{"id":27169,"date":"2020-10-02T11:28:26","date_gmt":"2020-10-02T09:28:26","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/retraite\/?p=27169"},"modified":"2026-04-02T17:10:38","modified_gmt":"2026-04-02T15:10:38","slug":"classement-des-per-individuels-ou-perin","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/retraite\/classement-des-per-individuels-ou-perin.html","title":{"rendered":"Classement des PER individuels ou PERin selon le taux de rendement du fonds en euros et le niveau de frais"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Classement_des_PER_individuels_selon_le_rendement_du_fonds_en_euros\"><\/span>Classement des PER individuels selon le rendement du fonds en euros<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"tablepress-21-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-21\" class=\"tablepress tablepress-id-21 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Nom du contrat<\/th><th class=\"column-2\">Promoteur \/ distributeur<\/th><th class=\"column-3\">Assureur<\/th><th class=\"column-4\">Taux 2025 (taux de base)<\/th><th class=\"column-5\">Taux 2025 maximum (bonus inclus)<\/th><th class=\"column-6\">Taux 2024 (taux de base)<\/th><th class=\"column-7\">Taux 2024 maximum (bonus inclus)<\/th><th class=\"column-8\">Taux 2023 (taux de base)<\/th><th class=\"column-9\">Taux 2023 maximum (bonus inclus)<\/th><th class=\"column-10\">Taux 2022 (taux de base)<\/th><th class=\"column-11\">Taux 2022 maximum (bonus inclus)<\/th><th class=\"column-12\">Taux 2021 (taux de base)<\/th><th class=\"column-13\">Taux 2021 maximum (bonus inclus)<\/th><th class=\"column-14\">Taux 2020 (taux de base)<\/th><th class=\"column-15\">Taux 2020 maximum (bonus inclus)<\/th><th class=\"column-16\">Taux 2019 (taux de base)<\/th><th class=\"column-17\">Taux 2019 maximum (bonus inclus)<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Corum PERLife<\/td><td class=\"column-2\">Corum L'Epargne<\/td><td class=\"column-3\">Corum Life<\/td><td class=\"column-4\">4,10%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">4,65%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">4,45%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">PER Individuel Carac<\/td><td class=\"column-2\">Carac<\/td><td class=\"column-3\">Carac<\/td><td class=\"column-4\">4,05%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">4%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,60% <\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,50%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">0%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">0%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">LFM PER\u2019FORM <\/td><td class=\"column-2\">La France Mutualiste<\/td><td class=\"column-3\">La France Mutualiste<\/td><td class=\"column-4\">4%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">4%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">4,30%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,31%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,60%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,70%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">PER M\u00e9dicis Multisupport<\/td><td class=\"column-2\">Malakoff Humanis<\/td><td class=\"column-3\">M\u00e9dicis<\/td><td class=\"column-4\">4%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">4%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">4%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">3,10%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Perivie<\/td><td class=\"column-2\">UMR<\/td><td class=\"column-3\">UMR<\/td><td class=\"column-4\">4%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,60%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,30%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,70%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">MIF PER Retraite<\/td><td class=\"column-2\">MIF<\/td><td class=\"column-3\">MIF<\/td><td class=\"column-4\">3,55%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,45%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,15%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,50%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,70%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">PER Matla<\/td><td class=\"column-2\">Boursorama Banque<\/td><td class=\"column-3\">Orad\u00e9a Vie<\/td><td class=\"column-4\">3,50%<\/td><td class=\"column-5\">5,50%<\/td><td class=\"column-6\">3,50%<\/td><td class=\"column-7\">5%<\/td><td class=\"column-8\">3,50% <\/td><td class=\"column-9\">5%<\/td><td class=\"column-10\">2,30%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,35%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">PER LIGNAGE - fonds S\u00e9curit\u00e9 Infra Euro Retraite <\/td><td class=\"column-2\">Orad\u00e9a vie<\/td><td class=\"column-3\">Orad\u00e9a vie<\/td><td class=\"column-4\">3,50%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,20%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,10%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,20%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">PrimoPER - fonds Infra Euro Retraite<\/td><td class=\"column-2\">Primonial<\/td><td class=\"column-3\">Orad\u00e9a Vie<\/td><td class=\"column-4\">3,50%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Afer Retraite individuelle<\/td><td class=\"column-2\">Afer<\/td><td class=\"column-3\">Abeille Assurances (ex Aviva)<\/td><td class=\"column-4\">3,50%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,25%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,15%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,25%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">La Retraite<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<\/td><td class=\"column-4\">3,30%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,40%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,50%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,20%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,40%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,60%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Le PER Generali Patrimoine<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<\/td><td class=\"column-4\">3,30%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,40%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,50%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,20%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">n.d.<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,50%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">e-PER Generali (by Goodvest)<br \/>\n<\/td><td class=\"column-2\">Goodvest<\/td><td class=\"column-3\">Generali<br \/>\n<\/td><td class=\"column-4\">3,30%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\"><\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,87%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">PER ACACIA<\/td><td class=\"column-2\">Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/td><td class=\"column-3\">Sogecap<\/td><td class=\"column-4\">3,25%<\/td><td class=\"column-5\">5,50%<\/td><td class=\"column-6\">3,25%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,25%<\/td><td class=\"column-9\">4,75%<\/td><td class=\"column-10\"><\/td><td class=\"column-11\">3%<\/td><td class=\"column-12\">1,20%<\/td><td class=\"column-13\">1,80%<\/td><td class=\"column-14\">1,10%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,20%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\">PER Ma Retraite<\/td><td class=\"column-2\">ANPERE Retraite \/ Axa<\/td><td class=\"column-3\">Axa France Vie<\/td><td class=\"column-4\">3,25%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,75%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,25%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,30%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\">Fortuneo PER<\/td><td class=\"column-2\">Fortuneo<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">3,20%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\"><\/td><td class=\"column-7\"><\/td><td class=\"column-8\"><\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\">RES Retraite<\/td><td class=\"column-2\">MACSF<\/td><td class=\"column-3\">MACSF<\/td><td class=\"column-4\">3,15%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,10%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,10%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,50%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">2,10%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,60%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\">Linxea Spirit PER<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">3,08%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,13%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,13%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,30%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,65%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,65%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\">Asac-Fapes PER<\/td><td class=\"column-2\">Asac-Fapes<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">3,08%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,13%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,13%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,30%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,65%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,65%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\">La M\u00e9dicale PERennit\u00e9 - Fonds Euro PER Nouvelle G\u00e9n\u00e9ration<\/td><td class=\"column-2\">La M\u00e9dicale<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">3,08%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,13%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,13%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,30%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,65%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,65%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\">Meilleurtaux libert\u00e9 PER - Fonds Euro PER Nouvelle G\u00e9n\u00e9ration<\/td><td class=\"column-2\">Meilleurtaux Placement<\/td><td class=\"column-3\">Spirica <\/td><td class=\"column-4\">3,08%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,13%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,13%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,30%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,65%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,65%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\">PER