{"id":279,"date":"2018-01-18T08:43:09","date_gmt":"2018-01-18T07:43:09","guid":{"rendered":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/a\/taux-d-interet-legal-definition-bareme-calcul"},"modified":"2025-12-30T09:31:19","modified_gmt":"2025-12-30T08:31:19","slug":"taux-d-interet-legal-definition-bareme-calcul","status":"publish","type":"post","link":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/a\/taux-d-interet-legal-definition-bareme-calcul","title":{"rendered":"Taux d\u2019int\u00e9r\u00eat l\u00e9gal : d\u00e9finition, bar\u00e8me 2026, calcul"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Taux_dinteret_legal_definition\"><\/span>Taux d&rsquo;int\u00e9r\u00eat l\u00e9gal : d\u00e9finition<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Taux_dinteret_legal_en_France_le_principe\"><\/span>Taux d\u2019int\u00e9r\u00eat l\u00e9gal en France, le principe<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Le taux d\u2019int\u00e9r\u00eat l\u00e9gal (TIL) est une somme d\u2019argent due par un d\u00e9biteur (personne qui doit de l\u2019argent) \u00e0 un cr\u00e9ancier (personne \u00e0 laquelle l\u2019argent est d\u00fb) en cas de retard de paiement ou de d\u00e9cision de justice.<\/p>\n<p>Il sert principalement au calcul des p\u00e9nalit\u00e9s de retard dans le cadre d\u2019un litige commercial et des dommages et int\u00e9r\u00eats dans le cadre d\u2019une proc\u00e9dure civile.<\/p>\n<p>Cet int\u00e9r\u00eat est une forme d\u2019indemnisation de la perte financi\u00e8re li\u00e9e au temps qui passe, qui s\u2019ajoute \u00e0 la somme due ou au montant d\u2019une condamnation p\u00e9cuniaire d\u00e9cid\u00e9e par la justice.<\/p>\n<p>Fix\u00e9 par la loi (en vertu de l\u2019article 1907 du Code civil), l&rsquo;int\u00e9r\u00eat l\u00e9gal est diff\u00e9rent de l&rsquo;int\u00e9r\u00eat contractuel ou conventionnel, fix\u00e9 par \u00e9crit entre deux parties. Il ne doit pas \u00eatre confondu avec le taux d\u2019usure (taux maximum pratiqu\u00e9 par la banque), ni avec le taux d\u2019int\u00e9r\u00eat de retard (appliqu\u00e9 en cas de retard de paiement des imp\u00f4ts).<\/p>\n<p>En cas de d\u00e9cision de justice, le cr\u00e9ancier a droit au taux d\u2019int\u00e9r\u00eat l\u00e9gal dans tous les cas. Ce droit s\u2019applique par d\u00e9faut, m\u00eame s\u2019il n\u2019a pas demand\u00e9 le paiement d\u2019int\u00e9r\u00eats et m\u00eame si le tribunal n\u2019a prononc\u00e9 aucune d\u00e9cision en ce sens.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Interet_legal_en_vigueur_dans_quels_cas\"><\/span>Int\u00e9r\u00eat l\u00e9gal en vigueur dans quels cas ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>En pratique, le taux d\u2019int\u00e9r\u00eat l\u00e9gal sert au calcul :<\/p>\n<ul>\n<li>des int\u00e9r\u00eats sur les sommes \u00e0 verser sur d\u00e9cision de justice (proc\u00e9dure de recouvrement d\u2019une dette appel\u00e9e injonction de payer, paiement d\u2019une sanction p\u00e9cuniaire), g\u00e9n\u00e9ralement dans le cadre d\u2019une proc\u00e9dure civile ou d\u2019un litige commercial<\/li>\n<li>des int\u00e9r\u00eats produits par le capital attribu\u00e9 \u00e0 titre de <a href=\"https:\/\/www.toutsurmesfinances.com\/argent\/a\/prestation-compensatoire-montant-versement-et-fiscalite\" target=\"_blank\" rel=\"noopener noreferrer\">prestation compensatoire<\/a> suite au prononc\u00e9 du divorce<\/li>\n<li>des int\u00e9r\u00eats d\u2019un pr\u00eat immobilier ou \u00e0 la consommation, si le contrat de pr\u00eat ne pr\u00e9voit pas de taux effectif global (TEG) ou si le <strong><a href=\"https:\/\/www.toutsurmesfinances.com\/argent\/a\/credit-immobilier-erreur-sur-le-teg-les-bons-reflexes-a-prendre\" target=\"_blank\" rel=\"noopener noreferrer\">calcul du TEG est erron\u00e9<\/a><\/strong><\/li>\n<li>des p\u00e9nalit\u00e9s de retard pour non-paiement d\u2019une facture de <a