{"id":21301,"date":"2016-03-18T14:56:47","date_gmt":"2016-03-18T13:56:47","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/retraite\/reference-retraite.html"},"modified":"2025-09-08T12:38:55","modified_gmt":"2025-09-08T10:38:55","slug":"reference-retraite","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/retraite\/reference-retraite.html","title":{"rendered":"R\u00e9f\u00e9rence Retraite"},"content":{"rendered":"

R\u00e9f\u00e9rence Retraite r\u00e9alise des expertises retraite destin\u00e9es aux chefs d\u2019entreprises, artisans, commer\u00e7ants, et professions lib\u00e9rales dont l\u2019objectif est d\u2019obtenir des chiffres pr\u00e9cis sur leurs futures pensions de retraite, \u00eatre inform\u00e9s des derni\u00e8res r\u00e8glementations et \u00eatre conseill\u00e9s sur leur fin de carri\u00e8re. <\/span><\/p>\n

R\u00e9f\u00e9rence Retraite est pr\u00e9sent sur le territoire national mais aussi \u00e0 l’international pour les expatri\u00e9s et dirigeants de groupes internationaux.<\/span><\/p>\n

R\u00e9f\u00e9rence Retraite est aussi organisme de formation destin\u00e9 aux experts-comptables, fiscalistes et conseillers en gestion de patrimoine souhaitant conna\u00eetre le syst\u00e8me de retraite.<\/span><\/p>\n

Avec R\u00e9f\u00e9rence Retraite, vous pouvez :<\/span><\/p>\n

– V\u00e9rifier votre parcours professionnel.<\/span><\/p>\n

– V\u00e9rifier les comptes des diverses caisses et corriger les nombreuses erreurs ou omissions.
\n<\/span><\/p>\n

– R\u00e9aliser des simulations de d\u00e9part \u00e0 la retraite \u00e0 diverses dates.
\n<\/span><\/p>\n

– Calculer avantageusement les rachats de trimestres.
\n<\/span><\/p>\n

– Cumuler travail et retraite sur une dur\u00e9e calcul\u00e9e au plus juste.
\n<\/span><\/p>\n

– R\u00e9duire vos charges sociales.
\n– Conna\u00eetre l\u2019ensemble des param\u00e8tres et particularit\u00e9s de votre situation.
\n<\/span><\/p>\n

– Prendre connaissance de l’impact fiscal sur votre patrimoine foncier apr\u00e8s liquidation de vos droits \u00e0 la retraite.<\/span><\/p>\n

– D\u00e9finir une strat\u00e9gie de fin de carri\u00e8re (changement de statut, \u00e9volution de revenu, cession d\u2019entreprise, \u2026).<\/span><\/p>\n\n\n\n
\n

______________<\/span><\/strong>L’offre de R\u00e9f\u00e9rence Retraite<\/span><\/strong>____8_________<\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

R\u00e9f\u00e9rence Retraite propose des missions pr\u00e9cises pouvant \u00eatre adapt\u00e9es \u00e0 vos besoins en fonction de votre situation. Un premier entretien avec un consultant retraite permet de d\u00e9finir les objectifs lors de l\u2019expertise et de cerner les probl\u00e9matiques de l\u2019assur\u00e9. Un rapport personnalis\u00e9 est remis en fin d\u2019expertise pr\u00e9paratoire \u00e0 la retraite lors d\u2019un second entretien pr\u00e9sentant les r\u00e9sultats de l\u2019\u00e9tude : reconstitution de carri\u00e8re, p\u00e9riodes valid\u00e9es \/ rachet\u00e9es, points valid\u00e9s \/ rachet\u00e9s, montants des pensions de retraite, comparatifs retraite \u00e0 diverses dates, conseils pour le cumul emploi-retraite, conseils sur l\u2019optimisation des charges du chef d\u2019entreprise.<\/span><\/p>\n

______________<\/span><\/strong>Les expertise de R\u00e9f\u00e9rence Retraite<\/span><\/strong>_____8_________<\/span><\/strong><\/p>\n

– Courriers aux caisses, relances.
\n– Reconstitution de carri\u00e8re.
\n– V\u00e9rification et r\u00e9tablissement \u00e9ventuel de droits caisse par caisse (correction des erreurs et validation des omissions).
\n– D\u00e9marches et exploitation des formulaires pour les rachats \u00e9ventuels de trimestres.
\n– Analyse et conseils sur les particularit\u00e9s du dossier.
\n– Calcul des droits \u00e0 acqu\u00e9rir.
\n– Estimation des pensions pour un d\u00e9part au plus t\u00f4t \u00e0 taux plein.<\/span><\/p>\n