Responsable et Solidaire<\/td><td class=\"column-2\">Maif<\/td><td class=\"column-3\">Maif Vie<\/td><td class=\"column-4\">3,05%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,10%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,30%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,30%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\">PER Assurance Perspective<\/td><td class=\"column-2\">Cr\u00e9dit Agricole<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">3,05%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,15%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,17%<\/td><td class=\"column-9\">3,27%<\/td><td class=\"column-10\">2,79% <\/td><td class=\"column-11\">2,89%<\/td><td class=\"column-12\">1,70%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,60%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,50%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\">LCL Retraite PER<\/td><td class=\"column-2\">LCL<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">3,05%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,15%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,17%<\/td><td class=\"column-9\">3,27%<\/td><td class=\"column-10\">2,79% <\/td><td class=\"column-11\">2,89%<\/td><td class=\"column-12\">1,70%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,60%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,50%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-1\">AMPLI-PER Libert\u00e9<\/td><td class=\"column-2\">AMPLI Mutuelle<\/td><td class=\"column-3\">AMPLI Mutuelle<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,50% <\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,80%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">2,10%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,70%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td class=\"column-1\">PrimoPER - fonds Euro Classique<\/td><td class=\"column-2\">Primonial<\/td><td class=\"column-3\">Orad\u00e9a Vie<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\">4,50%<\/td><td class=\"column-6\">3,25%<\/td><td class=\"column-7\">5,25%<\/td><td class=\"column-8\">3,25%<\/td><td class=\"column-9\">5,25%<\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,20%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,10%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-1\">Projection Retraite<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel Ark\u00e9a<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,65%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,10%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,50%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,70%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">2%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\">PERtinence Retraite<\/td><td class=\"column-2\">Vie Plus<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,65%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,10%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,50%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,70%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">2%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td class=\"column-1\">Suravenir PER<\/td><td class=\"column-2\">Assurance vie.com, Epargnissimo, Linxea, Meilleurtaux Placement, Patrimea<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,65%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,10%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,50%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,70%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-31 odd\">\n\t<td class=\"column-1\">Lucya Abeille PER<\/td><td class=\"column-2\">Assurancevie.com<\/td><td class=\"column-3\">Abeille Retraite Professionnelle<\/td><td class=\"column-4\">2,96%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,96%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,59%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,76%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,66%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,66%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-32 even\">\n\t<td class=\"column-1\">PER Eres by Spirica<\/td><td class=\"column-2\">Eres<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">2,78%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,83%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,83%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,35%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-33 odd\">\n\t<td class=\"column-1\">PER Private<\/td><td class=\"column-2\">Nortia<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">2,78%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,83%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,83%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,35%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-34 even\">\n\t<td class=\"column-1\">Version Absolue Retraite<\/td><td class=\"column-2\">UAF Life Patrimoine<\/td><td class=\"column-3\">Spirica <\/td><td class=\"column-4\">2,78%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,83%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,83%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,35%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,35%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-35 odd\">\n\t<td class=\"column-1\">PER Assurance Retraite\t<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel<\/td><td class=\"column-3\">ACM Vie<\/td><td class=\"column-4\">2,75%<\/td><td class=\"column-5\">3,25%<\/td><td class=\"column-6\">2,75%<\/td><td class=\"column-7\">3,25%<\/td><td class=\"column-8\">2,75%<\/td><td class=\"column-9\">3,25%<\/td><td class=\"column-10\">2,25%<\/td><td class=\"column-11\">2,75%<\/td><td class=\"column-12\">1,44%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,15%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-36 even\">\n\t<td class=\"column-1\">Multiplacements Privil\u00e8ge PER<\/td><td class=\"column-2\">BNP Paribas<\/td><td class=\"column-3\">Cardif Retraite<br \/>\n<\/td><td class=\"column-4\">2,75%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,75%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,10%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,20%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,40%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-37 odd\">\n\t<td class=\"column-1\">BNP Paribas Multiplacements PER<\/td><td class=\"column-2\">BNP Paribas<\/td><td class=\"column-3\">Cardif Retraite<br \/>\n<\/td><td class=\"column-4\">2,75%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,75%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,10%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,20%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,40%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-38 even\">\n\t<td class=\"column-1\">Lucya Cardif PER<\/td><td class=\"column-2\">Assurancevie.com<\/td><td class=\"column-3\">Cardif Retraite<\/td><td class=\"column-4\">2,75%<br \/>\n<br \/>\n<\/td><td class=\"column-5\"><\/td><td class=\"column-6\"><\/td><td class=\"column-7\"><\/td><td class=\"column-8\"><\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-39 odd\">\n\t<td class=\"column-1\">Cardif Elite PER<\/td><td class=\"column-2\">Cardif<\/td><td class=\"column-3\">Cardif Retraite<br \/>\n<\/td><td class=\"column-4\">2,65%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,65%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,90%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-40 even\">\n\t<td class=\"column-1\">Complice Retraite<br \/>\n<\/td><td class=\"column-2\">Matmut<\/td><td class=\"column-3\">Cardif Retraite<br \/>\n<\/td><td class=\"column-4\">2,65%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,65%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,90%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-41 odd\">\n\t<td class=\"column-1\">Ambition Retraite Pro<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">2,60%<\/td><td class=\"column-5\">3% (en gestion horizon)<\/td><td class=\"column-6\">2,60%<\/td><td class=\"column-7\">3% (en gestion horizon)<\/td><td class=\"column-8\">2,10%<\/td><td class=\"column-9\">2,50% (en gestion horizon)<\/td><td class=\"column-10\">1,20%<\/td><td class=\"column-11\">2,20% (en gestion horizon)<\/td><td class=\"column-12\">0,80%<\/td><td class=\"column-13\">1,95%<\/td><td class=\"column-14\">1,20% (2,20% en gestion horizon)<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,50%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-42 even\">\n\t<td class=\"column-1\">Ambition Retraite Individuelle<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">2,60%<\/td><td class=\"column-5\">3% (en gestion horizon)<\/td><td class=\"column-6\">2,60%<\/td><td class=\"column-7\">3% (en gestion horizon)<\/td><td class=\"column-8\">2,10%<\/td><td class=\"column-9\">2,50% (en gestion horizon)<\/td><td class=\"column-10\">1,20%<\/td><td class=\"column-11\">2,20% (en gestion horizon)<\/td><td class=\"column-12\">0,80%<\/td><td class=\"column-13\">1,95%<\/td><td class=\"column-14\">1,20% (2,20% en gestion horizon)<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,50%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-43 odd\">\n\t<td class=\"column-1\">PER Individuel SMAvie<\/td><td class=\"column-2\">SMAvie<\/td><td class=\"column-3\">SMAvie BTP<\/td><td class=\"column-4\">2,60%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,10%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,80%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,30%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,10%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,65%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-44 even\">\n\t<td class=\"column-1\">Cachemire PER<\/td><td class=\"column-2\">La Banque Postale<\/td><td class=\"column-3\">CNP Assurances<\/td><td class=\"column-4\">2,55%<\/td><td class=\"column-5\">5,57%<\/td><td class=\"column-6\">2,55%<\/td><td class=\"column-7\">3,83%<\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\">4%<\/td><td class=\"column-10\">1,60%<\/td><td class=\"column-11\">3,20%<\/td><td class=\"column-12\">1%<\/td><td class=\"column-13\">2%<\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\">2%<\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-45 odd\">\n\t<td class=\"column-1\">PER<\/td><td class=\"column-2\">Caisses d'Epargne<\/td><td class=\"column-3\">CNP Assurances<\/td><td class=\"column-4\">2,55%<\/td><td