href=\"https:\/\/www.toutsurmesfinances.com\/argent\/a\/prix-du-gaz-tarifs-du-gaz-comparatif-et-evolution\">gaz<\/a> ou d\u2019<a href=\"https:\/\/www.toutsurmesfinances.com\/argent\/a\/tarifs-edf-prix-de-l-electricite-au-tarif-bleu\">\u00e9lectricit\u00e9<\/a> (EDF, Engie, etc.), des factures de t\u00e9l\u00e9phone ou des<strong><a href=\"https:\/\/www.toutsurmesfinances.com\/argent\/a\/comment-comprendre-sa-facture-d-eau\" target=\"_blank\" rel=\"noopener noreferrer\"> factures d\u2019eau<\/a><\/strong> courante, en application des conditions g\u00e9n\u00e9rales de vente<\/li>\n<li>des int\u00e9r\u00eats d\u2019une personnes surendett\u00e9e si la commission de surendettement n\u2019a pas statu\u00e9 sur le dossier dans un d\u00e9lai de 3 mois suivant sa date de d\u00e9p\u00f4t.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Bareme_du_taux_dinteret_legal_2026\"><\/span>Bar\u00e8me du taux d\u2019int\u00e9r\u00eat l\u00e9gal 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Le mode de fixation du taux d\u2019int\u00e9r\u00eat l\u00e9gal a \u00e9t\u00e9 modifi\u00e9 par l&rsquo;ordonnance n\u00b0 2014-947 du 20 ao\u00fbt 2014, entr\u00e9e en vigueur au 1er janvier 2015. D\u00e9sormais, le calcul du taux d\u2019int\u00e9r\u00eat l\u00e9gal est r\u00e9alis\u00e9 par la Banque de France tous les semestres (tous les 6 mois) pour deux types de cr\u00e9anciers. Les taux ainsi calcul\u00e9s font ensuite l\u2019objet d\u2019une publication au Journal officiel (JO ou JORF) par voie d\u2019arr\u00eat\u00e9 minist\u00e9riel.<\/p>\n<p>Il y a donc deux taux d\u2019int\u00e9r\u00eat l\u00e9gaux en vigueur :<\/p>\n<ul>\n<li>un taux l\u00e9gal pour le recouvrement de la dette d\u2019un professionnel envers un particulier ou d\u2019une dette entre particuliers<\/li>\n<li>un taux l\u00e9gal pour toutes les autres situations (dette d\u2019un particulier envers un professionnel ou dette entre professionnels)<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Taux_dinteret_legal_au_1er_semestre_2026\"><\/span>Taux d&rsquo;int\u00e9r\u00eat l\u00e9gal au 1er semestre 2026<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Le taux d\u2019int\u00e9r\u00eat l\u00e9gal applicable au <strong>premier semestre 2026 <\/strong>figure dans un arr\u00eat\u00e9 <a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000053165408\" target=\"_blank\" rel=\"noopener noreferrer\">paru au <em>Journal Officiel<\/em> du 26 d\u00e9cembre 2025<\/a>. Les taux en vigueur durant cette p\u00e9riode sont fix\u00e9s ainsi :<\/p>\n<ul>\n<li>Taux l\u00e9gal des cr\u00e9ances des particuliers (dette due \u00e0 un particulier) : <strong>6,67%<\/strong><\/li>\n<li>Taux l\u00e9gal des cr\u00e9ances des professionnels (dette due \u00e0 un professionnel) : <strong>2,62%<\/strong><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Taux_dinteret_legal_au_2eme_semestre_2025\"><\/span>Taux d\u2019int\u00e9r\u00eat l\u00e9gal au 2\u00e8me semestre 2025<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Le taux d\u2019int\u00e9r\u00eat l\u00e9gal applicable au <strong>deuxi\u00e8me semestre 2025<\/strong> est en baisse par rapport au semestre pr\u00e9c\u00e9dent. Il s\u2019\u00e9tablit ainsi entre le 1er juillet et le 31 d\u00e9cembre 2025 :<\/p>\n<p>Taux l\u00e9gal des cr\u00e9ances des particuliers (dette due \u00e0 un particulier) : <strong>6,65%<\/strong><br \/>\nTaux l\u00e9gal des cr\u00e9ances des professionnels (dette due \u00e0 un professionnel) : <strong>2,76%<\/strong><\/p>\n<p><em>Source : arr\u00eat\u00e9 publi\u00e9 au Journal Officiel du 24 juin 2025.