– Comparatif des pensions de retraite sur plusieurs ann\u00e9es.
\n– Etude des pensions de r\u00e9version du conjoint.<\/span><\/p>\n

– V\u00e9rification des montants des pensions (pour l\u2019expertise de d\u00e9part \u00e0 la retraite).
\n– Remise d\u2019un rapport et entretien personnalis\u00e9 (pour l\u2019expertise pr\u00e9paratoire \u00e0 la retraite).<\/span><\/p>\n

– Recours amiable en cas de litige avec une caisse.<\/span><\/p>\n

– Rapprochement et discussions aupr\u00e8s du contentieux des caisses (retard de cotisations). Un contentieux avec les caisses est courant et difficile \u00e0 solutionner, cette situation impose souvent un d\u00e9part \u00e0 la retraite avec des conditions de d\u00e9part d\u00e9grad\u00e9es. R\u00e9f\u00e9rence Retraite propose cette option de mission en fonction de votre situation.<\/span><\/p>\n\n\n\n
\n

____________________<\/span><\/strong>Co\u00fbts – frais (HT)<\/span><\/strong>____________________<\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Expertise pr\u00e9paratoire \u00e0 la retraite\u00a0:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3\u00a0150 \u20ac (personne seule)<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 2\u00a0150 \u20ac pour deuxi\u00e8me mission (associ\u00e9, conjoint)<\/span><\/p>\n

Expertise de d\u00e9part \u00e0 la retraite\u00a0:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3\u00a0150 \u20ac (personne seule)<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 2\u00a0150 \u20ac pour deuxi\u00e8me mission (associ\u00e9, conjoint)<\/span><\/p>\n

D\u00e9lais de r\u00e9alisation<\/span><\/span><\/p>\n

Expertise de d\u00e9part \u00e0 la retraite\u00a0: 6 mois en moyenne.<\/span><\/p>\n\n\n\n
\n

___________________<\/span><\/strong>D\u00e9lais de r\u00e9alisation<\/span><\/strong>___________________<\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Expertise pr\u00e9paratoire \u00e0 la retraite\u00a0: 10 mois en moyenne selon le temps de collecte des informations et le temps de r\u00e9gularisation de la carri\u00e8re (rachat de trimestres, validation de trimestres ou points compl\u00e9mentaires, \u2026)<\/span><\/p>\n\n\n\n
\n

_________________ _<\/span><\/strong>Description g\u00e9n\u00e9rale<\/span><\/strong>____ ______________<\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nom de la soci\u00e9t\u00e9\u00a0: R\u00e9f\u00e9rence Retraite (Ecofin Consulting)<\/span><\/p>\n

Dirigeant\u00a0: C\u00e9dric ROBIN (g\u00e9rant)<\/span><\/p>\n

Ann\u00e9e de cr\u00e9ation\u00a0: 2010<\/span><\/p>\n\n\n\n
\n

____________________ _<\/span><\/strong>Coordonn\u00e9es<\/span><\/strong>__________ ___________<\/span><\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Num\u00e9ro de t\u00e9l\u00e9phone\u00a0: 09 50 38 91 24<\/span><\/p>\n

Site internet\u00a0: <\/span>www.reference-retraite.com<\/span><\/a><\/p>\n

Adresse postale : <\/span><\/p>\n

si\u00e8ge\u00a0: \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 190, Impasse des Primev\u00e8res 38260 LA FRETTE<\/span><\/p>\n

Bureau en IDF\u00a0:\u00a0\u00a0\u00a0\u00a0 5 Rue de Castiglione 75001 PARIS<\/span><\/p>\n

Bureau Sud\u00a0: \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 R\u00e9sidence Heure Bleue II B\u00e2t B 10 Impasse de la D\u00e9sirade 34280 LA GRANDE MOTTE<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

\u00a0<\/p>\n","protected":false},"author":13718,"featured_media":32230,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-21301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-preparation-a-la-retraite"],"acf":[],"yoast_head":"\nR\u00e9f\u00e9rence Retraite : simulations, corrections et strat\u00e9gie de retraite<\/title>\n<meta name=\"description\" content=\"R\u00e9f\u00e9rence Retraite : cabinet sp\u00e9cialis\u00e9 en expertise retraite pour chefs d\u2019entreprise, artisans, professions lib\u00e9rales, avec simulations et strat\u00e9gie personnalis\u00e9e.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.toutsurmesfinances.com\/retraite\/reference-retraite.html\" \/>\n<meta property=\"og:locale\" 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