class=\"column-5\">3,57%<\/td><td class=\"column-6\">2,50%<\/td><td class=\"column-7\">3,75%<\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\">4%<\/td><td class=\"column-10\">1,60%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-46 even\">\n\t<td class=\"column-1\">FAR PER<\/td><td class=\"column-2\">Agipi \/ Agents g\u00e9n\u00e9raux Axa<\/td><td class=\"column-3\">AXA France<\/td><td class=\"column-4\">2,55%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,30%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,25%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,05%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,25%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,45%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-47 odd\">\n\t<td class=\"column-1\">PER Winalto Retraite<\/td><td class=\"column-2\">MAAF<\/td><td class=\"column-3\">MAAF Vie<\/td><td class=\"column-4\">2,50%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,70%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,80%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2,05%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,50%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,65%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-48 even\">\n\t<td class=\"column-1\">Macif PER<\/td><td class=\"column-2\">Macif<\/td><td class=\"column-3\">Mutavie<\/td><td class=\"column-4\">2,50%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,70%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,60%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-49 odd\">\n\t<td class=\"column-1\">Multi Horizon Retraite<\/td><td class=\"column-2\">Macif<\/td><td class=\"column-3\">Mutavie<\/td><td class=\"column-4\">2,50%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,70%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,60%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,15%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,25%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-50 even\">\n\t<td class=\"column-1\">MMA PER Avenir<\/td><td class=\"column-2\">MMA<\/td><td class=\"column-3\">MMA Vie <\/td><td class=\"column-4\">2,20%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,80%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,35%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,50%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-51 odd\">\n\t<td class=\"column-1\">GAN Nouvelle vie<\/td><td class=\"column-2\">GAN<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">2%<\/td><td class=\"column-5\">3,50% (en gestion pilot\u00e9e)<\/td><td class=\"column-6\">2%<\/td><td class=\"column-7\">3,50% (en gestion pilot\u00e9e)<\/td><td class=\"column-8\">2%<\/td><td class=\"column-9\">3,50% (en gestion pilot\u00e9e)<\/td><td class=\"column-10\">taux moyen 1,44%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">0,90%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,40%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,85%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-52 even\">\n\t<td class=\"column-1\">Groupama Nouvelle vie<\/td><td class=\"column-2\">Groupama<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">2%<\/td><td class=\"column-5\">3,50% (en gestion pilot\u00e9e)<\/td><td class=\"column-6\"><\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2%<\/td><td class=\"column-9\">3,50%<\/td><td class=\"column-10\">1,30%<\/td><td class=\"column-11\">1,80%<\/td><td class=\"column-12\">0,90%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,40%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,85%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-53 odd\">\n\t<td class=\"column-1\">Allianz PER Horizon<\/td><td class=\"column-2\">Allianz <\/td><td class=\"column-3\">Allianz Retraite<\/td><td class=\"column-4\">2%<\/td><td class=\"column-5\">3%<\/td><td class=\"column-6\">2%<\/td><td class=\"column-7\">3%<\/td><td class=\"column-8\">2,57%<br \/>\n<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,45%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,45%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,70%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-54 even\">\n\t<td class=\"column-1\">Titres@PER<\/td><td class=\"column-2\">Altaprofits<\/td><td class=\"column-3\">Swisslife Assurance et Patrimoine<\/td><td class=\"column-4\">1,85%<\/td><td class=\"column-5\">3,40%<\/td><td class=\"column-6\"> 1,85%<\/td><td class=\"column-7\">3,40%<\/td><td class=\"column-8\">1,64%<\/td><td class=\"column-9\">3,94%<\/td><td class=\"column-10\">1,25%<\/td><td class=\"column-11\">3,20%<\/td><td class=\"column-12\">0,95%<\/td><td class=\"column-13\">2,85%<\/td><td class=\"column-14\">1,05%<\/td><td class=\"column-15\">2,85%<\/td><td class=\"column-16\">1,25%<\/td><td class=\"column-17\">2,95%<\/td>\n<\/tr>\n<tr class=\"row-55 odd\">\n\t<td class=\"column-1\">PER Placement-direct<\/td><td class=\"column-2\">Placement-direct<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">1,90%<\/td><td class=\"column-5\">3,45%<\/td><td class=\"column-6\">1,90%<\/td><td class=\"column-7\">3,45%<\/td><td class=\"column-8\">1,70%<\/td><td class=\"column-9\">4%<\/td><td class=\"column-10\">1,70%<\/td><td class=\"column-11\">3,25%<\/td><td class=\"column-12\">1%<\/td><td class=\"column-13\">2,70%<\/td><td class=\"column-14\">1,10%<\/td><td class=\"column-15\">2,90%<\/td><td class=\"column-16\">1,30%<\/td><td class=\"column-17\">3%<\/td>\n<\/tr>\n<tr class=\"row-56 even\">\n\t<td class=\"column-1\">SwissLife PER Individuel<\/td><td class=\"column-2\">SwissLife<\/td><td class=\"column-3\">Swisslife Assurance et patrimoine<\/td><td class=\"column-4\">1,70%<\/td><td class=\"column-5\">3,25%<\/td><td class=\"column-6\">1,70%<\/td><td class=\"column-7\">3,25%<\/td><td class=\"column-8\">1,70%<\/td><td class=\"column-9\">3,25%<\/td><td class=\"column-10\">1,50%<\/td><td class=\"column-11\">2,85%<\/td><td class=\"column-12\">0,80%<\/td><td class=\"column-13\">2,48%<\/td><td class=\"column-14\">0,80%<\/td><td class=\"column-15\">2,70%<\/td><td class=\"column-16\">1%<\/td><td class=\"column-17\">2,70%<\/td>\n<\/tr>\n<tr class=\"row-57 odd\">\n\t<td class=\"column-1\">PERFutura Premium<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Swisslife Assurance et patrimoine<\/td><td class=\"column-4\">1,70%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,70%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">1,70%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">0,80%<\/td><td class=\"column-13\">2,70%<\/td><td class=\"column-14\">0,45%<\/td><td class=\"column-15\">2,15%<\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-58 even\">\n\t<td class=\"column-1\">Linxea PER<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">1,45%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,45%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">1,45%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,30%<\/td><td class=\"column-11\">1,85%<\/td><td class=\"column-12\">0,86%<\/td><td class=\"column-13\">1,46%<\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\">1,60%<\/td><td class=\"column-16\">1,10%<\/td><td class=\"column-17\">1,50%<\/td>\n<\/tr>\n<tr class=\"row-59 odd\">\n\t<td class=\"column-1\">P-PER<\/td><td class=\"column-2\">Patrimea<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">1,45%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,45%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">1,45%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,30%<\/td><td class=\"column-11\">1,85%<\/td><td class=\"column-12\">0,85%<\/td><td class=\"column-13\">1,45%<\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\">1,60%<\/td><td class=\"column-16\">1,10%<\/td><td class=\"column-17\">1,50%<\/td>\n<\/tr>\n<tr class=\"row-60 even\">\n\t<td class=\"column-1\">Meilleurtaux PER<\/td><td class=\"column-2\">Meilleurtaux placement<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">1,45%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,45%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">1,45%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,30%<\/td><td class=\"column-11\">1,85%<\/td><td class=\"column-12\">0,86%<\/td><td class=\"column-13\">1,46%<\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-61 odd\">\n\t<td class=\"column-1\">PER Objectif Retraite by Epargnissimo<\/td><td class=\"column-2\">Epargnissimo<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">1,45%<\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,45%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">1,45%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,30%<\/td><td class=\"column-11\">1,85%<\/td><td class=\"column-12\">1,10%<\/td><td class=\"column-13\">1,30%<\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\">1,60%<\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-62 even\">\n\t<td class=\"column-1\">Conservateur Epargne Retraite<\/td><td class=\"column-2\">Le Conservateur<\/td><td class=\"column-3\">Assurances Mutuelles Le Conservateur<\/td><td class=\"column-4\">1,10%<\/td><td class=\"column-5\">4%<\/td><td class=\"column-6\">1,10%<\/td><td class=\"column-7\">4%<\/td><td class=\"column-8\">1,10%<\/td><td class=\"column-9\">4,25%<\/td><td class=\"column-10\">1,10%<\/td><td class=\"column-11\">3,20%<\/td><td class=\"column-12\">1,10%<\/td><td class=\"column-13\">2,60%<\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\">2,50%<\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-63 odd\">\n\t<td class=\"column-1\">Avnear e-PER\t<br \/>\n<br \/>\n<\/td><td class=\"column-2\">Avnear<\/td><td class=\"column-3\">Generali<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,60%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-64 even\">\n\t<td class=\"column-1\">Antarius PERin<\/td><td class=\"column-2\">SG Cr\u00e9dit du Nord<\/td><td class=\"column-3\">Antarius<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,48%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,48%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,49%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,10%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,20%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-65 odd\">\n\t<td class=\"column-1\">PER LIGNAGE<\/td><td class=\"column-2\">Orad\u00e9a vie<\/td><td class=\"column-3\">Orad\u00e9a vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,25%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,25%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,20%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,10%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,20%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-66 even\">\n\t<td class=\"column-1\">PrimoPER - fonds Euro Tremplin<\/td><td class=\"column-2\">Primonial<\/td><td class=\"column-3\">Orad\u00e9a Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,25%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,25%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,20%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,20%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-67 odd\">\n\t<td class=\"column-1\">PERI BRED<\/td><td class=\"column-2\">BRED Banque Populaire<\/td><td class=\"column-3\">Prepar-Vie<br \/>\n<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,05%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-68 even\">\n\t<td class=\"column-1\">PrimoPER - fonds S\u00e9curit\u00e9 Retraite Euro <\/td><td class=\"column-2\">Primonial<\/td><td class=\"column-3\">Orad\u00e9a Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,10%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,38%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">0%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">2,35%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,20%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-69 odd\">\n\t<td class=\"column-1\">Papisy<br \/>\n<\/td><td class=\"column-2\">Papisy<\/td><td class=\"column-3\">Groupama Gan Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">3,05%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">3,65%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-70 even\">\n\t<td class=\"column-1\">PER Zen<\/td><td class=\"column-2\">Gaipare Zen<\/td><td class=\"column-3\">SELENCIA Retraite<br \/>\n(ex Ageas France)<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,58%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,25%<br \/>\n<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,10%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,20%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,40%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-71 odd\">\n\t<td class=\"column-1\">Perspective Epargne Retraite <\/td><td class=\"column-2\">Louvre Banque Priv\u00e9e<\/td><td class=\"column-3\">CNP Assurances<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,55%<\/td><td class=\"column-7\">4,05%<\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\">4%<\/td><td class=\"column-10\">1,60%<\/td><td class=\"column-11\">3,60%<br \/>\n<\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-72 even\">\n\t<td class=\"column-1\">Abeille Retraite Plurielle<\/td><td class=\"column-2\">Abeille <\/td><td class=\"column-3\">Abeille Assurances (ex Aviva)<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,08%<br \/>\n<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,15%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,25%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,50%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-73 odd\">\n\t<td class=\"column-1\">Plan Epargne Retraite<\/td><td class=\"column-2\">Banques Populaires<\/td><td class=\"column-3\">BPCE Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,40%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,80%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-74 even\">\n\t<td class=\"column-1\">Millevie PER<\/td><td class=\"column-2\">Caisse d'Epargne<\/td><td class=\"column-3\">BPCE Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,50%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,50%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,40%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,80%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-75 odd\">\n\t<td class=\"column-1\">Signature PER<\/td><td class=\"column-2\">MMA<\/td><td class=\"column-3\">MMA Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,30%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,30%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,60%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,15%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,30%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-76 even\">\n\t<td class=\"column-1\">Concordances PERin<\/td><td class=\"column-2\">Gresham Banque Priv\u00e9e<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,25%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,20%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,23%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,04%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">0,986%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,10%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-77 odd\">\n\t<td class=\"column-1\">PER individuel Confiance<\/td><td class=\"column-2\">PRO BTP<\/td><td class=\"column-3\">SMAvie BTP<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">2,10%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\"><\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,45%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-78 even\">\n\t<td class=\"column-1\">PERin Imp\u00e9rio <\/td><td class=\"column-2\">Imp\u00e9rio <\/td><td class=\"column-3\">SMAvie BTP<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,92%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,32%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,64%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,14%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-79 odd\">\n\t<td class=\"column-1\">Galya retraite individuelle<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,80%<\/td><td class=\"column-7\">3,60%<\/td><td class=\"column-8\">1,80%<\/td><td class=\"column-9\">2,85%<\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,45%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,70%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-80 even\">\n\t<td class=\"column-1\">Apicil Connect PER<\/td><td class=\"column-2\">Apicil Connect<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,45%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">1,55%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">1,40%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\"><\/td><td class=\"column-13\"><\/td><td class=\"column-14\"><\/td><td class=\"column-15\"><\/td><td class=\"column-16\"><\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<tr class=\"row-81 odd\">\n\t<td class=\"column-1\">Intential Lib\u00e9ralys Retraite<\/td><td class=\"column-2\">Intential<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,30%<\/td><td class=\"column-7\"><\/td><td class=\"column-8\">1,30%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,30%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1%<\/td><td class=\"column-15\">1,60%<\/td><td class=\"column-16\">1,10%<\/td><td class=\"column-17\">1,50%<\/td>\n<\/tr>\n<tr class=\"row-82 even\">\n\t<td class=\"column-1\">Le PER Eres<\/td><td class=\"column-2\">Eres<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\">1,10%<\/td><td class=\"column-7\">3,20%<\/td><td class=\"column-8\">1,10% <\/td><td class=\"column-9\">3,20%<\/td><td class=\"column-10\"><\/td><td class=\"column-11\"><\/td><td class=\"column-12\">0,50%<\/td><td class=\"column-13\">1,50%<\/td><td class=\"column-14\">0,50%<\/td><td class=\"column-15\">2,50%<\/td><td class=\"column-16\">0,64%<\/td><td class=\"column-17\">2,34%<\/td>\n<\/tr>\n<tr class=\"row-83 odd\">\n\t<td class=\"column-1\">KOREGE Strat\u00e9gie Retraite (ex-HSBC Strat\u00e9gie Retraite)<\/td><td class=\"column-2\">CCF<\/td><td class=\"column-3\">KOREGE (ex-HSBC assurances vie)<br \/>\n<\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td><td class=\"column-6\"><\/td><td class=\"column-7\"><\/td><td class=\"column-8\">2,70%<\/td><td class=\"column-9\"><\/td><td class=\"column-10\">2%<\/td><td class=\"column-11\"><\/td><td class=\"column-12\">1,45%<\/td><td class=\"column-13\"><\/td><td class=\"column-14\">1,22%<\/td><td class=\"column-15\"><\/td><td class=\"column-16\">1,42%<\/td><td class=\"column-17\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div>\n<p><em>Source : assureurs et courtiers. Taux de rendement pr\u00e9sent\u00e9s ci-dessus nets de frais de gestion, avant pr\u00e9l\u00e8vements sociaux et fiscaux.<\/em><\/p>\n<p>Les taux de rendement des fonds en euros des PER individuels ont b\u00e9n\u00e9fici\u00e9 en 2025 de la\u00a0 remont\u00e9e des rendements des placements en obligations \u00e0 long terme.<\/p>\n<p>En moyenne, la performance moyenne des fonds euros des PER individuels est la suivante\u00a0:<\/p>\n<ul>\n<li>taux servis en 2024 : 2,52% net de frais de gestion et avant pr\u00e9l\u00e8vements sociaux<\/li>\n<li>taux servis en 2023 : 2,41%<\/li>\n<li>taux servis en 2022 : 1,89%<\/li>\n<li>taux servis en 2021 : 1,28%<\/li>\n<li>taux servis en 2020 : 1,35%<\/li>\n<li>taux servis en 2019 : 1,51%<\/li>\n<\/ul>\n<p><em>Source : Goodvalueformoney \/ Facts &amp; Figures. Note : les analyses et donn\u00e9es du march\u00e9 pour 2025 ne sont pas encore disponibles.<\/em><\/p>\n<p>Le fonds en euros est un support \u00e0 capital garanti disponible uniquement dans un PER g\u00e9r\u00e9 par une compagnie d\u2019assurance\u00a0: on ne peut pas en b\u00e9n\u00e9ficier dans un PER bancaire.<\/p>\n<p>Le rendement du fonds en euros est l\u2019un des crit\u00e8res parmi d\u2019autres \u00e0 consid\u00e9rer avant de souscrire un <a href=\"https:\/\/www.toutsurmesfinances.com\/retraite\/plan-epargne-retraite-per.html\">PER (plan d&rsquo;\u00e9pargne retraite)<\/a>, sans \u00eatre l\u2019\u00e9l\u00e9ment d\u00e9terminant.<\/p>\n<p>Cependant, dans un PERin (plan d\u2019\u00e9pargne retraite individuel) assurantiel, le fonds en euros appara\u00eet toutefois comme un outil essentiel pour s\u00e9curiser les avoirs du titulaire en fin de phase d\u2019\u00e9pargne, \u00e0 l\u2019approche du d\u00e9part \u00e0 la retraite. En effet, pour \u00e9viter de mettre en risque financier un capital patiemment accumul\u00e9 pendant 10, 15, 20 ans ou davantage, mieux vaut, \u00e0 l\u2019approche de son \u00e9ch\u00e9ance, r\u00e9orienter progressivement son PER vers ce support \u00e0 capital garanti, m\u00eame s\u2019il est de moins en moins r\u00e9mun\u00e9rateur. Dans le cas contraire, un PER majoritairement investi sur les march\u00e9s actions quelques mois ou ann\u00e9es avant son terme court le risque d\u2019une perte en capital en cas de forte secousse sur les march\u00e9s actions, comme en 2000 (\u00e9clatement de la bulle Internet), 2008 (faillite de Lehman Brothers, crise des subprimes) ou 2020 (pand\u00e9mie de Covid-19). Cette s\u00e9curisation progressive s\u2019effectue de fa\u00e7on automatique dans le cadre d\u2019une gestion pilot\u00e9e \u00e0 horizon, sachant que dans certains contrats, le fonds en euros est remplac\u00e9 par un fonds prudent de type fonds mon\u00e9taire.