<\/em><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Taux_dinteret_legal_au_1er_semestre_2025\"><\/span>Taux d&rsquo;int\u00e9r\u00eat l\u00e9gal au 1er semestre 2025<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Le taux d\u2019int\u00e9r\u00eat l\u00e9gal applicable au <strong>premier semestre 2025 <\/strong>figure dans un arr\u00eat\u00e9 <a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000050793726\" target=\"_blank\" rel=\"noopener noreferrer\">paru au <em>Journal Officiel<\/em> du 19 d\u00e9cembre 2024<\/a>. Les taux en vigueur durant cette p\u00e9riode sont fix\u00e9s ainsi :<\/p>\n<ul>\n<li>Taux l\u00e9gal des cr\u00e9ances des particuliers (dette due \u00e0 un particulier) : <strong>7,21%<\/strong><\/li>\n<li>Taux l\u00e9gal des cr\u00e9ances des professionnels (dette due \u00e0 un professionnel) : <strong>3,71%<\/strong><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Taux_legal_historique_du_taux_dinteret_annuel\"><\/span>Taux l\u00e9gal : historique du taux d\u2019int\u00e9r\u00eat annuel<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Taux_dinteret_legal_tableau_historique_depuis_1975\"><\/span>Taux d\u2019int\u00e9r\u00eat l\u00e9gal : tableau historique depuis 1975<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div id=\"tablepress-1-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-1\" class=\"tablepress tablepress-id-1 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th colspan=\"4\" class=\"column-1\">Historique du taux d'int\u00e9r\u00eat l\u00e9gal depuis 1975<\/th>\n<\/tr>\n<\/thead>\n<tfoot>\n<tr class=\"row-70 even\">\n\t<th colspan=\"4\" class=\"column-1\"><em>Sources : Bofip, JO sur L\u00e9gifrance, Banque de France <\/em><\/th>\n<\/tr>\n<\/tfoot>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>Ann\u00e9e<\/strong><\/td><td rowspan=\"2\" class=\"column-2\"><strong>P\u00e9riode<\/strong><\/td><td colspan=\"2\" class=\"column-3\"><strong>Taux d'int\u00e9r\u00eat l\u00e9gal<\/strong><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-3\"><strong>Cr\u00e9ancier particulier<\/strong><\/td><td class=\"column-4\"><strong>Cr\u00e9ancier professionnel<\/strong><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><strong>2027<\/strong><\/td><td class=\"column-2\">1er semestre<\/td><td colspan=\"2\" class=\"column-3\"><em>\u00e0 para\u00eetre fin d\u00e9cembre 2026<\/em><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2026<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td colspan=\"2\" class=\"column-3\"><em>\u00e0 para\u00eetre fin juin 2026<\/em><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\"><strong>6,67%<\/strong><\/td><td class=\"column-4\"><strong>2,62%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2025<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\"><strong>6,65%<\/strong><\/td><td class=\"column-4\"><strong>2,76%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">7,21%<\/td><td class=\"column-4\">3,71%<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2024<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">8,16%<\/td><td class=\"column-4\">4,92%<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">8,01%<\/td><td class=\"column-4\">5,07%<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2023<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">6,82%<\/td><td class=\"column-4\">4,22%<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,47%<\/td><td class=\"column-4\">2,06%<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2022<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,15%<\/td><td class=\"column-4\">0,77%<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,13%<\/td><td class=\"column-4\">0,76%<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2021<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,12%<\/td><td class=\"column-4\">0,76%<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,14%<\/td><td class=\"column-4\">0,79%<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2020<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,11%<\/td><td class=\"column-4\">0,84%<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,15%<\/td><td class=\"column-4\">0,87%<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2019<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,26%<\/td><td