{"id":21170,"date":"2016-01-15T10:44:20","date_gmt":"2016-01-15T09:44:20","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/retraite\/retraite-les-baremes-2016-des-rachats-de-trimestre.html"},"modified":"2016-02-10T15:48:59","modified_gmt":"2016-02-10T15:48:59","slug":"retraite-les-baremes-2016-des-rachats-de-trimestre","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/retraite\/retraite-les-baremes-2016-des-rachats-de-trimestre.html","title":{"rendered":"Retraite : les bar\u00e8mes 2016 des rachats de trimestre"},"content":{"rendered":"\n

On conna\u00eet d\u00e9sormais le co\u00fbt d’un rachat de trimestre de cotisation \u00e0 la retraite<\/a> en 2016. Une circulaire de la Caisse nationale d’assurance vieillesse (Cnav<\/strong>) dat\u00e9e du 14 janvier 2016 fixe le bar\u00e8me applicable aux demandes de rachat d\u00e9pos\u00e9es cette ann\u00e9e. Pour rappel, les assur\u00e9s ont la possibilit\u00e9 de racheter des trimestres de cotisation en vue de disposer du nombre de trimestres demand\u00e9 dans leur classe d’\u00e2ge et b\u00e9n\u00e9ficier ainsi d’une pension compl\u00e8te, c’est-\u00e0-dire sans abattement.<\/p>\n

Cette op\u00e9ration est autoris\u00e9e dans deux cas : si l’assur\u00e9 a suivi un cursus d’enseignement sup\u00e9rieur et qu’il n’a donc pas pu cotiser durant ses \u00e9tudes ; s’il n’a pas pu valider 4 trimestres dans l’ann\u00e9e parce qu’il travaillait \u00e0 temps partiel, en int\u00e9rim, qu’il percevait une faible r\u00e9mun\u00e9ration ou qu’il a connu une p\u00e9riode de ch\u00f4mage non indemnis\u00e9e. Il est possible de racheter, au total, jusqu’\u00e0 12 trimestres (soit 3 ans).<\/p>\n

Salaire pris en compte relev\u00e9<\/h2>\n

Le prix du trimestre d\u00e9pend de trois facteurs : l’\u00e2ge du demandeur, son niveau de salaire annuel et l’option de rachat qu’il a choisie. L’option 1 lui permet de r\u00e9duire la d\u00e9cote appliqu\u00e9e au taux de pension. Celui-ci, qui s’\u00e9l\u00e8ve \u00e0 50%, est minor\u00e9 de 1,25% par trimestre manquant dans la limite de 25%. L’option 2 permet non seulement d’abaisser la minoration sur le taux de pension mais \u00e9galement de majorer le nombre de trimestres cotis\u00e9s. Ce second choix est plus efficace mais aussi plus cher. En outre, quelle que soit l’option, plus la demande de rachat est effectu\u00e9e \u00e0 un \u00e2ge avanc\u00e9 et plus l’op\u00e9ration est co\u00fbteuse, sachant que le dispositif est accessible entre 20 et 66 ans.<\/p>\n

Pour 2016, le co\u00fbt des trimestres n’a pas chang\u00e9. La grille des prix de 2013 est maintenue pour la quatri\u00e8me ann\u00e9e. En revanche, les niveaux de salaire annuel \u00e9voluent. Il existe en effet 3 tranches de r\u00e9mun\u00e9ration prises en compte : la moyenne annuelle des salaires inf\u00e9rieure \u00e0 75% du plafond annuel de la S\u00e9curit\u00e9 sociale (Pass), celle comprise entre 75% et 100% du Pass et celle sup\u00e9rieure \u00e0 100% du plafond. Le Pass ayant \u00e9t\u00e9 relev\u00e9 de 1,5% au 1er janvier 2016 pour atteindre 38.616 euros, les tranches ont \u00e9t\u00e9 augment\u00e9es d’autant. Du coup, certains actifs qui n’ont pas connu d’augmentation de salaire peuvent se retrouver cette ann\u00e9e dans une tranche inf\u00e9rieure, ce qui rend le rachat financi\u00e8rement plus int\u00e9ressant que l’an dernier.<\/p>\n