<\/p>\n<p>Cette s\u00e9curisation peut aussi \u00eatre mise en \u0153uvre par le client lui-m\u00eame dans le cadre d&rsquo;une gestion libre, au travers d\u2019arbitrages successifs des supports risqu\u00e9s vers le support en euros.<\/p>\n<p>Le fonds en euros a aussi son utilit\u00e9 lorsque le profil d\u2019investisseur du titulaire du plan est s\u00e9curitaire\u00a0: dans ce cas, une partie de son PER est investie sur le support en euros, en compl\u00e9ment des supports en unit\u00e9 de compte.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frais_sur_versement_classement_des_PERin_du_moins_cher_au_plus_cher\"><\/span>Frais sur versement\u00a0: classement des PERin du moins cher au plus cher<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"tablepress-22-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-22\" class=\"tablepress tablepress-id-22 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Nom du PER<\/th><th class=\"column-2\">Promoteur \/ distributeur<\/th><th class=\"column-3\">Assureur \/ teneur de compte<\/th><th class=\"column-4\">Frais sur versements maximum<\/th>\n<\/tr>\n<\/thead>\n<tfoot>\n<tr class=\"row-67 odd\">\n\t<th colspan=\"4\" class=\"column-1\">Source : soci\u00e9t\u00e9s, collecte ToutSurMesFinances.com<\/th>\n<\/tr>\n<\/tfoot>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">AMPLI-PER Libert\u00e9\t<br \/>\n<\/td><td class=\"column-2\">AMPLI Mutuelle<\/td><td class=\"column-3\">AMPLI Mutuelle<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Asac-Fapes PER<br \/>\n<\/td><td class=\"column-2\">Asac-Fapes <\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Concordances PERin<\/td><td class=\"column-2\">Gresham Banque Priv\u00e9e<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Evolution PER<\/td><td class=\"column-2\">Assurancevie.com<\/td><td class=\"column-3\">Aviva Retraite Professionnelle<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Linxea PER<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Linxea Spirit PER<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Matla<\/td><td class=\"column-2\">Boursorama Banque<\/td><td class=\"column-3\">Orad\u00e9a Vie<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Meilleurtaux Libert\u00e9 PER<br \/>\n<\/td><td class=\"column-2\">Meilleurtaux Placement<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Meilleurtaux PER<\/td><td class=\"column-2\">Meilleurtaux Placement<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">MIF PER Retraite<\/td><td class=\"column-2\">MIF <\/td><td class=\"column-3\">MIF <\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">PER Individuel Carac<br \/>\n<\/td><td class=\"column-2\">Carac<\/td><td class=\"column-3\">Carac<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">PER Objectif Retraite by Epargnissimo<br \/>\n<\/td><td class=\"column-2\">Epargnissimo<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">PER Placement-direct<\/td><td class=\"column-2\">Placement-direct<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">P-PER<\/td><td class=\"column-2\">Patrimea<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\">Suravenir PER<\/td><td class=\"column-2\">Linxea, Meilleurtaux Placement, Assurancevie.com, Epargnissimo<\/td><td class=\"column-3\">Suravenir <\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\">Yomoni Retraite<br \/>\n<\/td><td class=\"column-2\">Yomoni <\/td><td class=\"column-3\">Cr\u00e9dit Agricole Titres<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\">Titres@PER<\/td><td class=\"column-2\">Altaprofits<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">0%<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\">LFM PER Form<br \/>\n<\/td><td class=\"column-2\">La France Mutualiste<\/td><td class=\"column-3\">La France Mutualiste<\/td><td class=\"column-4\">1%<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\">Multi Horizon Retraite<\/td><td class=\"column-2\">Macif<\/td><td class=\"column-3\">Mutavie<\/td><td class=\"column-4\">1%<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\">Galya retraite individuelle<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">1,50%<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\">PERFutura Premium<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Swisslife Assurance et patrimoine<\/td><td class=\"column-4\">1,50%<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\">Antarius PERIn<br \/>\n<\/td><td class=\"column-2\">Cr\u00e9dit du Nord<\/td><td class=\"column-3\">Sogecap<\/td><td class=\"column-4\">2%<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\">PER Medicis<\/td><td class=\"column-2\">Medicis \/ Malakoff Humanis<\/td><td class=\"column-3\">Medicis<\/td><td class=\"column-4\">2%<\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\">PER Winalto Retraite<\/td><td class=\"column-2\">Maaf<\/td><td class=\"column-3\">Maaf Vie<\/td><td class=\"column-4\">2%<\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-1\">Projection Retraite<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel Ark\u00e9a<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">2%<\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td class=\"column-1\">PER Responsable et solidaire<\/td><td class=\"column-2\">Maif<\/td><td class=\"column-3\">Maif Vie<\/td><td class=\"column-4\">2,4%<\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-1\">BNP Paribas Multiplacements PER<\/td><td class=\"column-2\">BNP Paribas<\/td><td class=\"column-3\">BNP Paribas Cardif<br \/>\n<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\">BNP Paribas Multiplacements Privil\u00e8ge PER<br \/>\n<\/td><td class=\"column-2\">BNP Paribas<\/td><td class=\"column-3\">BNP Paribas Cardif<br \/>\n<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td class=\"column-1\">La M\u00e9dicale PERennit\u00e9<br \/>\n<\/td><td class=\"column-2\">La M\u00e9dicale<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-31 odd\">\n\t<td class=\"column-1\">LCL Retraite PER<\/td><td class=\"column-2\">LCL<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-32 even\">\n\t<td class=\"column-1\">PER Acacia<\/td><td class=\"column-2\">Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/td><td class=\"column-3\">Sogecap<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-33 odd\">\n\t<td class=\"column-1\">PER Assurance Retraite<br \/>\n<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel<\/td><td class=\"column-3\">ACM Vie<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-34 even\">\n\t<td class=\"column-1\">PER Individuel SMAvie<\/td><td class=\"column-2\">SMAvie<\/td><td class=\"column-3\">SMAvie BTP<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-35 odd\">\n\t<td class=\"column-1\">PER Perspective Cr\u00e9dit Agricole<\/td><td class=\"column-2\">Cr\u00e9dit Agricole<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-36 even\">\n\t<td class=\"column-1\">Perivie<\/td><td class=\"column-2\">Union Mutualiste Retraite<\/td><td class=\"column-3\">Union Mutualiste Retraite<\/td><td class=\"column-4\">2,5%<\/td>\n<\/tr>\n<tr class=\"row-37 odd\">\n\t<td class=\"column-1\">Afer Retraite Individuelle<\/td><td class=\"column-2\">Afer<\/td><td class=\"column-3\">Aviva Retraite Professionnelle<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-38 even\">\n\t<td class=\"column-1\">Cachemire PER<\/td><td class=\"column-2\">La Banque Postale<\/td><td class=\"column-3\">CNP Assurances<br \/>\n<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-39 odd\">\n\t<td class=\"column-1\">Complice Retraite<br \/>\n<\/td><td class=\"column-2\">Matmut<\/td><td class=\"column-3\">AEP<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-40 even\">\n\t<td class=\"column-1\">Conservateur Epargne Retraite (CER)<\/td><td class=\"column-2\">Le Conservateur<\/td><td class=\"column-3\">Les Assurances Mutuelles Le Conservateur<br \/>\n<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-41 odd\">\n\t<td class=\"column-1\">Garance S\u00e9r\u00e9nit\u00e9<\/td><td class=\"column-2\">Garance<\/td><td class=\"column-3\">Garance<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-42 even\">\n\t<td class=\"column-1\">La Retraite<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-43 odd\">\n\t<td class=\"column-1\">Millevie PER<br \/>\n<\/td><td class=\"column-2\">Caisse d'Epargne<\/td><td class=\"column-3\">BPCE Vie<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-44 even\">\n\t<td class=\"column-1\">Plan Epargne Retraite<br \/>\n<\/td><td class=\"column-2\">Banques Populaires<\/td><td class=\"column-3\">BPCE Vie<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-45 odd\">\n\t<td class=\"column-1\">RES Retraite<br \/>\n<\/td><td class=\"column-2\">MACSF<\/td><td class=\"column-3\">MACSF<\/td><td class=\"column-4\">3%<\/td>\n<\/tr>\n<tr class=\"row-46 even\">\n\t<td class=\"column-1\">Version Absolue Retraite<\/td><td class=\"column-2\">UAF Life Patrimoine<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">3,5%<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-47 odd\">\n\t<td class=\"column-1\">Ambition Retraite Pro<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">3,90%<\/td>\n<\/tr>\n<tr class=\"row-48 even\">\n\t<td class=\"column-1\">Ambition Retraite Individuelle<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">3,90%<\/td>\n<\/tr>\n<tr class=\"row-49 odd\">\n\t<td class=\"column-1\">Pr\u00e9fon-Retraite<\/td><td class=\"column-2\">Pr\u00e9fon<\/td><td class=\"column-3\">CNP  Assurances<\/td><td class=\"column-4\">3,90%<\/td>\n<\/tr>\n<tr class=\"row-50 even\">\n\t<td class=\"column-1\">PrimoPER<br \/>\n<\/td><td class=\"column-2\">Primonial<\/td><td class=\"column-3\">Orad\u00e9a Vie<br \/>\n<\/td><td class=\"column-4\">4%<\/td>\n<\/tr>\n<tr class=\"row-51 odd\">\n\t<td class=\"column-1\">MMA PER Avenir<br \/>\n<\/td><td class=\"column-2\">MMA<\/td><td class=\"column-3\">MMA Vie<\/td><td class=\"column-4\">4%<\/td>\n<\/tr>\n<tr class=\"row-52 even\">\n\t<td class=\"column-1\">Excellie Retraite<br \/>\n<\/td><td class=\"column-2\">La Mondiale Partenaire<br \/>\n<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">4,50%<\/td>\n<\/tr>\n<tr