-04T15:53:51","slug":"dossier-special-pensions-de-reversion-les-regles-du-rsi","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/retraite\/dossier-special-pensions-de-reversion-les-regles-du-rsi.html","title":{"rendered":"Dossier sp\u00e9cial pensions de r\u00e9version : les r\u00e8gles du RSI"},"content":{"rendered":"

Les travailleurs ind\u00e9pendants qui cotisent au r\u00e9gime social des ind\u00e9pendants (RSI) peuvent faire b\u00e9n\u00e9ficier leur conjoint d’une pension de r\u00e9version. Cette derni\u00e8re se d\u00e9compose en deux : la retraite de base, qui est similaire \u00e0 celle de la S\u00e9curit\u00e9 sociale et la compl\u00e9mentaire.<\/p>\n

Le r\u00e9gime de base<\/strong>
\nPour obtenir une pension de r\u00e9version, le conjoint survivant d’un artisan ou d’un commer\u00e7ant doit \u00eatre \u00e2g\u00e9 de plus de 55 ans. Pour en b\u00e9n\u00e9ficier, ses revenus annuels doivent \u00eatre inf\u00e9rieurs \u00e0 18.720 euros pour une personne seule et 29.952 euros s’il vit en couple.<\/p>\n

La r\u00e9version est \u00e9gale \u00e0 54% de la retraite de base que touchait ou aurait d\u00fb percevoir le conjoint d\u00e9c\u00e9d\u00e9.<\/p>\n

Le r\u00e9gime compl\u00e9mentaire des artisans
\n<\/strong>La r\u00e9version est ici \u00e9gale \u00e0 60% de la pension compl\u00e9mentaire. Le conjoint doit \u00eatre veuf d’un conjoint artisan ou d’un assur\u00e9 disparu. Il peut \u00eatre divorc\u00e9 mais non remari\u00e9. Le mariage doit avoir dur\u00e9 au moins 2 ans ou un enfant doit \u00eatre n\u00e9 de cette union. Il doit faire sa demande apr\u00e8s 55 ans. Ses revenus annuels ne doivent pas d\u00e9passer 35 326 euros.<\/p>\n

Le r\u00e9gime compl\u00e9mentaire des commer\u00e7ants<\/strong>
\nLes conditions d’attribution de la pension de r\u00e9version des commer\u00e7ants diff\u00e8rent l\u00e9g\u00e8rement de celles des artisans. Le conjoint d’un commer\u00e7ant doit avoir plus de 60 ans pour faire sa demande. Aucune condition de ressource n’est exig\u00e9e mais si ses revenus d\u00e9passent 35 326 euros par an, sa pension est r\u00e9duite proportionnellement au d\u00e9passement du seuil.<\/p>\n

>> Article suivant : demander sa pension de r\u00e9version<\/strong><\/a><\/p>\n

A lire \u00e9galement : Pension de r\u00e9version : D\u00e9finition, Conditions, Montant et Calendrier de versement\u00a0<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Les conjoints des artisans et des commer\u00e7ants ont aussi droit \u00e0 une pension de r\u00e9version. Le r\u00e9gime social des ind\u00e9pendants (RSI) prend alors en charge la retraite de base et la compl\u00e9mentaire.<\/p>\n","protected":false},"author":13718,"featured_media":32229,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-15282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pension-de-retraite"],"acf":[],"yoast_head":"\nDossier sp\u00e9cial pensions de r\u00e9version : les r\u00e8gles du RSI<\/title>\n<meta name=\"description\" content=\"Dossier sp\u00e9cial pensions de r\u00e9version : les r\u00e8gles du RSI\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/retraite\/dossier-special-pensions-de-reversion-les-regles-du-rsi.html\" \/>\n<meta property=\"og:locale\" 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