class=\"column-4\">0,87%<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,40%<\/td><td class=\"column-4\">0,86%<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2018<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,60%<\/td><td class=\"column-4\">0,88%<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,73%<\/td><td class=\"column-4\">0,89%<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2017<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,94%<\/td><td class=\"column-4\">0,90%<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,16%<\/td><td class=\"column-4\">0,90%<\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2016<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">4,35%<\/td><td class=\"column-4\">0,93%<\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,54%<\/td><td class=\"column-4\">1,01%<\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2015<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">4,29%<\/td><td class=\"column-4\">0,99%<\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,06%<\/td><td class=\"column-4\">0,93%<\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\"><strong>2014<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">0,04%<\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td class=\"column-1\"><strong>2013<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">0,04%<\/td>\n<\/tr>\n<tr class=\"row-31 odd\">\n\t<td class=\"column-1\"><strong>2012<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">0,71%<\/td>\n<\/tr>\n<tr class=\"row-32 even\">\n\t<td class=\"column-1\"><strong>2011<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">0,38%<\/td>\n<\/tr>\n<tr class=\"row-33 odd\">\n\t<td class=\"column-1\"><strong>2010<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">0,65%<\/td>\n<\/tr>\n<tr class=\"row-34 even\">\n\t<td class=\"column-1\"><strong>2009<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">3,79%<\/td>\n<\/tr>\n<tr class=\"row-35 odd\">\n\t<td class=\"column-1\"><strong>2008<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">3,99%<\/td>\n<\/tr>\n<tr class=\"row-36 even\">\n\t<td class=\"column-1\"><strong>2007<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">2,95%<\/td>\n<\/tr>\n<tr class=\"row-37 odd\">\n\t<td class=\"column-1\"><strong>2006<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">2,11%<\/td>\n<\/tr>\n<tr class=\"row-38 even\">\n\t<td class=\"column-1\"><strong>2005<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">2,05%<\/td>\n<\/tr>\n<tr class=\"row-39 odd\">\n\t<td class=\"column-1\"><strong>2004<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">2,27%<\/td>\n<\/tr>\n<tr class=\"row-40 even\">\n\t<td class=\"column-1\"><strong>2003<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">3,29%<\/td>\n<\/tr>\n<tr class=\"row-41 odd\">\n\t<td class=\"column-1\"><strong>2002<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">4,26%<\/td>\n<\/tr>\n<tr class=\"row-42 even\">\n\t<td class=\"column-1\"><strong>2001<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">4,26%<\/td>\n<\/tr>\n<tr class=\"row-43 odd\">\n\t<td class=\"column-1\"><strong>2000<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">2,74%<\/td>\n<\/tr>\n<tr class=\"row-44 even\">\n\t<td class=\"column-1\"><strong>1999<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">3,47%<\/td>\n<\/tr>\n<tr class=\"row-45 odd\">\n\t<td class=\"column-1\"><strong>1998<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">3,36%<\/td>\n<\/tr>\n<tr class=\"row-46 even\">\n\t<td class=\"column-1\"><strong>1997<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">3,87%<\/td>\n<\/tr>\n<tr class=\"row-47 odd\">\n\t<td class=\"column-1\"><strong>1996<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">6,65%<\/td>\n<\/tr>\n<tr class=\"row-48 even\">\n\t<td