class=\"row-53 odd\">\n\t<td class=\"column-1\">GAN Nouvelle vie<\/td><td class=\"column-2\">GAN<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">4,50%<\/td>\n<\/tr>\n<tr class=\"row-54 even\">\n\t<td class=\"column-1\">Groupama Nouvelle vie<\/td><td class=\"column-2\">Groupama<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">4,50%<\/td>\n<\/tr>\n<tr class=\"row-55 odd\">\n\t<td class=\"column-1\">PER Lignage<\/td><td class=\"column-2\">Oradea Vie<\/td><td class=\"column-3\">Oradea Vie<\/td><td class=\"column-4\">4,50%<\/td>\n<\/tr>\n<tr class=\"row-56 even\">\n\t<td class=\"column-1\">PER Zen<\/td><td class=\"column-2\">Gaipare<\/td><td class=\"column-3\">Ageas France<br \/>\n<\/td><td class=\"column-4\">4,50%<\/td>\n<\/tr>\n<tr class=\"row-57 odd\">\n\t<td class=\"column-1\">PERtinence Retraite<\/td><td class=\"column-2\">Vie Plus<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">4,50%<\/td>\n<\/tr>\n<tr class=\"row-58 even\">\n\t<td class=\"column-1\">Le PER Generali Patrimoine<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<\/td><td class=\"column-4\">4,50%<\/td>\n<\/tr>\n<tr class=\"row-59 odd\">\n\t<td class=\"column-1\">Cardif Essentiel Retraite<br \/>\n<\/td><td class=\"column-2\">BNP Paribas Cardif<\/td><td class=\"column-3\">BNP Paribas Cardif<\/td><td class=\"column-4\">4,75%<\/td>\n<\/tr>\n<tr class=\"row-60 even\">\n\t<td class=\"column-1\">SwissLife PER Individuel<\/td><td class=\"column-2\">SwissLife<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">4,75%<\/td>\n<\/tr>\n<tr class=\"row-61 odd\">\n\t<td class=\"column-1\">Allianz PER HORIZON<\/td><td class=\"column-2\">Allianz<\/td><td class=\"column-3\">Allianz Vie<\/td><td class=\"column-4\">4,80%<\/td>\n<\/tr>\n<tr class=\"row-62 even\">\n\t<td class=\"column-1\">Le PER Eres<\/td><td class=\"column-2\">Eres<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">4,80%<\/td>\n<\/tr>\n<tr class=\"row-63 odd\">\n\t<td class=\"column-1\">La Retraite<br \/>\n<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<br \/>\n<\/td><td class=\"column-4\">4,95%<\/td>\n<\/tr>\n<tr class=\"row-64 even\">\n\t<td class=\"column-1\">PERFutura<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Swisslife Assurance et patrimoine<\/td><td class=\"column-4\">4,95%<\/td>\n<\/tr>\n<tr class=\"row-65 odd\">\n\t<td class=\"column-1\">FAR PER<\/td><td class=\"column-2\">Agents g\u00e9n\u00e9raux Axa<\/td><td class=\"column-3\">AXA France<\/td><td class=\"column-4\">5%<\/td>\n<\/tr>\n<tr class=\"row-66 even\">\n\t<td class=\"column-1\">Aviva Retraite Plurielle<\/td><td class=\"column-2\">Aviva<\/td><td class=\"column-3\">Aviva Retraite Professionnelle<\/td><td class=\"column-4\">5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div>\n<p>Les frais sur versement ou frais d\u2019entr\u00e9e sur un PER sont compris entre 0 et 5% et atteignent environ 2,5% en moyenne. Ils sont pr\u00e9lev\u00e9s par l\u2019assureur sur chaque cotisation pour r\u00e9mun\u00e9rer son distributeur (agent g\u00e9n\u00e9ral, courtier, conseiller en gestion de patrimoine, banque&#8230;). Dans un PER sans frais sur versement, toute l\u2019\u00e9pargne vers\u00e9e est investie sur le plan (sauf pour les supports supportant des frais sp\u00e9cifiques, comme les SCPI). En pr\u00e9sence de frais sur versement, une partie de l\u2019\u00e9pargne est ponctionn\u00e9e avant m\u00eame d\u2019alimenter le PER.<\/p>\n<p>Ainsi, pour une somme de 1 000 euros vers\u00e9e sur un PER \u00e0 2,5% de frais de versement, seuls 975 euros sont investis sur le plan.<\/p>\n<p>Les frais sur versement sont g\u00e9n\u00e9ralement n\u00e9gociables, surtout lorsque le montant des versements est important, et peuvent \u00eatre la contrepartie de services d\u2019accompagnement \u00e0 valeur ajout\u00e9e (par exemple en cas de transfert : comparatif technique entre l\u2019ancien contrat et le PER). Il convient de demander \u00e0 son conseiller quelle est la justification de ces frais et \u00e0 quelles prestations le client a droit en contrepartie.<\/p>\n<p>Le niveau de frais sur versements peut \u00eatre :<\/p>\n<ul>\n<li>modul\u00e9 selon la nature des versements (par exemple 3% sur les versements libres et 2% sur les versements programm\u00e9s pour inciter l\u2019\u00e9pargnant \u00e0 payer des cotisations p\u00e9riodiques)<\/li>\n<li>ou d\u00e9gressif, selon le montant vers\u00e9 et la part allou\u00e9e aux supports en unit\u00e9s de compte (UC).<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Classement_des_PER_individuels_selon_les_frais_de_gestion_en_unites_de_compte\"><\/span>Classement des PER individuels selon les frais de gestion en unit\u00e9s de compte<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"tablepress-23-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-23\" class=\"tablepress tablepress-id-23 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Nom du PER<\/th><th class=\"column-2\">Promoteur \/ distributeur<\/th><th class=\"column-3\">Frais de gestion (sur UC, en gestion libre)<\/th>\n<\/tr>\n<\/thead>\n<tfoot>\n<tr class=\"row-63 odd\">\n\t<th colspan=\"3\" class=\"column-1\">Source : soci\u00e9t\u00e9s, collecte ToutSurMesFinances.com<br \/>\n* PER investi dans des parts de fonds sans r\u00e9trocommission (frais de gestion assureur : 0,60%)<\/th>\n<\/tr>\n<\/tfoot>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">AMPLI-PER Libert\u00e9<\/td><td class=\"column-2\">AMPLI-Mutuelle<br \/>\n<\/td><td class=\"column-3\">0,40%<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Asac-Fapes PER<\/td><td class=\"column-2\">Asac-Fapes<\/td><td class=\"column-3\">0,50%<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Linxea Spirit PER\t<br \/>\n<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">0,50%<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">meilleurtaux libert\u00e9 PER<\/td><td class=\"column-2\">Meilleurtaux Placement<br \/>\n<\/td><td class=\"column-3\">0,50%<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">RES Retraite<\/td><td class=\"column-2\">MACSF<\/td><td class=\"column-3\">0,50%<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Evolution PER<\/td><td class=\"column-2\">Assurancevie.com<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Linxea PER<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">meilleurtaux PER<\/td><td class=\"column-2\">Meilleurtaux Placement<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">MIF PER Retraite<\/td><td class=\"column-2\">MIF<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Millevie PER<\/td><td class=\"column-2\">Caisse d'Epargne<\/td><td class=\"column-3\">0,60%<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">P-PER<\/td><td class=\"column-2\">Patrimea<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">PER Objectif Retraite by Epargnissimo<\/td><td class=\"column-2\">Epargnissimo<br \/>\n<br \/>\n<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">PER Placement-direct<\/td><td class=\"column-2\">Placement-direct<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">PER Winalto Retraite<\/td><td class=\"column-2\">Maaf<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\">Perivie<\/td><td class=\"column-2\">UMR<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\">Plan Epargne Retraite<\/td><td class=\"column-2\">Banques Populaires<\/td><td class=\"column-3\">0,60%<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\">Suravenir PER<\/td><td class=\"column-2\">Linxea, Meilleurtaux Placement, Assurancevie.com, Epargnissimo<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\">PER Assurance Retraite<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel<\/td><td class=\"column-3\">0,65%<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\">PER Responsable et solidaire<br \/>\n<\/td><td class=\"column-2\">Maif<\/td><td class=\"column-3\">0,60%<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\">Ambition Retraite Pro<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">0,70%<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\">Ambition Retraite Individuelle<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">0,70%<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\">BNP Paribas Multiplacements PER\t<br \/>\n<\/td><td class=\"column-2\">BNP Paribas\t<\/td><td class=\"column-3\">0,70%<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\">BNP Paribas Multiplacements Privil\u00e8ge PER<\/td><td class=\"column-2\">BNP Paribas<br \/>\n<\/td><td class=\"column-3\">0,70%<\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\">LFM PER FORM<\/td><td class=\"column-2\">La France Mutualiste<br \/>\n<\/td><td class=\"column-3\">0,77%<\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-1\">Complice Retraite<\/td><td class=\"column-2\">Matmut<\/td><td class=\"column-3\">0,80%<\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td class=\"column-1\">MMA PER Avenir\t<\/td><td class=\"column-2\">MMA<\/td><td class=\"column-3\">0,80%<\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-1\">Multi Horizon Retraite<\/td><td class=\"column-2\">Macif<\/td><td class=\"column-3\">0,80%<\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\">Titres@PER<\/td><td class=\"column-2\">Altaprofits<\/td><td class=\"column-3\">0,84%<\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td class=\"column-1\">PER Acacia<\/td><td class=\"column-2\">Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/td><td class=\"column-3\">0,84%<\/td>\n<\/tr>\n<tr class=\"row-31 odd\">\n\t<td class=\"column-1\">PER Individuel SMAvie<\/td><td class=\"column-2\">SMAvie<\/td><td class=\"column-3\">0,84%<\/td>\n<\/tr>\n<tr class=\"row-32 even\">\n\t<td class=\"column-1\">Allianz PER Horizon<\/td><td class=\"column-2\">Allianz<\/td><td class=\"column-3\">0,85%<\/td>\n<\/tr>\n<tr class=\"row-33 odd\">\n\t<td class=\"column-1\">Cachemire PER<\/td><td class=\"column-2\">La Banque Postale<\/td><td class=\"column-3\">0,85%<\/td>\n<\/tr>\n<tr class=\"row-34 even\">\n\t<td class=\"column-1\">Cardif Essentiel Retraite<\/td><td class=\"column-2\">CGP \/ courtiers<\/td><td class=\"column-3\">0,85%<\/td>\n<\/tr>\n<tr class=\"row-35 odd\">\n\t<td class=\"column-1\">Antarius PERIn<\/td><td class=\"column-2\">Cr\u00e9dit du Nord<br \/>\n<\/td><td class=\"column-3\">0,90%<\/td>\n<\/tr>\n<tr class=\"row-36 even\">\n\t<td class=\"column-1\">PER Individuel Carac\t<br \/>\n<\/td><td class=\"column-2\">Carac<\/td><td class=\"column-3\">0,90%<\/td>\n<\/tr>\n<tr class=\"row-37 odd\">\n\t<td class=\"column-1\">Projection