A noter : les bar\u00e8mes 2016 mentionn\u00e9s ci-dessous concernent uniquement les rachats de trimestre effectu\u00e9s au titre des r\u00e9gimes de retraite de base. Il est possible de racheter jusqu’\u00e0 70 points de retraite dans les r\u00e9gimes compl\u00e9mentaires Arrco<\/strong> (pour les non cadres et cadres<\/a>) et Agirc<\/strong> (pour les seuls cadres<\/a>) \u00e0 condition d’avoir r\u00e9alis\u00e9 au pr\u00e9alable un rachat au r\u00e9gime de base. Les bar\u00e8mes Agirc-Arcco, accessibles sur leur site internet<\/a>, sont diff\u00e9rents. Enfin, il faut savoir que le montant des rachats est enti\u00e8rement d\u00e9ductible des revenus \u00e0 d\u00e9clarer \u00e0 l’administration fiscale.<\/p>\n

Bar\u00e8me applicable aux demandes d\u00e9pos\u00e9es en 2016 au r\u00e9gime de base  <\/span><\/span>:<\/p>\n

<\/span><\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Age<\/span><\/p>\n

en 2016<\/span><\/p>\n<\/td>\n

\n

Au titre du taux seul (option 1)<\/span><\/p>\n<\/td>\n

\n

Au titre du taux et de la dur\u00e9e d\u2019assurance (option 2) <\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Salaire ou revenu<\/span><\/p>\n<\/td>\n

\n

Salaire ou revenu<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

< 28.962 euros<\/span><\/span><\/strong><\/p>\n<\/td>\n

\n

28.962 <\/span><\/strong>\u00e0 38.616 euros<\/span><\/span><\/strong><\/p>\n<\/td>\n

\n

> 38.616 euros<\/span><\/span><\/strong><\/p>\n<\/td>\n

\n

< 28.962 euros<\/span><\/span><\/strong><\/p>\n<\/td>\n

\n

28.962 <\/span><\/strong>\u00e0 38.616 euros <\/span><\/span><\/strong><\/p>\n<\/td>\n