class=\"column-1\"><strong>1995<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">5,82%<\/td>\n<\/tr>\n<tr class=\"row-49 odd\">\n\t<td class=\"column-1\"><strong>1994<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">8,40%<\/td>\n<\/tr>\n<tr class=\"row-50 even\">\n\t<td class=\"column-1\"><strong>1993<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">10,40%<\/td>\n<\/tr>\n<tr class=\"row-51 odd\">\n\t<td class=\"column-1\"><strong>1992<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,69%<\/td>\n<\/tr>\n<tr class=\"row-52 even\">\n\t<td class=\"column-1\"><strong>1991<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">10,26%<\/td>\n<\/tr>\n<tr class=\"row-53 odd\">\n\t<td class=\"column-1\"><strong>1990<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,36%<\/td>\n<\/tr>\n<tr class=\"row-54 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>1989<\/strong><\/td><td class=\"column-2\">15 juillet au 31 d\u00e9cembre<\/td><td colspan=\"2\" class=\"column-3\">7,82%<\/td>\n<\/tr>\n<tr class=\"row-55 odd\">\n\t<td class=\"column-2\">1er janvier au 14 juillet<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-56 even\">\n\t<td class=\"column-1\"><strong>1988<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-57 odd\">\n\t<td class=\"column-1\"><strong>1987<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-58 even\">\n\t<td class=\"column-1\"><strong>1986<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-59 odd\">\n\t<td class=\"column-1\"><strong>1985<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-60 even\">\n\t<td class=\"column-1\"><strong>1984<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-61 odd\">\n\t<td class=\"column-1\"><strong>1983<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-62 even\">\n\t<td class=\"column-1\"><strong>1982<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-63 odd\">\n\t<td class=\"column-1\"><strong>1981<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-64 even\">\n\t<td class=\"column-1\"><strong>1980<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-65 odd\">\n\t<td class=\"column-1\"><strong>1979<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-66 even\">\n\t<td class=\"column-1\"><strong>1978<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<tr class=\"row-67 odd\">\n\t<td class=\"column-1\"><strong>1977<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">10,50%<\/td>\n<\/tr>\n<tr class=\"row-68 even\">\n\t<td class=\"column-1\"><strong>1976<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td colspan=\"2\" class=\"column-3\">8%<\/td>\n<\/tr>\n<tr class=\"row-69 odd\">\n\t<td class=\"column-1\"><strong>1975<\/strong><\/td><td class=\"column-2\">15 juillet au 31 d\u00e9cembre<\/td><td colspan=\"2\" class=\"column-3\">9,50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div><!-- #tablepress-1 from cache -->\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Historique_du_taux_dinteret_legal\"><\/span>Historique du taux d\u2019int\u00e9r\u00eat l\u00e9gal<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Le principe du taux d\u2019int\u00e9r\u00eat l\u00e9gal, applicable en l\u2019absence de convention entre le pr\u00eateur et l\u2019emprunteur, est en vigueur depuis l\u2019instauration du Code civil en 1804. Par la suite, les conditions de l&rsquo;int\u00e9r\u00eat l\u00e9gal ont \u00e9t\u00e9 fix\u00e9es par le D\u00e9cret-loi du 8 ao\u00fbt 1935. Jusqu\u2019en 1975, il y avait deux taux d\u2019int\u00e9r\u00eats l\u00e9gaux distincts, l\u2019un pour les transactions commerciales et l\u2019autre en mati\u00e8re civile.<\/p>\n<p>Depuis la loi n\u00b075-619 du 11 juillet 1975, le taux d\u2019int\u00e9r\u00eat l\u00e9gal est fix\u00e9 pour chaque ann\u00e9e civile. Il a alors \u00e9t\u00e9 unifi\u00e9 (un seul taux d\u2019int\u00e9r\u00eat l\u00e9gal) et correspondait alors au taux d\u2019escompte de la Banque de France (taux \u00e0 tr\u00e8s court terme) le 15 d\u00e9cembre de l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente.<\/p>\n<p>Depuis la loi n\u00b089-421 du 23 juin 1989 et jusqu\u2019en 2014, le taux d\u2019int\u00e9r\u00eat l\u00e9gal \u00e9tait fix\u00e9 chaque ann\u00e9e par d\u00e9cret, la r\u00e9f\u00e9rence pour son calcul \u00e9tant le taux des bons du Tr\u00e9sor \u00e0 taux fixe \u00e0 court terme (\u00e0 13 semaines).<\/p>\n<p>Depuis 2015, la loi diff\u00e9rencie le taux d&rsquo;int\u00e9r\u00eat l\u00e9gal en fonction des cat\u00e9gories de cr\u00e9anciers (particuliers d\u2019une part et professionnels d\u2019autre part). La fixation du taux se fonde sur le taux directeur de la BCE (Banque centrale europ\u00e9enne).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Taux_legal_majore_de_5_points_conditions\"><\/span>Taux l\u00e9gal major\u00e9 de 5 points : conditions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>La loi pr\u00e9voit une sanction pour le d\u00e9biteur (personne qui doit de l\u2019argent) qui prend trop de temps \u00e0 ex\u00e9cuter la d\u00e9cision de justice.<\/p>\n<p>L&rsquo;article L 313-3 du Code mon\u00e9taire et financier, issu de la loi du 11 juillet 1975 pr\u00e9voit qu\u2019<em>\u00ab en cas de condamnation, le taux de l&rsquo;int\u00e9r\u00eat l\u00e9gal est major\u00e9 de cinq points \u00e0 l&rsquo;expiration d&rsquo;un d\u00e9lai de deux mois \u00e0 compter du jour o\u00f9 la d\u00e9cision de justice est devenue ex\u00e9cutoire \u00bb.<\/em><\/p>\n<p>En d\u2019autres termes, si le d\u00e9biteur n\u2019a pas proc\u00e9d\u00e9 au paiement ou au remboursement de la somme due au cr\u00e9ancier dans un d\u00e9lai de 2 mois qui suit la date d&rsquo;application du jugement ou de la d\u00e9cision de justice, les int\u00e9r\u00eats sont major\u00e9s.<\/p>\n<p>Le tableau ci-dessous indique les taux l\u00e9gaux major\u00e9s appliqu\u00e9s actuellement et depuis 2012 :<\/p>\n<div id=\"tablepress-93-scroll-wrapper\" class=\"tablepress-scroll-wrapper\">\n\n<table id=\"tablepress-93\" class=\"tablepress tablepress-id-93 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th colspan=\"4\" class=\"column-1\">Historique du taux d'int\u00e9r\u00eat l\u00e9gal major\u00e9 depuis 2012<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>Ann\u00e9e<\/strong><\/td><td rowspan=\"2\" class=\"column-2\"><strong>P\u00e9riode<\/strong><\/td><td colspan=\"2\" class=\"column-3\"><strong>Taux d'int\u00e9r\u00eat l\u00e9gal<\/strong><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-3\"><strong>Cr\u00e9ancier particulier<\/strong><\/td><td class=\"column-4\"><strong>Cr\u00e9ancier professionnel<\/strong><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2026<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td colspan=\"2\" class=\"column-3\"><strong>\u00e0 para\u00eetre fin juin 2026<\/strong><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\"><strong>6,67% + 5 = 11,67%<\/strong><\/td><td class=\"column-4\"><strong>2,62% + 5 = 7,62%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2025<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\"><strong>6,65% + 5 = 11,65%<\/strong><\/td><td class=\"column-4\"><strong>2,76% + 5 = 7,76%<\/strong><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">7,21% + 5 = 12,21%<\/td><td class=\"column-4\">3,71% + 5 = 8,71%<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2024<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">8,16% + 5 = 13,16%<\/td><td class=\"column-4\">4,92% + 5 = 9,92%<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">8,01% + 5 = 13,01%<\/td><td class=\"column-4\">5,07% + 5 = 10,07%<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2023<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">6,82% + 5 = 11,82%<\/td><td class=\"column-4\">4,22% + 5 = 9,22%<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,47% + 5 = 9,47%<\/td><td