Retraite<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel Ark\u00e9a<\/td><td class=\"column-3\">0,90%<\/td>\n<\/tr>\n<tr class=\"row-38 even\">\n\t<td class=\"column-1\">LCL Retraite PER<\/td><td class=\"column-2\">LCL<\/td><td class=\"column-3\">0,95% \u00e0 0,85%<\/td>\n<\/tr>\n<tr class=\"row-39 odd\">\n\t<td class=\"column-1\">PER Perspective Cr\u00e9dit Agricole<br \/>\n<\/td><td class=\"column-2\">Cr\u00e9dit Agricole<\/td><td class=\"column-3\">0,96% \u00e0 0,85%<\/td>\n<\/tr>\n<tr class=\"row-40 even\">\n\t<td class=\"column-1\">Conservateur Epargne Retraite (CER)<\/td><td class=\"column-2\">Le Conservateur<\/td><td class=\"column-3\">0,96%<\/td>\n<\/tr>\n<tr class=\"row-41 odd\">\n\t<td class=\"column-1\">GAN Nouvelle vie<\/td><td class=\"column-2\">GAN<\/td><td class=\"column-3\">0,96%<\/td>\n<\/tr>\n<tr class=\"row-42 even\">\n\t<td class=\"column-1\">Groupama Nouvelle vie<\/td><td class=\"column-2\">Groupama<\/td><td class=\"column-3\">0,96%<\/td>\n<\/tr>\n<tr class=\"row-43 odd\">\n\t<td class=\"column-1\">La Retraite<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">0,96%<\/td>\n<\/tr>\n<tr class=\"row-44 even\">\n\t<td class=\"column-1\">PER LIGNAGE<\/td><td class=\"column-2\">Oradea Vie<\/td><td class=\"column-3\">0,96%<\/td>\n<\/tr>\n<tr class=\"row-45 odd\">\n\t<td class=\"column-1\">SwissLife PER Individuel<\/td><td class=\"column-2\">SwissLife<\/td><td class=\"column-3\">0,96%<\/td>\n<\/tr>\n<tr class=\"row-46 even\">\n\t<td class=\"column-1\">PrimoPER<\/td><td class=\"column-2\">Primonial<br \/>\n<\/td><td class=\"column-3\">0,98%<\/td>\n<\/tr>\n<tr class=\"row-47 odd\">\n\t<td class=\"column-1\">Aviva Retraite Plurielle<\/td><td class=\"column-2\">Aviva<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-48 even\">\n\t<td class=\"column-1\">Afer Retraite Individuelle<\/td><td class=\"column-2\">Afer<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-49 odd\">\n\t<td class=\"column-1\">Concordances PERin\t<br \/>\n<\/td><td class=\"column-2\">Gresham Banque Priv\u00e9e<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-50 even\">\n\t<td class=\"column-1\">Excellie Retraite\t<br \/>\n<\/td><td class=\"column-2\">La Mondiale partenaire\t<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-51 odd\">\n\t<td class=\"column-1\">FAR PER Agipi<br \/>\n<\/td><td class=\"column-2\">Agents g\u00e9n\u00e9raux Axa<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-52 even\">\n\t<td class=\"column-1\">La M\u00e9dicale PERennit\u00e9<br \/>\n<\/td><td class=\"column-2\">La M\u00e9dicale<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-53 odd\">\n\t<td class=\"column-1\">Le PER Eres<\/td><td class=\"column-2\">Eres \/ CGP \/ courtiers<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-54 even\">\n\t<td class=\"column-1\">PER Intencial Liberalys Retraite<br \/>\n<\/td><td class=\"column-2\">CGP \/ courtiers<br \/>\n<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-55 odd\">\n\t<td class=\"column-1\">PERtinence Retraite<\/td><td class=\"column-2\">Vie Plus<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-56 even\">\n\t<td class=\"column-1\">PER Zen<br \/>\n<\/td><td class=\"column-2\">Gaipare<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-57 odd\">\n\t<td class=\"column-1\">Le PER Generali Patrimoine<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-58 even\">\n\t<td class=\"column-1\">Version Absolue Retraite<\/td><td class=\"column-2\">UAF Life Patrimoine<\/td><td class=\"column-3\">1%<\/td>\n<\/tr>\n<tr class=\"row-59 odd\">\n\t<td class=\"column-1\">Galya retraite individuelle<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">1,20%<\/td>\n<\/tr>\n<tr class=\"row-60 even\">\n\t<td class=\"column-1\">PERFutura <\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">1,20%<\/td>\n<\/tr>\n<tr class=\"row-61 odd\">\n\t<td class=\"column-1\">PERFutura Premium<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">1,20%<\/td>\n<\/tr>\n<tr class=\"row-62 even\">\n\t<td class=\"column-1\">My PENSION xPER *<\/td><td class=\"column-2\">My PENSION\t<br \/>\n<\/td><td class=\"column-3\">1,30%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div>\n<p>Les supports en unit\u00e9s de compte (UC) sont indispensables pour dynamiser les performances d\u2019un PER dans la dur\u00e9e. Les frais de gestion applicables dans un PER assurantiel sont factur\u00e9s en pourcentage de l\u2019encours (ponction d\u2019une fraction de l\u2019\u00e9pargne en fonction des sommes plac\u00e9es). S\u2019ils sont \u00e9lev\u00e9s, ils peuvent entamer les gains du titulaire du plan. C\u2019est donc un param\u00e8tre important \u00e0 prendre en compte, et ce d\u2019autant que le PER est une enveloppe de d\u00e9tention \u00e0 long terme.<\/p>\n<p>\u00c0 noter\u00a0: les PER bancaires (ou PER compte-titres) ne supportent pas de frais de gestion annuels. Mais une tarification similaire peut \u00eatre appliqu\u00e9e sous l\u2019appellation de \u00ab frais d\u2019enveloppe \u00bb.<\/p>\n<p>En moyenne, les frais de gestion des PER atteignent 0,8% et moins de 0,6% pour les PER en ligne, pour la part investie en unit\u00e9s de compte.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Classement_des_PER_individuels_selon_les_frais_de_la_gestion_pilotee\"><\/span>Classement des PER individuels selon les frais de la gestion pilot\u00e9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"tablepress-25-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-25\" class=\"tablepress tablepress-id-25 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Nom du PER<\/th><th class=\"column-2\">Promoteur \/ distributeur<\/th><th class=\"column-3\">Nom du gestionnaire<\/th><th class=\"column-4\">Frais de gestion (en gestion pilot\u00e9e)<\/th><th class=\"column-5\">Pr\u00e9cision<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Le PER Generali Patrimoine<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<\/td><td class=\"column-4\">0,50%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">meilleurtaux PER<\/td><td class=\"column-2\">Meilleurtaux Placement<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">0,60%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Linxea PER<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">0,60%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Multi Horizon Retraite<\/td><td class=\"column-2\">Macif<\/td><td class=\"column-3\">Mutavie<\/td><td class=\"column-4\">0,60%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">PER Placement-direct<\/td><td class=\"column-2\">Placement-direct<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">0,60%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Matla<\/td><td class=\"column-2\">Boursorama Banque<\/td><td class=\"column-3\"><\/td><td class=\"column-4\">0,69% \u00e0 0,77%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Ambition Retraite Pro<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">0,70%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Ambition Retraite Individuelle<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">0,70%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Asac-Fapes PER<\/td><td class=\"column-2\">Asac-Fapes<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">0,76%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">PER Individuel SMAvie<\/td><td class=\"column-2\">SMAvie<\/td><td class=\"column-3\">SMAvie BTP<\/td><td class=\"column-4\">0,84%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">PER Acacia<\/td><td class=\"column-2\">Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/td><td class=\"column-3\">Sogecap<\/td><td class=\"column-4\">0,84%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Titres@PER<\/td><td class=\"column-2\">Altaprofits<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">0,84%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">Allianz PER Horizon<\/td><td class=\"column-2\">Allianz<\/td><td class=\"column-3\">Allianz Vie<\/td><td class=\"column-4\">0,85%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">Projection Retraite<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel Ark\u00e9a<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">0,90%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\">Le PER Eres<\/td><td class=\"column-2\">Eres<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">0,90%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\">LCL Retraite PER<\/td><td class=\"column-2\">LCL<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">0,95% \u00e0 0,85%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\">PER Cr\u00e9dit Agricole<\/td><td class=\"column-2\">Cr\u00e9dit Agricole<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">0,96% \u00e0 0,85%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\">GAN Nouvelle vie<\/td><td class=\"column-2\">GAN<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">0,96%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\">Groupama Nouvelle vie<\/td><td class=\"column-2\">Groupama<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">0,96%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\">PER Lignage<\/td><td class=\"column-2\">Oradea Vie<\/td><td class=\"column-3\">Oradea Vie<\/td><td class=\"column-4\">0,96%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\">Aviva Retraite Plurielle<\/td><td class=\"column-2\">Aviva<\/td><td class=\"column-3\">Aviva Retraite Professionnelle<\/td><td class=\"column-4\">1%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\">Afer Retraite Individuelle<\/td><td class=\"column-2\">Afer<\/td><td class=\"column-3\">Aviva Retraite Professionnelle<\/td><td class=\"column-4\">1%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\">PERtinence Retraite<\/td><td class=\"column-2\">Vie Plus<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">1%<br \/>\n<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\">FAR PER<\/td><td class=\"column-2\">Agents g\u00e9n\u00e9raux Axa<\/td><td class=\"column-3\">AXA France<\/td><td class=\"column-4\">1,6%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-1\">Galya retraite individuelle<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\"><\/td><td class=\"column-5\">1,20% pour les fonds en UC et 0,80% pour les fonds en euros<\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td class=\"column-1\">SwissLife PER Individuel<\/td><td class=\"column-2\">SwissLife<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\"><\/td><td class=\"column-5\">0,65% sur le fonds euro et 0,96% sur UC<\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-1\">perfutura<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Swisslife Assurance et patrimoine<\/td><td class=\"column-4\"><\/td><td class=\"column-5\">1,20% pour les fonds en UC et 1,00% pour les fonds en euros<\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\">PERFutura Premium<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Swisslife Assurance et patrimoine<\/td><td class=\"column-4\"><\/td><td class=\"column-5\">1,20% pour les fonds en UC et 1,00% pour les fonds en euros<\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td colspan=\"5\" class=\"column-1\">Source : soci\u00e9t\u00e9s, collecte ToutSurMesFinances.