\n

> 38.616 euros<\/span><\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n

\n

20 ans<\/span><\/p>\n<\/td>\n

\n

1.055<\/span><\/p>\n<\/td>\n

\n

3,80 %<\/span><\/p>\n<\/td>\n

\n

1.407<\/span><\/p>\n<\/td>\n

\n

1.564<\/span><\/p>\n<\/td>\n

\n

5,63 %<\/span><\/p>\n<\/td>\n

\n

2.085<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

21 ans<\/span><\/p>\n<\/td>\n

\n

1.076<\/span><\/p>\n<\/td>\n

\n

3,87 %<\/span><\/p>\n<\/td>\n

\n

1.434<\/span><\/p>\n<\/td>\n

\n

1.594<\/span><\/p>\n<\/td>\n

\n

5,74 %<\/span><\/p>\n<\/td>\n

\n

2.126<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

22 ans<\/span><\/p>\n<\/td>\n

\n

1.097<\/span><\/p>\n<\/td>\n

\n

3,95 %<\/span><\/p>\n<\/td>\n

\n

1.462<\/span><\/p>\n<\/td>\n

\n

1.625<\/span><\/p>\n<\/td>\n

\n

5,85 %<\/span><\/p>\n<\/td>\n

\n

2.167<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

23 ans<\/span><\/p>\n<\/td>\n

\n

1.118<\/span><\/p>\n<\/td>\n

\n

4,03 %<\/span><\/p>\n<\/td>\n

\n

1.491<\/span><\/p>\n<\/td>\n

\n

1.657<\/span><\/p>\n<\/td>\n

\n

5,96 %<\/span><\/p>\n<\/td>\n

\n

2.209<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

24 ans<\/span><\/p>\n<\/td>\n

\n

1.168<\/span><\/p>\n<\/td>\n

\n

4,20 %<\/span><\/p>\n<\/td>\n

\n

1.557<\/span><\/p>\n<\/td>\n

\n

1.731<\/span><\/p>\n<\/td>\n

\n

6,23 %<\/span><\/p>\n<\/td>\n

\n

2.308<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

25 ans<\/span><\/p>\n<\/td>\n

\n

1.219<\/span><\/p>\n<\/td>\n

\n

4,39 %<\/span><\/p>\n<\/td>\n

\n

1.625<\/span><\/p>\n<\/td>\n

\n

1.806<\/span><\/p>\n<\/td>\n

\n

6,50 %<\/span><\/p>\n<\/td>\n

\n

2.408<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

26 ans<\/span><\/p>\n<\/td>\n

\n

1.271<\/span><\/p>\n<\/td>\n

\n

4,58 %<\/span><\/p>\n<\/td>\n

\n

1.694<\/span><\/p>\n<\/td>\n

\n

1.883<\/span><\/p>\n<\/td>\n

\n

6,78 %<\/span><\/p>\n<\/td>\n

\n

2.511<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

27 ans<\/span><\/p>\n<\/td>\n

\n

1.324<\/span><\/p>\n<\/td>\n

\n

4,77 %<\/span><\/p>\n<\/td>\n

\n

1.765<\/span><\/p>\n<\/td>\n

\n

1.961<\/span><\/p>\n<\/td>\n

\n

7,06 %<\/span><\/p>\n<\/td>\n

\n

2.615<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

28 ans<\/span><\/p>\n<\/td>\n

\n

1.377<\/span><\/p>\n<\/td>\n

\n

4,96 %<\/span><\/p>\n<\/td>\n

\n

1.836<\/span><\/p>\n<\/td>\n

\n

2.041<\/span><\/p>\n<\/td>\n

\n

7,35 %<\/span><\/p>\n<\/td>\n

\n

2.721<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

29 ans<\/span><\/p>\n<\/td>\n

\n

1.432<\/span><\/p>\n<\/td>\n

\n

5,16 %<\/span><\/p>\n<\/td>\n

\n

1.909<\/span><\/p>\n<\/td>\n

\n

2.122<\/span><\/p>\n<\/td>\n

\n

7,64 %<\/span><\/p>\n<\/td>\n

\n

2.829<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

30 ans<\/span><\/p>\n<\/td>\n

\n

1.487<\/span><\/p>\n<\/td>\n

\n

5,35 %<\/span><\/p>\n<\/td>\n

\n

1.983<\/span><\/p>\n<\/td>\n

\n

2.204<\/span><\/p>\n<\/td>\n

\n

7,93 %<\/span><\/p>\n<\/td>\n

\n

2.938<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

31 ans<\/span><\/p>\n<\/td>\n

\n

1.543<\/span><\/p>\n<\/td>\n

\n

5,55 %<\/span><\/p>\n<\/td>\n

\n

2.057<\/span><\/p>\n<\/td>\n

\n

2.286<\/span><\/p>\n<\/td>\n

\n

8,23 %<\/span><\/p>\n<\/td>\n

\n

3.048<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