class=\"column-4\">2,06% + 5 = 7,06%<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2022<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,15% + 5 = 8,15%<\/td><td class=\"column-4\">0,77% + 5 = 5,77%<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,13% + 5 = 8,13%<\/td><td class=\"column-4\">0,76% + 5 = 5,76%<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2021<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,12% + 5 = 8,12%<\/td><td class=\"column-4\">0,76% + 5 = 5,76%<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,14% + 5 = 8,14%<\/td><td class=\"column-4\">0,79% + 5 = 5,79%<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2020<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,11% + 5 = 8,11%<\/td><td class=\"column-4\">0,84% + 5 = 5,84%<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,15%+ 5 = 8,15%<\/td><td class=\"column-4\">0,87%+ 5 = 5,87%<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2019<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,26% + 5 = 8,26%<\/td><td class=\"column-4\">0,87% + 5 = 5,87%<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,40% + 5 = 8,40%<\/td><td class=\"column-4\">0,86% + 5 = 5,86%<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2018<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,60% + 5 = 8,60%<\/td><td class=\"column-4\">0,88%+ 5 = 5,88%<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">3,73% +5 = 8,73%<\/td><td class=\"column-4\">0,89% +5 = 5,89%<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2017<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">3,94% +5 = 8,94%<\/td><td class=\"column-4\">0,90% +5 = 5,90%<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,16% +5 = 9,16%<\/td><td class=\"column-4\">0,90% + 5 = 5,90%<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2016<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">4,35% + 5 = 9,35%<\/td><td class=\"column-4\">0,93% + 5 = 5,93%<\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,54% + 5 = 9,54%<\/td><td class=\"column-4\">1,01% + 5 = 6,01%<\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td rowspan=\"2\" class=\"column-1\"><strong>2015<\/strong><\/td><td class=\"column-2\">2\u00e8me semestre<\/td><td class=\"column-3\">4,29% + 5 = 9,29%<\/td><td class=\"column-4\">0,99% +5 = 5,99%<\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td class=\"column-2\">1er semestre<\/td><td class=\"column-3\">4,06% + 5 = 9,06%<\/td><td class=\"column-4\">0,93% + 5 = 5,93%<\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-1\"><strong>2014<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td class=\"column-3\">5,04%<\/td><td class=\"column-4\">5,04 %<\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\"><strong>2013<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td class=\"column-3\">5,04 %<\/td><td class=\"column-4\">5,04 %<\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td class=\"column-1\"><strong>2012<\/strong><\/td><td class=\"column-2\">ann\u00e9e<\/td><td class=\"column-3\">5,71%<\/td><td class=\"column-4\">5,71%<\/td>\n<\/tr>\n<tr class=\"row-31 odd\">\n\t<td colspan=\"4\" class=\"column-1\"><em>Sources : Bofip, JO sur L\u00e9gifrance, Banque de France <\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div><!-- #tablepress-93 from cache -->\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Calcul_des_interets_legaux_dus_par_un_adversaire_en_justice\"><\/span>Calcul des int\u00e9r\u00eats l\u00e9gaux dus par un adversaire en justice<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Formule_de_calcul_des_interets_legaux_dus\"><\/span>Formule de calcul des int\u00e9r\u00eats l\u00e9gaux dus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Pour calculer les int\u00e9r\u00eats l\u00e9gaux dus par un adversaire sur d\u00e9cision de justice, il existe une formule de calcul. En r\u00e8gle g\u00e9n\u00e9rale, les int\u00e9r\u00eats l\u00e9gaux sont calcul\u00e9s \u00e0 partir de la somme due, sans int\u00e9grer les int\u00e9r\u00eats au capital. On parle alors d\u2019int\u00e9r\u00eats simples.