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div>\n<p>La gestion pilot\u00e9e, aussi appel\u00e9e gestion \u00e0 horizon retraite, est l\u2019une des deux options de gestion d\u2019un PER (avec la gestion libre)\u00a0: la gestion financi\u00e8re du contrat est enti\u00e8rement d\u00e9l\u00e9gu\u00e9e \u00e0 un professionnel qui prend les d\u00e9cisions d\u2019investissement \u00e0 la place du titulaire du plan. De nombreux contrats comportent trois profils de gestion pilot\u00e9e \u00e0 horizon retraite\u00a0:<\/p>\n<ul>\n<li>profil prudent<\/li>\n<li>profil \u00e9quilibre<\/li>\n<li>profil dynamique<\/li>\n<\/ul>\n<p>Dans le cadre de la gestion \u00e0 horizon retraite d\u2019un PER et au fur et \u00e0 mesure que l\u2019\u00e2ge du titulaire du plan avance, il est proc\u00e9d\u00e9 \u00e0 une r\u00e9orientation automatique de la r\u00e9partition de l\u2019\u00e9pargne constitu\u00e9e au profit de supports s\u00e9curitaires (fonds en euros ou fonds mon\u00e9taire \u00e0 faible risque).<\/p>\n<p>Conna\u00eetre la tarification de la gestion pilot\u00e9e d\u2019un PER est important car les frais de gestion viennent minorer la performance du contrat.<\/p>\n<p>Tout compris, en incluant les frais des ETF (fonds indiciels cot\u00e9s sous-jacents), le contrat Matla de Boursorama Banque appara\u00eet comme l&rsquo;un des plus performants avec des frais annuels totaux de 0,84% sur le profil de gestion prudent et de 0,99% pour les profils \u00e9quilibr\u00e9 et dynamique.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Classement_des_PER_individuels_selon_les_frais_sur_versement_de_la_rente\"><\/span>Classement des PER individuels selon les frais sur versement de la rente<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"tablepress-24-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-24\" class=\"tablepress tablepress-id-24 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Nom du PER<\/th><th class=\"column-2\">Promoteur \/ distributeur<\/th><th class=\"column-3\">Assureur<\/th><th class=\"column-4\">Frais sur arr\u00e9rages de rente<\/th><th class=\"column-5\">Commentaire<\/th>\n<\/tr>\n<\/thead>\n<tfoot>\n<tr class=\"row-33 odd\">\n\t<th colspan=\"5\" class=\"column-1\">Source : soci\u00e9t\u00e9s, collecte ToutSurMesFinances<\/th>\n<\/tr>\n<\/tfoot>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Asac-Fapes PER<\/td><td class=\"column-2\">Asac-Fapes<\/td><td class=\"column-3\">Spirica<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\">frais de gestion du support en euros de la rente, 2%<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">LCL Retraite PER<\/td><td class=\"column-2\">LCL<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">La Retraite<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">PER Acacia<\/td><td class=\"column-2\">Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/td><td class=\"column-3\">Sogecap<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">PER Matla<\/td><td class=\"column-2\">Boursorama Banque<\/td><td class=\"column-3\">Orad\u00e9a Vie<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\">frais de gestion et d'allocation annuels applicables, 0,77% max. <\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Pr\u00e9fon-Retraite<\/td><td class=\"column-2\">Pr\u00e9fon<\/td><td class=\"column-3\">CNP  Assurances<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Garance S\u00e9r\u00e9nit\u00e9<\/td><td class=\"column-2\">Garance<\/td><td class=\"column-3\">Garance<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">PERtinence Retraite<\/td><td class=\"column-2\">Vie Plus<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\">Frais sur encours de rente : 1%<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Projection Retraite<\/td><td class=\"column-2\">Cr\u00e9dit Mutuel Ark\u00e9a<\/td><td class=\"column-3\">Suravenir<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\">Frais sur encours de rente : 0,90%<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">PER Assurance Cr\u00e9dit Agricole<\/td><td class=\"column-2\">Cr\u00e9dit Agricole<\/td><td class=\"column-3\">Predica<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Le PER Eres<\/td><td class=\"column-2\">Eres<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">PER LIGNAGE<\/td><td class=\"column-2\">Oradea Vie<\/td><td class=\"column-3\">Oradea Vie<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">Le PER Generali Patrimoine<\/td><td class=\"column-2\">Generali<\/td><td class=\"column-3\">Generali Vie<\/td><td class=\"column-4\">0%<\/td><td class=\"column-5\">0,60% d\u00e9duits des int\u00e9r\u00eats per\u00e7us<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">Multi Horizon Retraite<\/td><td class=\"column-2\">Macif<\/td><td class=\"column-3\">Mutavie<\/td><td class=\"column-4\">1%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\">PER Individuel SMAvie<\/td><td class=\"column-2\">SMAvie<\/td><td class=\"column-3\">SMAvie BTP<\/td><td class=\"column-4\">1%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\">Linxea PER<\/td><td class=\"column-2\">Linxea<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">1,50%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\">Meilleurtaux PER<\/td><td class=\"column-2\">Meilleurtaux Placement<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">1,50%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\">P-PER<\/td><td class=\"column-2\">Patrimea<\/td><td class=\"column-3\">Apicil Epargne<\/td><td class=\"column-4\">1,50%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\">Galya retraite individuelle<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Groupama gan vie<\/td><td class=\"column-4\">2%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\">Allianz PER Horizon<\/td><td class=\"column-2\">Allianz<\/td><td class=\"column-3\">Allianz Vie<\/td><td class=\"column-4\">2% maximum<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\">Aviva Retraite Plurielle<\/td><td class=\"column-2\">Aviva<\/td><td class=\"column-3\">Aviva Retraite Professionnelle<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\">GAN Nouvelle vie<\/td><td class=\"column-2\">GAN<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\">Titres@PER<\/td><td class=\"column-2\">Altaprofits<\/td><td class=\"column-3\">Swisslife<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\">PER Placement-direct<\/td><td class=\"column-2\">Placement-direct<\/td><td class=\"column-3\">SwissLife Assurance et Patrimoine<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-1\">Ambition Retraite Pro<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td class=\"column-1\">Ambition Retraite Individuelle<\/td><td class=\"column-2\">AG2R La Mondiale<\/td><td class=\"column-3\">La Mondiale<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-1\">Groupama Nouvelle vie<\/td><td class=\"column-2\">Groupama<\/td><td class=\"column-3\">Groupama GAN Vie<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\">Afer Retraite Individuelle<\/td><td class=\"column-2\">Afer<\/td><td class=\"column-3\">AVIVA RETRAITE PROFESSIONNELLE<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td class=\"column-1\">SwissLife PER Individuel<\/td><td class=\"column-2\">SwissLife<\/td><td class=\"column-3\">SwissLife<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-31 odd\">\n\t<td class=\"column-1\">perfutura<\/td><td class=\"column-2\">Predictis<\/td><td class=\"column-3\">Swisslife Assurance et patrimoine<\/td><td class=\"column-4\">3%<\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-32 even\">\n\t<td class=\"column-1\">FAR PER<\/td><td class=\"column-2\">Agents g\u00e9n\u00e9raux Axa<\/td><td class=\"column-3\">AXA FRANCE<\/td><td class=\"column-4\"><\/td><td class=\"column-5\">5 \u20ac par versement si trimestriel, 2 \u20ac par versement si mensuel<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div>\n<p>Les frais sur le service de la rente d\u2019un PER, appel\u00e9s frais d\u2019arr\u00e9rage, sont un param\u00e8tre important \u00e0 prendre en compte puisque la rente per\u00e7ue par l\u2019assur\u00e9 \u00e0 la retraite est amput\u00e9e de ces frais.<\/p>\n<p>Souvent, les frais d\u2019arr\u00e9rage atteignent 3%. Ainsi, pour une rente mensuelle de 100 euros, l\u2019assur\u00e9 ne per\u00e7oit que 97 euros apr\u00e8s pr\u00e9l\u00e8vement des frais d\u2019arr\u00e9rage effectu\u00e9 par l\u2019assureur.<\/p>\n<p><em>Note de l\u2019auteur\u00a0: de nombreux autres param\u00e8tres doivent \u00eatre pris en compte avant de choisir son PER (performances de la gestion pilot\u00e9e, r\u00e9elle ind\u00e9pendance de l\u2019association souscriptrice, souplesse \u00e0 la sortie entre capital, capital fractionn\u00e9 et rente, options de rente, possibilit\u00e9 d\u2019effectuer un transfert d\u2019un ancien contrat d\u2019\u00e9pargne retraite, etc.).<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Comment choisir un PER individuel aussi appel\u00e9 PERin ou PERi ? Avant de souscrire un plan d\u2019\u00e9pargne retraite individuel, plusieurs crit\u00e8res sont \u00e0 prendre en compte. Rendement du fonds en euros, frais sur versement, frais de gestion\u2026 Classement des PER selon diff\u00e9rents param\u00e8tres.<\/p>\n","protected":false},"author":13709,"featured_media":32230,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-27169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-epargne-retraite"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Classement PER individuel 2026 : rendement 2025, frais<\/title>\n<meta name=\"description\" content=\"Comment choisir un PER individuel aussi appel\u00e9 PERin ou PERi ? Avant de souscrire un plan d\u2019\u00e9pargne retraite individuel, plusieurs crit\u00e8res sont \u00e0 prendre en compte. 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