32 ans<\/span><\/p>\n<\/td>\n

\n

1.599<\/span><\/p>\n<\/td>\n

\n

5,76 %<\/span><\/p>\n<\/td>\n

\n

2.132<\/span><\/p>\n<\/td>\n

\n

2.370<\/span><\/p>\n<\/td>\n

\n

8,53 %<\/span><\/p>\n<\/td>\n

\n

3.160<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

33 ans<\/span><\/p>\n<\/td>\n

\n

1.656<\/span><\/p>\n<\/td>\n

\n

5,96 %<\/span><\/p>\n<\/td>\n

\n

2.208<\/span><\/p>\n<\/td>\n

\n

2.454<\/span><\/p>\n<\/td>\n

\n

8,84 %<\/span><\/p>\n<\/td>\n

\n

3.272<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

34 ans<\/span><\/p>\n<\/td>\n

\n

1.713<\/span><\/p>\n<\/td>\n

\n

6,17 %<\/span><\/p>\n<\/td>\n

\n

2.284<\/span><\/p>\n<\/td>\n

\n

2.539<\/span><\/p>\n<\/td>\n

\n

9,14 %<\/span><\/p>\n<\/td>\n

\n

3.385<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

35 ans<\/span><\/p>\n<\/td>\n

\n

1.771<\/span><\/p>\n<\/td>\n

\n

6,38 %<\/span><\/p>\n<\/td>\n

\n

2.361<\/span><\/p>\n<\/td>\n

\n

2.624<\/span><\/p>\n<\/td>\n

\n

9,45 %<\/span><\/p>\n<\/td>\n

\n

3.499<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

36 ans<\/span><\/p>\n<\/td>\n

\n

1.828<\/span><\/p>\n<\/td>\n

\n

6,58 %<\/span><\/p>\n<\/td>\n

\n

2.438<\/span><\/p>\n<\/td>\n

\n

2.709<\/span><\/p>\n<\/td>\n

\n

9,76 %<\/span><\/p>\n<\/td>\n

\n

3.613<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

37 ans<\/span><\/p>\n<\/td>\n

\n

1.886<\/span><\/p>\n<\/td>\n

\n

6,79 %<\/span><\/p>\n<\/td>\n

\n

2.515<\/span><\/p>\n<\/td>\n

\n

2.795<\/span><\/p>\n<\/td>\n

\n

10,06 %<\/span><\/p>\n<\/td>\n

\n

3.727<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

38 ans<\/span><\/p>\n<\/td>\n

\n

1.945<\/span><\/p>\n<\/td>\n

\n

7,00 %<\/span><\/p>\n<\/td>\n

\n

2.593<\/span><\/p>\n<\/td>\n

\n

2.882<\/span><\/p>\n<\/td>\n

\n

10,38 %<\/span><\/p>\n<\/td>\n

\n

3.843<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

39 ans<\/span><\/p>\n<\/td>\n

\n

2.005<\/span><\/p>\n<\/td>\n

\n

7,22 %<\/span><\/p>\n<\/td>\n

\n

2.673<\/span><\/p>\n<\/td>\n

\n

2.971<\/span><\/p>\n<\/td>\n

\n

10,70 %<\/span><\/p>\n<\/td>\n

\n

3.961<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

40 ans<\/span><\/p>\n<\/td>\n

\n

2.065<\/span><\/p>\n<\/td>\n

\n

7,43 %<\/span><\/p>\n<\/td>\n

\n

2.753<\/span><\/p>\n<\/td>\n

\n

3.060<\/span><\/p>\n<\/td>\n

\n

11,02 %<\/span><\/p>\n<\/td>\n

\n

4.080<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

41 ans<\/span><\/p>\n<\/td>\n

\n

2.126<\/span><\/p>\n<\/td>\n

\n

7,65 %<\/span><\/p>\n<\/td>\n

\n

2.834<\/span><\/p>\n<\/td>\n

\n

3.150<\/span><\/p>\n<\/td>\n

\n

11,34 %<\/span><\/p>\n<\/td>\n

\n

4.201<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

42 ans<\/span><\/p>\n<\/td>\n

\n

2.187<\/span><\/p>\n<\/td>\n

\n

7,87 %<\/span><\/p>\n<\/td>\n

\n

2.915<\/span><\/p>\n<\/td>\n

\n

3.240<\/span><\/p>\n<\/td>\n

\n

11,67 %<\/span><\/p>\n<\/td>\n

\n

4.320<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

43 ans<\/span><\/p>\n<\/td>\n

\n

2.247<\/span><\/p>\n<\/td>\n

\n

8,09 %<\/span><\/p>\n<\/td>\n

\n

2.995<\/span><\/p>\n<\/td>\n

\n

3.329<\/span><\/p>\n<\/td>\n

\n

11,99 %<\/span><\/p>\n<\/td>\n

\n

4.439<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

44 ans<\/span><\/p>\n<\/td>\n

\n