<\/p>\n<p>Dans ce cas, il faut effectuer l\u2019op\u00e9ration suivante :<br \/>\n<em>(somme due x nombre de jours de retard x taux applicable sur la p\u00e9riode) divis\u00e9 par (100 x nombre de jours de l&rsquo;ann\u00e9e).<\/em><br \/>\nAttention, le nombre de jours \u00e0 prendre en compte varie selon les ann\u00e9es : 365 jours pour une ann\u00e9e normale (2025, 2026, 2027, 2029, etc.), 366 jours pour une ann\u00e9e bissextile (2024, 2028, 2032, etc.).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Exemple_de_calcul_des_interets_legaux_simples_a_payer\"><\/span>Exemple de calcul des int\u00e9r\u00eats l\u00e9gaux simples \u00e0 payer<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Date du jugement<\/strong> : le 3 janvier 2026<br \/>\n<strong>D\u00e9cision<\/strong> : condamnation au paiement d\u2019une somme de 5.000 euros<br \/>\n<strong>Nature du cr\u00e9ancier<\/strong> : cr\u00e9ancier particulier<br \/>\n<strong>D\u00e9lai d&rsquo;ex\u00e9cution de la d\u00e9cision de justice<\/strong> : jour du jugement<br \/>\n<strong>Taux d&rsquo;int\u00e9r\u00eat l\u00e9gal en vigueur au 3 janvier 2026<\/strong> : 6,67%<br \/>\nLe d\u00e9biteur a pris l\u2019engagement de payer le 31 janvier 2026, soit un d\u00e9lai de recouvrement de 28 jours.<\/p>\n<p>Le montant des int\u00e9r\u00eats est le suivant : (5 000 x 28 x 6,67) \/ (365 x 100) = 25,58 euros<br \/>\nSomme total due (capital + int\u00e9r\u00eats) \u00e0 rembourser : 5.000 + 25,58 = 5 025,58 euros<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le taux d\u2019int\u00e9r\u00eat l\u00e9gal sert \u00e0 fixer les p\u00e9nalit\u00e9s de retard de paiement d\u2019une transaction commerciale et les int\u00e9r\u00eats dus dans le cadre d\u2019une proc\u00e9dure civile comme un divorce. D\u00e9finition, bar\u00e8me en vigueur cette ann\u00e9e et taux historique, calcul&#8230; Tout savoir sur les taux d\u2019int\u00e9r\u00eat l\u00e9gaux en 2026.<\/p>\n","protected":false},"author":13709,"featured_media":22462,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-calculs"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Taux d\u2019int\u00e9r\u00eat l\u00e9gal : d\u00e9finition, bar\u00e8me 2026, calcul<\/title>\n<meta name=\"description\" content=\"Le taux d\u2019int\u00e9r\u00eat l\u00e9gal fixe les p\u00e9nalit\u00e9s de retard de paiement d\u2019une transaction commerciale et les int\u00e9r\u00eats dus dans le cadre d\u2019une proc\u00e9dure civile.\" 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Il analyse les strat\u00e9gies d\u2019investissement,\u00a0suit\u00a0les \u00e9volutions fiscales et les\u00a0probl\u00e9matiques\u00a0patrimoniales\u00a0avec une vision long terme, forg\u00e9e par des ann\u00e9es de pratique et de suivi des march\u00e9s.\u00a0","sameAs":["https:\/\/www.toutsurmesfinances.com\/author\/olivier","https:\/\/www.linkedin.com\/in\/obrunet\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/posts\/279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/users\/13709"}],"replies":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/comments?post=279"}],"version-history":[{"count":4,"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/posts\/279\/revisions"}],"predecessor-version":[{"id":22685,"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/posts\/279\/revisions\/22685"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/media\/22462"}],"wp:attachment":[{"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/media?parent=279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/categories?post=279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.toutsurmesfinances.com\/vie-pratique\/wp-json\/wp\/v2\/tags?post=279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}