2.306<\/span><\/p>\n<\/td>\n

\n

8,30 %<\/span><\/p>\n<\/td>\n

\n

3.075<\/span><\/p>\n<\/td>\n

\n

3.418<\/span><\/p>\n<\/td>\n

\n

12,30 %<\/span><\/p>\n<\/td>\n

\n

4.557<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

45 ans<\/span><\/p>\n<\/td>\n

\n

2.366<\/span><\/p>\n<\/td>\n

\n

8,52 %<\/span><\/p>\n<\/td>\n

\n

3.154<\/span><\/p>\n<\/td>\n

\n

3.506<\/span><\/p>\n<\/td>\n

\n

12,62 %<\/span><\/p>\n<\/td>\n

\n

4.674<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

46 ans<\/span><\/p>\n<\/td>\n

\n

2.426<\/span><\/p>\n<\/td>\n

\n

8,74 %<\/span><\/p>\n<\/td>\n

\n

3.235<\/span><\/p>\n<\/td>\n

\n

3.596<\/span><\/p>\n<\/td>\n

\n

12,95 %<\/span><\/p>\n<\/td>\n

\n

4.794<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

47 ans<\/span><\/p>\n<\/td>\n

\n

2.488<\/span><\/p>\n<\/td>\n

\n

8,96 %<\/span><\/p>\n<\/td>\n

\n

3.317<\/span><\/p>\n<\/td>\n

\n

3.687<\/span><\/p>\n<\/td>\n

\n

13,27 %<\/span><\/p>\n<\/td>\n

\n

4.915<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

48 ans<\/span><\/p>\n<\/td>\n

\n

2.549<\/span><\/p>\n<\/td>\n

\n

9,18 %<\/span><\/p>\n<\/td>\n

\n

3.398<\/span><\/p>\n<\/td>\n

\n

3.777<\/span><\/p>\n<\/td>\n

\n

13,60 %<\/span><\/p>\n<\/td>\n

\n

5.036<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

49 ans<\/span><\/p>\n<\/td>\n

\n

2.610<\/span><\/p>\n<\/td>\n

\n

9,40 %<\/span><\/p>\n<\/td>\n

\n

3.479<\/span><\/p>\n<\/td>\n

\n

3.867<\/span><\/p>\n<\/td>\n

\n

13,92 %<\/span><\/p>\n<\/td>\n

\n

5.156<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

50 ans<\/span><\/p>\n<\/td>\n

\n

2.672<\/span><\/p>\n<\/td>\n

\n

9,62 %<\/span><\/p>\n<\/td>\n

\n

3.563<\/span><\/p>\n<\/td>\n

\n

3.960<\/span><\/p>\n<\/td>\n

\n

14,26 %<\/span><\/p>\n<\/td>\n

\n

5.279<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

51 ans<\/span><\/p>\n<\/td>\n

\n

2.734<\/span><\/p>\n<\/td>\n

\n

9,84 %<\/span><\/p>\n<\/td>\n

\n

3.646<\/span><\/p>\n<\/td>\n

\n

4.052<\/span><\/p>\n<\/td>\n

\n

14,59 %<\/span><\/p>\n<\/td>\n

\n

5.402<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

52 ans<\/span><\/p>\n<\/td>\n

\n

2.796<\/span><\/p>\n<\/td>\n

\n

10,07 %<\/span><\/p>\n<\/td>\n

\n

3.728<\/span><\/p>\n<\/td>\n

\n

4.143<\/span><\/p>\n<\/td>\n

\n

14,92 %<\/span><\/p>\n<\/td>\n

\n

5.525<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

53 ans<\/span><\/p>\n<\/td>\n

\n

2.857<\/span><\/p>\n<\/td>\n

\n

10,29 %<\/span><\/p>\n<\/td>\n

\n

3.810<\/span><\/p>\n<\/td>\n

\n

4.234<\/span><\/p>\n<\/td>\n

\n

15,25 %<\/span><\/p>\n<\/td>\n

\n

5.646<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

54 ans<\/span><\/p>\n<\/td>\n

\n

2.919<\/span><\/p>\n<\/td>\n

\n

10,51 %<\/span><\/p>\n<\/td>\n

\n

3.891<\/span><\/p>\n<\/td>\n

\n

4.325<\/span><\/p>\n<\/td>\n

\n

15,57 %<\/span><\/p>\n<\/td>\n

\n

5.767<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

55 ans<\/span><\/p>\n<\/td>\n

\n

2.980<\/span><\/p>\n<\/td>\n

\n

10,73 %<\/span><\/p>\n<\/td>\n

\n

3.973<\/span><\/p>\n<\/td>\n

\n

4.416<\/span><\/p>\n<\/td>\n

\n

15,90 %<\/span><\/p>\n<\/td>\n

\n

5.888<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

56 ans<\/span><\/p>\n<\/td>\n

\n

3.041<\/span><\/p>\n<\/td>\n

\n

10,95 %<\/span><\/p>\n<\/td>\n

\n

4.055<\/span><\/p>\n<\/td>\n

\n

4.507<\/span><\/p>\n<\/td>\n

\n

16,23 %<\/span><\/p>\n<\/td>\n

\n

6.009<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

57 ans<\/span><\/p>\n<\/td>\n

\n

3.103<\/span><\/p>\n<\/td>\n

\n

11,17 %<\/span><\/p>\n<\/td>\n

\n

4.138<\/span><\/p>\n<\/td>\n

\n

4.599<\/span><\/p>\n<\/td>\n

\n

16,56 %<\/span><\/p>\n<\/td>\n

\n

6.132<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

58 ans<\/span><\/p>\n<\/td>\n

\n

3.162<\/span><\/p>\n<\/td>\n

\n

11,39 %<\/span><\/p>\n<\/td>\n

\n

4.216<\/span><\/p>\n<\/td>\n

\n

4.686<\/span><\/p>\n<\/td>\n

\n

16,87 %<\/span><\/p>\n<\/td>\n

\n

6.248<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

59 ans<\/span><\/p>\n<\/td>\n

\n

3.220<\/span><\/p>\n<\/td>\n

\n

11,59 %<\/span><\/p>\n<\/td>\n

\n

4.294<\/span><\/p>\n<\/td>\n

\n

4.772<\/span><\/p>\n<\/td>\n

\n

17,18 %<\/span><\/p>\n<\/td>\n

\n

6.363<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

60 ans<\/span><\/p>\n<\/td>\n

\n

3.275<\/span><\/p>\n<\/td>\n

\n

11,79 %<\/span><\/p>\n<\/td>\n

\n

4.367<\/span><\/p>\n<\/td>\n

\n

4.854<\/span><\/p>\n<\/td>\n

\n

17,48 %<\/span><\/p>\n<\/td>\n

\n

6.472<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

61 ans<\/span><\/p>\n<\/td>\n

\n

3.329<\/span><\/p>\n<\/td>\n

\n

11,99 %<\/span><\/p>\n<\/td>\n

\n

4.439<\/span><\/p>\n<\/td>\n

\n

4.933<\/span><\/p>\n<\/td>\n

\n

17,76 %<\/span><\/p>\n<\/td>\n

\n

6.578<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

62 ans<\/span><\/p>\n<\/td>\n

\n

3.383<\/span><\/p>\n<\/td>\n

\n

12,18 %<\/span><\/p>\n<\/td>\n

\n

4.510<\/span><\/p>\n<\/td>\n

\n

5.013<\/span><\/p>\n<\/td>\n

\n

18,05 %<\/span><\/p>\n<\/td>\n

\n

6.684<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

63 ans<\/span><\/p>\n<\/td>\n

\n

3.298<\/span><\/p>\n<\/td>\n

\n

11,87 %<\/span><\/p>\n<\/td>\n

\n

4.397<\/span><\/p>\n<\/td>\n

\n

4.888<\/span><\/p>\n<\/td>\n

\n

17,60 %<\/span><\/p>\n<\/td>\n

\n

6.517<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

64 ans<\/span><\/p>\n<\/td>\n

\n

3.214<\/span><\/p>\n<\/td>\n

\n

11,57 %<\/span><\/p>\n<\/td>\n

\n

4.285<\/span><\/p>\n<\/td>\n

\n

4.762<\/span><\/p>\n<\/td>\n

\n

17,15 %<\/span><\/p>\n<\/td>\n

\n

6.350<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

65 ans<\/span><\/p>\n<\/td>\n

\n

3.129<\/span><\/p>\n<\/td>\n

\n

11,27 %<\/span><\/p>\n<\/td>\n

\n

4.172<\/span><\/p>\n<\/td>\n

\n

4.637<\/span><\/p>\n<\/td>\n

\n

16,70 %<\/span><\/p>\n<\/td>\n

\n

6.183<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

66 ans<\/span><\/p>\n<\/td>\n

\n

3.044<\/span><\/p>\n<\/td>\n

\n

10,96 %<\/span><\/p>\n<\/td>\n

\n

4.059<\/span><\/p>\n<\/td>\n

\n

4.512<\/span><\/p>\n<\/td>\n

\n

16,24 %<\/span><\/p>\n<\/td>\n

\n

6.015<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Note de lecture : un demandeur \u00e2g\u00e9 de 20 ans et gagnant moins de 28.962 euros dans l’ann\u00e9e va payer 1.055 euros pour racheter un trimestre de cotisation \u00e0 la retraite s’il a choisi l’option 1. Un demandeur \u00e2ge de 66 ans et gagnant plus de 38.616 euros dans l’ann\u00e9e va payer 6.015 euros pour racheter un trimestre s’il a choisi l’option 2.
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